1. Retirement Planning Associates

    1. Retirement Planning Associates

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    Winter Springs, FL

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    Retirement Planning Associates

    5.0 (1 review)

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    2 years ago

    Helpful 20
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    Talon Wealth - Talon Wealth logo

    Talon Wealth

    (26 reviews)

    Matt demonstrated great attention to detail and was extremely patient, dedicating time to address…read moreall of my inquiries. Although things seemed to speed up towards the conclusion, I am considering following up in case any additional concerns arise.

    Beware - I strongly advise you to steer clear of this company…read more When my job was being relocated to another state, I decided not to move and began focusing more closely on my IRA. I had already taken a significant loss of about $35,000 during the market downturn in the fall of 2022. Around that time, I heard about Talon from a radio program and decided to give them a try. I met with a local representative, John, who reviewed my numbers and projected a 12-15% return on my investments. I decided to move forward and invested $228,000 with them in October 2022. What I wasn't told--and what I later learned--was that I could have simply left my existing investments in place and had Talon take over as the manager. Instead, all of my prior investments were liquidated, and everything was restarted from scratch. In 2023, my portfolio returned just 4%, after fees. I had been told their fee would be 1% annually, but I frequently raised concerns throughout the year because half of my money was just sitting idle in a money market fund. By the second year, I was still dissatisfied. I raised my concerns again in the fall, which led to some adjustments--but 2024's return dropped to just 2.6%. I then discovered I was actually being charged 2% per year in fees--not the 1% I was originally told. When I brought this up, they wanted to schedule a meeting to "look into it." At that point, I had already made up my mind to leave. I genuinely believe my account wasn't large enough for them to care about managing it properly.

    FAIRWINDS Credit Union

    FAIRWINDS Credit Union

    (4 reviews)

    East Orlando

    We have been banking with Fairwinds Credit for many, many years…read more In the past, we did bank with a few different (regular banks); however, most banks want to charge customers fees for almost everything. I'm surprised they don't charge for the air you breathe when you enter their bank. I believe there are many people who are not aware of the benefits of banking with a credit union. Fairwinds has a myriad of services, financial options, too many to mention here. Fairwinds treat you literally like your family. Never once have we gone into a Fairwinds Credit Union where we were not greeted with a smile and a "Welcome to Fairwinds"! Most importantly, they have many choices of checking and savings accounts, and business loans. They are dedicated to helping members achieve financial freedom through many of their services. My husband and I, in the many years of banking with Fairwinds Credit Union, have not once had a negative experience! We've had car loans through them, personal loan through them, and currently have our mortgage loan with them. Their website is very user friendly, and if ever you have the need to call them about anything, you will always be connected with a customer service representative who is knowledgeable and kind. Stop banking with people who are taking your hard earned money, go with Fairwinds Credit Union who wants to help you to financial freedom!

    I have only good things to say about Fairwinds Bank! Great customer service…read more Austin's attention to his customers is commendable!

    Retirement Planning Associates - financialadvising - Updated September 2026

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