I was referred to Kathleen by a friend and she was great to work with. What I liked was that she…read morewas responsive and very straight to the point. I had checked a few different mortgage companies for rates but she seemed to have the best interest rate and was the most easy to work. I had delayed refinancing my house because I didn't want to deal with the headache of all the paperwork. She made it as painless as possible and answered all my questions.

My realtor referred me to Kathleen and I was very well taken care of as a first time homebuyer…read more Like others were praising, she provides a very competitive package and is very transparent with the whole process. She's a powerhouse in her field and makes sure her clients are educated and informed on each step of the process. Kathleen works with integrity and has a keen sense of timelines and has great ambition in getting the job done well. Her availability and consistent communication gave me peace of mind for time sensitive processes and I have already recommended her to my friends in the area and will continue to do so proudly. Thank you Kathleen for all your hard work and making for a fast and smooth close! This oscar goes to you!

Not all lenders are built the same--Manuel Tobias stands out…read more As a Realtor, securing a popular floor plan took a strong effort, and he delivered. He helped close my client's deal and stayed ahead of every deadline--I never had to chase updates. I trust him enough that I used him for my own home purchase too. Definitely worth a call.

I continue to feel the same as I did when I first wrote this review. Even years later, my husband…read moreand I reach out to Greg S. for guidance when it has anything to do with our mortgage loan or new home related interests. Greg is always kind, caring, and available to answer our many questions. He has helped us explore various avenues and again we appreciate the educational component he generously offers.

This is hands down the easiest and best process I have ever been through. Lindsey was amazing with…read moreeverything, she goes above and beyond. I have a very complicated finical situation with multiple businesses and they took care of it in no time. Best process hands down! If i ever move again we will be using you!! Thank you!!!

The JJ Mack Team made the home buying process surprisingly easy. The whole process took about a…read moremonth or maybe a bit more from the time I initially applied to closing (not including the leisurely time taken to browse homes). The team was adaptable and added a coborrower mid process. Shout out to Lindsay who was great in the process! They were very clear about next steps each time.

Found Jordan through a friend and what a great choice! Was honest and upfront with the details and…read morethe whole process was smooth with only very minor hiccups that were expected. Communication was great and definitely a happy and proud homeowner again! Will definitely use his knowledge and expertise for all future real estate transactions and am referring him to all my friends! Update 10/28/16: Just sold the home I purchased a year ago with Jordan and the transaction went great. Fixed up the home myself and sold it for a little more than I paid. Great guy and easy to get ahold of. Will definitely keep referring people to him!

Jordan has been great. He has helped us with multiple real estate needs. He is responsive quick…read moreand always willing to listen He provides solutions and takes the time to explain things.

We recently purchased a new home and had the absolute pleasure of working with Conrad as our…read moremortgage broker - a truly five-star experience start-to-finish. From our very first conversation, Conrad impressed us with his professionalism, responsiveness, and knowledge of the process. He communicated clearly and consistently, making every step of the mortgage journey feel smooth and stress-free. He was also always available and returned messages in a very timely fashion. What truly sets the Mortgage Lab apart is Conrad's attention to detail and genuine care for his clients. Even after closing, he went above and beyond by catching an error made by the mortgage company that we would not have caught for months. Thanks to his sharp eye and quick action, it was corrected immediately - saving us time, money, and potential frustration. Conrad is a rare find: reliable, thorough, and truly invested in doing what's best for his clients. We can't recommend him highly enough, but we will absolutely work with him again in the future. If any of the above sounds like the experience you are looking for, there is none better than the Mortgage Lab!!!

I have worked with Conrad Engler four times in the last 10 years. I used him for the first time…read moreback in September of 2011 for the initial purchase of our new home. After being in our new home for a little over a year I received an email from Conrad stating that rates had dropped significantly and he wanted to know if I was interested in refinancing? After running a bunch of calculations and seeing what I was going to save not only monthly but in total interest over the life of the loan I went ahead and refinanced again. Fast forward to March of 2020 I was seeing rates starting to drop again so I reached out to him this time and I told him I wanted to convert from a 30 to a 15 year loan and also consolidate some things and he was able to give me a phenomenal loan with exactly what I wanted. Now here it is in February of 2021 and rates have completely dropped to levels unheard of and I was able to refinance one more time using Conrad to a new 15 year loan that is so low it feels scandalous ;o) Over the last 10 years of working with Conrad I have had nothing but a fully professional experience. If I remember correctly he's been in the business 25 years or so and it shows in how he treats his clients and his knowledge in all portions of the original home loan and refinances. Also over the years I have handed out his name and number to dozens of my friends, family and co-workers and not one person has come back with any type of negative experience from working with him. If you or anyone you know is looking to do any type of home loan or refinance I can say without a single doubt that you will have a great experience working with Conrad. He is very personable and goes out of his way to get you the best rate he can at the best price point that makes sense for each loan. Over the last 10 years of home loans and refinances Conrad has to have saved me hundreds and hundreds of dollars per month off of my monthly payment and probably at least a couple hundred thousand dollars in interest over the life of my loans with all the consolidations I have been able to do. Conrad if you read this I just want to say thank you for always taking care of me, my friends and my family over the last 10 years. You are appreciated ;o) Jason S.

Billy is the best of the best and the cream of the crop when it comes to mortgage brokers. From…read morebeginning to end it was one of the smoothest transactions I've ever had. He not only handled our loan in a timely manner, but he met each and everyone of our needs. I would highly recommend Billy to anyone looking for a new loan or refinance.

