I've had the pleasure of working with the Halvorsen team for nearly 9 years, through three new home…read morepurchases and one refinance. Each time, they've gone above and beyond to make the process smooth, transparent, and stress-free. Their consistency, professionalism, and genuine care have earned my trust, and I wouldn't hesitate to recommend them to anyone looking for a reliable partner in home financing. Thank you Daniel and team!

I am a realtor that was selling a property. The loan officer Will wasnt transparent or on the ball…read morewith assuring the transaction went well whether it worked out or not. Due to loan officer not communicating consistently the deal was extended 3 times due to issues with the qualification where the loan officer indicated the candidate was qualified and everything was fine. Then the day before closing at 5pm he communicates the candidate doesnt qualify. He didnt disclose there was an issue prior at all. Not even say there was an issue but led to believe everything was fine. It felt like us as a group was lied to as there is no disclosure policy saying that the loan had issues and this may not work out. That is not privacy issue at all. He didnt even indicate that. Sellers and Buyers beware as this was a very bad experience and noone should come to the end of the line to be able to close and then day before closing not even 24hr notice to say things are not going to work out or even disclose we have issues much before this time. This simple VA took 60 days and the loan officer had more than enought time or their underwritign to have an answer before this disaster of an outcome to waste a sellers time and money of making repairs of $3000 for VA Loan to come to a conclusion of not qualifying. Watch out as this team and loan individuals will be a red flag for my next seller or if a buyer suggest using this group at all. Im an MLO and Realtor and Appraise, so I have experience on all fronts of the transaction and this was a disaster of non transparency and leading with false information.

Your ENTIRE team was great from start to finish. My loan officer was brilliant and extremely…read moreaccommodating. When shopping around for houses, you and your team were always willing to provide a clear picture of where the houses stood financially and this was instrumental in helping me narrow down what worked and what didn't. You guys exceeded our expectations and we would HIGHLY recommend The Heckman Group!

From the owner: $15,000 Down Payment Assistance $2,000/yr Tax Credit…read more$500 Community Heroes Credit We handle FHA, Conventional, VA, & USDA mortgages. Ask us about Offer Accepted and the $2000 per year Mortgage Credit Certificate program

Yes! Today I have purchased my second home. It took me only a month to get it. Andrew and his team…read morewere very quick and responsive. Andrew's guidance helped me to save some money on my mortgage payments as well. Thank you. Larisa

I would recommend Andrew to ANYONE looking to close on a home…read more What started off as a textbook process/relationship with another company, ended in disaster just 3 weeks prior to my closing date because of horrible customer service. After switching companies on an already tight deadline, I was informed the second company couldn't help because the first company threatened to sue! (seriously!) With just 2 weeks to close, Andrew was recommended to me. I was told if anyone could close this deal, he could. And he did. He was available anytime I had a question, calmed my nerves in an extremely stressful situation, and made the impossible possible (he informed me I now hold the record for the fastest close!). He was extremely professional, genuine, friendly and wonderful to work with. If you're not working with him, you should. And to his boss, give this man a raise! Cheers, M

I have owned 4 previous homes and never have I had such a smooth closing. My realtor Ashley was…read morethe best. The team at Sharp Mortgage were unbelievable. They made everything flow. The closing journey was easy and I recommend having this team behind you on your next or first home purchase.

Best Mortgage company in Jacksonville. Owner has been in business for 33 years! Great team and…read morealways trust referring people to Sharp Mortgages.

We have bought and sold quite a few properties and always cringe about the mortgage process…read more Michael Gayda and PrimeLending changed our entire attitude about mortgages. This was by far the most smooth process we have ever gone through for obtaining a mortgage. You even get weekly updates on the status of your loan via your preferred method of communication (ours was email & text). Michael Gayda was so helpful and extremely responsive. We really felt he cared and was looking after our best interests. His entire team is amazing. Michael Gayda/ PrimeLending will absolutely be our go to for future transactions. They set the bar for how mortgage companies should treat customers.

