Contracted to settle with predatory lenders, did nothing! I deposited over $70k and they chose to…read moreterminate my contract so they could keep $50k in "program fees"! Adam Cuddyer and Nicole Novobilski are fraudsters, as I in no way cancelled their service, nor would I have simply donated $50k to their dogshit fraudulent business! STAY FAR AWAY FROM THESE PEOPLE!

Constantly calling my Business line tying up the call lines with this Daily non-stop garbage trying…read moreto absolve me of my business financial responsibilities and obligations! I owe the money, I'm appreciative of the Bank's lending me the money and I'm also responsibly paying back my debt, yet they want me to DEFAULT!!! Every day, same call!! Ridiculous!!

I have to say this was the best decision that I have made thus so far this year. I have recently…read moresigned up with Blue sky credit and have seen an impact on my credit and the agency being able to get 13% off of my credit in a short period of time. Again, I've already seen some pretty great improvements to my scores since they have taken action. After it was all said and done I still had 2 inaccuracies that were holding down my score and one of the ones that was significantly impacting my credit has been deleted on all credit bureaus. Although I need to continue to do my part in order for this too work I am just excited and have hope that I will be able to meet my 3 year goal with there assistance. Thank you for all your support!

After four months of service,Nothing has been done to repair my credit. They conveniently take the…read moremoney out of your account and you don't hear a thing from them. I have actually done more repair to my credit without them by myself. Save your money and save your time. It's sad that we still have scam companies like this in our country. Praying on poor people trying to repair their credit for a better life.

Paid monthly, did not see any results. Then I was told by their agent to make an agreement…read moremyself, I stopped paying them. As there were NO RESULTS. I paid for nothing. I've requested all my money back, waiting on response from them.

Do not contract this company. I have been with them for over a year. I paid them monthly on time…read more In the year with them, my creditors stated collections and I received judgements. This company does not help to resolve your debt. They cause you to get deeper into debt. If any settlements are made, you the customer settle with your creditors, not Financial Warranty. Do not contract with this company. To have only lawyers as consultations does not help get you out of debt. Financial Warranty makes your situation worse. Run from this company. They only take your money and will do nothing for you. They are not even BBB verified. This should tell you something. I do not think this firm knows what they are doing. I have contracted with an actual Debt Settlement firm and within 2 months of being with them, I currently have settlements thru them with 3 of my creditors. That's only in the past 2 months. I have been with Financial Warranty for 13 months and have only gotten collections notices and summons. Go figure which is the right choice. Listen to what we are saying as customers of Financial Warranty, DO NOT DO BUSINESS WITH THIS COMPANY - UNLESS YOU WANT TO LOSE YOUR MONEY. COMPANY DOES NONE OF THE THINGS STATED ON THEIR WEBSITE. THEY ARE NOT LEGIT. Odessa H.

This idiot Tim Kane's calls me and wanted to interview me for an office manager position. I asked…read morehim more about the position and he insisted I come in to discuss the position. I told him I am not looking for a sales or cold calling position, I have over 20 years management experience. I get there and this idiot wants me to sit through a primamerica presentation. I told him this is not what I was looking for and why couldn't he be honest on the phone. Thanks for wasting my morning idiot. This guy has to lie to people to get them in the office. I wouldn't buy anything from a man who lies to get business.

The same thing happened to me...almost. Tim Kellis called me and set me up for an interview but…read morewas very vague over the phone about the position and the company. He simply said it was a financial services company and it was a management position, but he wouldn't tell me the job title or the company name. I googled the address he had sent me for the interview and that's when I found out he works for Primerica and its their job to recruit new employees so they can advance in their own positons and make more money. The jobs are "commission only" sales jobs. So I texted him and said I wanted more information about the company and the position because I didn't want to waste his time or mine, and he was not willing to provide that information, he said "if you think its a waste of time to come in for an interview, you don't have to" but he still was not willing to give me any details about the position so I said I would absolutely NOT be coming in for an interview. Any potential employer who is not willing to provide you explicit details about the position prior to you going in for an interview is obviously sketchy!!

This company save my family. They went above and beyond to get all issues ,credit score up , school…read moreloan help.Without Jamal and Vanessa I would not have gotten to purchase my home an would lost a large downpayment and had to move out of our family dream home.I absolutely recommend Jamal and Vanessa for your needs.

I was being sued by a collection agency so I contacted Jermeal at Empire Credit Solutions and they…read morewalked me through everything and they did all my foot work for me and I am happy to say I got a letter in the mail yesterday saying my case was dismissed! I'm so happy, Empire Credit Solutions save me thousands of dollars! Now I'm having them help me build my credit back up. If you want your credit brought up this is the place to go! Thanks Empire Credit Solutions I could not have done it without you!

Don't do it! After the settlements amount plus their fees you end up paying almost as much as the…read moreoriginal debt. All your doing with these companies is hiring them to work out settlements which you can do yourself; it'll just take dedication and time.

freedom bebt mgmt ripped me off when i decided not to use the service they refused to return my…read morefirst payment . dont trust them I delt with linda sweet and after she hooked me she just didnt answer my call anymore. and she also did not make any call on my behalf to my creditors. its been a while but i will never forget.

With 18 years of experience in the industry, my expertise is substantial, yet I was able to acquire…read moresome invaluable insights for my clientele. Moreover, I've harbored several persistent inquiries for an extended period, and they were addressed all of them preemptively, without the necessity of my articulation.

Provides a lot of valuable information that can be used everyday. Gabe was very engaging and…read moreexplained everything thoroughly and answered all questions.

If I could give this company zero stars, I would. I have been scammed out of a few thousand…read moredollars. The customer service was horrible, no one answers the phone. They never settled ANY of my debts, they only drafted funds from my account and ran with it all. I was told that they are now out of business. Has anyone filed a lawsuit against this company? They need to be held accountable for what they did to hundreds if not thousands of us.