Billy's great. Been meaning to write this review for a while, but better late than never…read more I had the pleasure of working with Billy while shopping for a home in the south San Francisco bay area. He and my agent had a good working relationship and together ensured I was able to put forth my best and strongest offer on whichever home I bid. In a market as competitive as the bay area, it's of utmost importance that your lender is able to perform under pressure. Something that I got from Billy that I haven't gotten anywhere else was his willingness to really put in the hours without any guarantee of payment. He locked my rate, front-loaded my underwriting, and provided a letter than I could attach to my offers to say I was basically as good as cash. This confidence from my lender allowed me to waive mortgage contingencies to make my offer nearly as attractive as a cash offer. I bid on a lot of houses. 10+ at least. I eventually found my home after adjusting some expectations. And every step of the way, Billy was always available for a phone call. He was extremely clear with his communications, and left nothing to assumption. Lots of lenders have issues with factoring RSU income. Billy made it happen. I don't know if he had the best rate, but he performed where others would have fallen flat.

From the very start, Carl stood out - not just as an exceptional mortgage broker, but as an honest,…read moretransparent, and refreshingly relatable human being. He didn't win us over with flashy gimmicks; rather, he stood out with his candor, clarity, communication, professionalism, and especially his transparency from the start - which is exactly what you need when making one of the biggest financial decisions of your life. That transparency and integrity is why we chose Carl and LRG Lending over competitors. Working with Carl remotely for our Bay Area home purchase had us initially concerned, but I'm happy to say those fears vanished fast. Despite the distance, he was always available, communicative, and clear at every step. Not only that, but he also has a great ability to make complex topics easy to understand, and above all, he doesn't rush the process - a remarkable way to show us that he values us as a customer. The entire process was as seamless and stress-free as can be, proving that even a first-time homebuyer can feel confident working virtually with LRG Lending. We also want to give a big shout-out to John and the rest of the LRG team. Their support, responsiveness, and coordinated teamwork made all the difference.  Overall, if you're looking for a mortgage partner who genuinely cares and delivers, Carl + LRG Lending is the team to choose.

My experience with the team at lrg lending was exceptional. Carl and Ayalete were so patient and…read morekind. They had their work cut out for them with my loan, however, they went above and beyond for me. I will not go anywhere else for my future loan needs. Thank you for making my dreams come true. Natasha.

Erick Perpich is amazing! He goes above and beyond for his clients. He is incredibly knowledgeable…read morewhich is evidenced by his ability to think outside the box and offer legitimate and feasible options to his clients. Erick truly cares about the best interest of your family over his bottom line. We highly recommend Mr. Perpich. If you are looking for honest, friendly, and knowledgeable assistance look no further! Erick and his colleagues deliver it all!

Magical 21 days. Erick. Man is Pure magic…read more Erick was introduced by my real estate agent. I have never met him in person. I don't even know what he looks like or. How good he was or how experience he was. All I had was recommendation from my realtor. Uh. Let me tell you that was all I needed. You see I had 2 years of income tax return and business profit and loss statement and credit score of 750. Though I had everything ready. NO Some time we need more then that. That's where Erick did his magic. ( instead putting lots money on down payment for house. Erick recommend that I should be taking care some of high credit card bills and other.) You see not only my credit score went up. Now I only have to deal with mortgage payment only. You See Erick knew exactly what my situation was. That's what I m talking about. Here's the man I never met but I can feel the man wants to help. Not only getting me a house. but The man cares. And very experienced. When you want a house it's big step. And you want A loan officer to be on your side and be part of your Goal. ( already have 3 of my employees on the line to get a loan from Erick in the future) Even if your not ready at this time you should get hold of Erick and get some ideas what it takes to get a loan for your house in future Have plans. And I guarantee Erick will walk thought every steps. ( if anyone needs recommendation you can call me at916-895-0050)anytime.or call me at my restaurant (916-483-1224) and ask for jimmy Now I m seething here at my home and how much I appreciate Erick and his magical team. ( MELISSA from Erick team you're thank you.) It's like meeting a angel in middle of hell. Trust me there out there. Thanks Erick and the team. From jimmy and the family

I have done refinance loans over 40 years and Dan Klevenskiy…read more from Azure mtg corp is the best Loan officer I ever work with. He is honest, authentic professional, knowledgeable, and very patient. Dan guided me step-by-step and even gave me computer tutorials how to retrieve require documents. He always respond to my text right away and explain every questions I asked. Therefore the entire refi process went smooth and I was able to secure the great loan with low interest. Because I was so satisfied with the refi results, I chose to do a HELOC with him as well. Once again, he completed everything in less than a month and found the best option for me. I definitely recommend Dan to my family and friends because he made the entire process easy and smooth. Thank you Dan for your excellent service, I Look forward to work with you again.!

As a first-time homebuyer, I was nervous about the process and had so many questions--but Dan made…read moreeverything simple, clear, and stress-free. He always took the time to explain every step in plain English, never made me feel rushed, and made sure I felt confident in all of my decisions. Dan went above and beyond to guide me through the loan process, keeping me updated and on track the entire way. Thanks to him, my loan closed on time and without a single hiccup. If you're a first-time buyer (or even a seasoned one) looking for someone who is patient, knowledgeable, and truly cares about his clients, Dan is absolutely the person you want on your team. Highly recommend.