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    Regions Bank

    1.0 (1 review)
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    Personal banking

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    5 years ago

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    Regions Bank

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    AmFirst - Our Talladega Branch

    AmFirst

    (3 reviews)

    Recently moved to area and needed a bank. I had heard that…read morecredit unions could potentially give you a "home town" feel and offer better interest rates. The facility is clean and nice. The loan officer we met with was not able to answer any of my questions except to hand me a pamphlet. (which i could have gotten myself in the lobby) She stated she had to do a credit check. I was concerned since I was also in process of buying a new home. She never explained that it was a "soft pull" which wouldn't show up on my credit. She truly never explained anything. If you would like someone to not even read, but just point out bold printing in pamphlets then this is the place to go. Also they don't have check/deposit slips, which i am not used to. it is not a big deal. Just another instance of not being explained. We did get a savings account and went to deposit money. we had to wait on the teller to return. Apparently when no one is directly standing in the lobby, a teller isn't standing behind the counter. I do not know much more about the bank itself as my account is only a week old at this point and i have not sat down to read through all the pamphlets myself.

    Terrible credit union,judges by appearance and bases accounts by appearance.Also this bank…read moreconstantly has long lines and the bankers seems like they don't care.It also makes me uncomfortable seeing thier guard with a gun when walking around such closed space,no other bank in talladega does that.

    Guardian Credit Union

    Guardian Credit Union

    (2 reviews)

    I have had logistical problems making this payment online several times. They require you to have…read moreyour member number, acct. number, loan number, etc., which are all unique to guardian and nothing that you can produce on your own to prove your identity. I called to obtain my member number since I had not been given this number since I only have a loan there. I paid every payment within the 10 day grace period, which is documented in the app, however, I started receiving notices of late fees which were assessed days after I paid. I called their customer service, only to be told that the 10 day grace period really isn't 10 days. Even if you pay within that time frame, you are penalized for them not RECEIVING the payment within that time. Spoke with the rep, then was transferred to a supervisor who also told me they won't remove the three late fees. All of this after I had the due date changed so that I would actually have a few days to pay if needed. Supervisor waited for me to explain and immediately told me they couldn't remove the late fees. I don't plan to use guardian in the future and would really like to move my loan if it wouldn't end up costing more.

    This is actually a review for the Guardian credit union out on Taylor Road. Yelp didn't seem to…read morefind it. Don't go here for the drive-through on the Saturday of Labor Day weekend OMG! really Montgomery?! you wait till now to do your banking?! there must be 50 cars lined up for the three windows! To their credit, they stay open and give you a ticket to process everyone in line at noon. However note to self NEVER do this again!!! I pulled up at 11:30 it is now 12:02 and there's still five cars in front of me! I know you're thinking well I'm doing this banking today too but all I need to do is make a quick deposit I would never of made this trip! I thought it would be just a flyby some of these people are doing major banking because they're working their transactions for 10 minutes each! So 5 stars for being open but never again at a holiday weekend!!!!!!!!!!!!!!

    Regions Bank - banks - Updated August 2026

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