AMAZING. Mr. Gayda is very efficient and will always be available to answer your questions. He made…read morethe process of purchasing a home and also a refinance very easy and quick. Not only is he great at what he does but he is also a great person. I would use his services again and again. I have referred multiple friends his direction and they all had amazing service.

David and the Prime Lending Team made the entire process extremely simple. From the first…read moreinteraction with David, who explained everything in detail and ensured that I understood all the steps in the home buying process, to the timely updates and reminders. Prime Lending has a variety of home financing options to fit your unique needs and they will provide a loan that best suits you. If you have been thinking of buying a home my advice is to give David and the Prime Lending Team a call and start your home buying journey.

David Wakefield and team were extremely attentive and easy to work with. They were trustwothy and…read moredependable. Helped us with our obstacles. They provided easy direction and followed up during the refi process. We received a lower rate at closing than we were expecting which was a great surprise. HIGHLY recommend!

Nice clean cut business like bank personal! Pleasant and professional! I always go in there even if…read moreI have closer location I always choose that one. Thank you guys!

It take more than 20 minutes of phone time to talk to a real person so I can find the branch Number…read moreso I can insure a notery and cd officer is available when I plan to arive in Jacksonville since there are no branches in St Augustine. The phone system is not user frendly and waists way too much time!!!! The Bank services are great but their phone system is terrible!!! might as well not even have a phone service just either they are there or they are not. the drive is almost lesst time spent

My experience with Mr. Wakefield was nothing short of amazing! I came in with no knowledge of the…read moreprocess as this is my first home purchase and also with a very quick closing date. He was there to answer any of my questions and even has custom videos that answer frequent questions you may have. I also worked with Jessica in his office who was extremely quick at answering my emails and the sweetest and most patient with all my questions. Overall what a truly amazing experience and he made the home buying purchase fun and not stressful!!

PrimeLending is on your side! They will and have worked tirelessly for you. They are creative,…read moreinformative, involved, innovative, personable, and will make it work for you. If you are not using PrimeLending you are not using the best. The team of Dave and Tim are a winning combination.

I went to another with better rates after their bait & switch asking for $5200 in points a week of…read morewasting my time. Easy to be rude when the markets good- not so much when you're working for tips sweetie...,

I can't say how this group went above and beyond to help me. everyone was so nice, professional and…read morepolite. my friend Molly recommended Bayway for my home refinancing and I am very pleased with the whole process. Ed responded to my texts and emails almost immediately and answered any questions I had. Fawn, Viana and Kathy were so very helpful. They walked me through the refinance process, helped me with my home insurance and set everything up for my home appraisal. The whole office made me feel like family. I was updated almost daily with what the next step was going To be, they made the whole experience easy. I will highly recommend Bayway for any of my family or friends and will be going to them if for any reason in the future I look to buying a new home. From a 1 to 5 star rating Bayway gets a 10. Thank you guys so very much.

I have used TrustLine Mortgage for years for both my personal properties and investment properties…read moreand they provide superior service. They are exceptionally responsive both in the pre-sales initial qualifying process and then of course during the actual purchase process. I had used them when I was local in Jacksonville but I recently moved out of town and I still used them for a new home and everything went great, I now have a beautiful new home thanks to TrustLine. As far as the other negative review about not knowing where a closing is, that is clearly the Realtor's responsibility, not your Mortgage lenders. TrustLine worked great with all parties, my Realtor, Insurance agent and myself. I look forward to working with TrustLine again in the near future for my next investment property!

Worst service in Jacksonville, I would highly recommend not using this company. The biggest problem…read morethey have is lack of communication! They don't talk to each other in the office and they don't let their client know anything! They didn't even tell me where the closing was. My wife and I showed up at their office and were informed the closing was somewhere else, luckily it was in the same building. Everyone I had been dealing with were out of the office when my closing was scheduled, and no one even stopped in during the process. I used them to try and keep my business local, should have used and internet company. Never even got a thank you for my business. And the bonus to all this is they lost two pieces of sensitive information, including a copy of my w-2. If I have any issues with identity theft I will be asking them how they plan on fixing it. Would not recommend to anyone!!!!!