Dave is awesome! First time homebuyers or anyone looking for a home should contact Dave…read more He is super responsive, helpful and his whole team is FAST! They really know how important it is to make sure things are precise, accurate and quick in processes like this. I was so nerve ridden and just so anxious I wanted to throw up during the whole process honestly but this team was just on their A game the entire time so I never ran into any issues I was worrying about! Dave and his team were available by zoom, phone call, text or email anytime I needed him and as anxious as I was during this entire process - that meant everything to me! Not only did we get our first ever offer accepted on our dream home, but I got our move in date ramped up by an entire week because of this rock star team! That was amazing, great work to Dave & his team. I can't keep recommending them to our friends, coworkers, etc since it was such a great first experience. He even keeps in touch by sending us recommendations for places to visit or take our family when they come into town.

I thought Dave Cook was a good mortgage broker until I happened to work with another company on a…read moretransaction with my family. Now I know that Dave is quite likely the best mortgage broker in the universe. Behold, greatness.

I felt like my questions weren't being heard, and this guy was not very respectful at all. I would…read morenever come back here or talk to this company again.

Ghassan has now helped my family refinance three different loans and helped with the purchases of a…read moretwo homes. In both situations he was professional and helpful, answering the most mundane to the most complex questions. On the purchase of our home, we did not have a buyers agent and Ghassan was always willing to help walk us through questions we may have otherwise not been able to answer. On top of the great experience of working with Ghassan, he consistently also comes back with the lowest closing costs and best rates from any other source I checked. This saved us thousands of dollars over the life of our loans.

if you want a place to just hold your money Westerra is fine. But credit unions are for getting…read moreloans and Westerra is terrible at auto loans. They drug their feet and caused all kinds of issues when I got the loan. For some reason they couldn't fund the loan so we couldn't get the car but the loan was showing up on my online banking and a payment schedule was established before I could get the car. I wanted to make a big payment to start the loan and lower the monthly. One person tells me to make the payment before my first statement so I do, I call to get the reduced payment info and another person says I should have waited to make the chunk payment until after my first statement. They don't know what they're doing and as a result I have a higher payment. Then, years later we pay the loan off with one last big chunk payment and they processed the payment wrong. It's paid off and it's not accruing interest but a month after the loan is paid off I have to call to get the title and it's only then that they figure out it was "processed wrong" on their end. They have to go through it again and submit it to the county. There is a negative balance on the account so they will apply that to my saving once its all processed properly. so I lose out on a months worth of interest (not much but still) and I have to call and tell them to do their job. Don't bother getting an auto loan from them. And one can assume that they handle all loans this well.

I been with this bank since I was 16 the worst bank I have ever dealt with there website never…read moreworks you don't ever get your paycheck on time they ask for insurance and you give it to them and they say they never got it do not bank here.

Randy Reed is an amazing Morgage Lender! I have known Randy…read moresince 2004, as he has served me in my loans. His character is based on honesty and integrity. ~Victoria R.

From the owner: Specializing in crafting tailored financing solutions for a home purchase always has diverse needs…read more– from first-time buyers, self-employed individuals, 2nd homes, or build that dream home - I'm passionate about securing your financial dreams through homeownership! I excel in guiding clients through purchasing, investment properties, and strategic mortgage planning for life's pivotal moments – be it retirement, divorce, or smart investment moves like a 1031 exchange!

We can't recommend the folks at Rate -- Emily, Jennifer, etc -- enough for their work with our…read morehouse hunt. We previously worked with KeyBank, and they were perfectly fine with the process. However, I don't believe we would have accomplished what we needed to--understanding our budgeting, offering on one home, moving to a different home, and ultimately ending up with a better interest rate and an accelerated closing date--if we had gone that direction this time. Most importantly, though, we valued having someone to connect with who walked us through these processes, communicated genuinely, and acted as a great sounding board to iron out issues along the way. Thank you again to Emily, Jennifer & team for helping us land our dream home and making a super stressful time smoother than it could have been. We appreciate all of your hard work for us.

As first-time homebuyers, my husband and I wanted to work with a loan officer who was personable…read moreand local. After exploring options with a credit union and a large mortgage company, we found that Guaranteed Rate consistently provided the best customer service. Jennifer and Katie were fantastic throughout the entire process--knowledgeable, responsive, and genuinely invested in making our experience smooth. A colleague recommended Guaranteed Rate to us, and now that we've officially closed on our home, we can confidently say it was the right choice. The entire process, from underwriting to document submission, was seamless and stress-free. We are incredibly grateful for their support and highly recommend Jennifer, Katie, and their team to anyone looking for a top-notch home-buying experience

Super responsive and best customer service around. Can't beat low rate and fees that we got!read more

Chae was always available. I had his direct line. He closed the purchase quickly as I had…read morerequested. His rates were competitive. He is very experienced and knowledgeable. He reacted very quickly to any of my emails or requests. I would definitely use him again.

Brian is an exceptional Loan Officer. His honesty, knowledge and eagerness to provide the best…read moreexperience and outcome for his clients is unmatched. I am proud to have in my network and would recommend him to anyone.

Brian quoted us an unreal rate, only to follow-up with an even more insane deal that we were able…read moreto lock into. He worked to keep the deal locked after we hit a 72-hour snag during closing and was accessible via email phone and text along the way. He gets it done

David and his team did a wonderful job for my family after my aunt passed away and we had to clean,…read morerenovate and sell her condo. He and the team took the time to come over, give us an honest estimate of what the market was (selling around the holidays wasn't ideal) and we could expect. They even set us up with a staging company so that we could have great pictures to showcase the condo and it made a huge difference in the appearance and ultimately believe it assisted us with selling the condo. Would definitely recommend him again and if you know of anyone who needs a great team that will be your partner through the process, please call David!

Literally nothing but great things to say about this group! Tom has helped us buy a couple of…read morehomes, and David has helped us on the selling side. Great humans, super knowledgeable, not pushy. Do yourself a favor and give them a shout for any buying or selling needs! We recommend them to everyone we know.

I have worked with Optimum Mortgage Services twice now. The first time was back in 2014 when I…read morebought my first house. The second time was in May of 2016, when I was refinancing my house to get a lower interest rate. The mortgage broker Neal Lerner really helped me understand the concepts that people unfamiliar with real estate