If you are searching for property-related financial services, you owe yourself a call to FCB Banks,…read moreand specifically Jeff Silvey. Even if you are just wondering about the current rate climate, pre-qualification, how much house/debt you can comfortably afford, and/or if your realtor recommended another firm or specialist, IT IS ELEVENTYBILLION PERCENT WORTHWHILE to at least reach out and touch base with Jeff to see what he and FCB can do for your unique situation. In late 2024, I relocated from California to my hometown in the Metro East. I was pretty confident in my financial situation, so I opted to wait until I found the right house before shopping for finance options. It ended up working out, but let me tell you why you should reach out As Soon As Possible.......Another party made a concurrent offer. Our offers were identical, so the seller wanted to see evidence of downpayment and/or pre-qualification to determine which bid to accept. IE....so much for MY confidence in my financial situation. I cannot fault the seller AT ALL. In this case, DOCUMENTED $ talks, and the other walks. Luckily, I was able to immediately document the down payment and Jeff worked with me to determine an initial, rough pre-qualification then issued a letter demonstrating as much. Even as a well-qualified buyer, I still had to jump through "the usual" underwriting hoops - proving I'm actually me, providing bank statements, explaining any rouge or incorrect entries on my credit reports, etc. Jeff forcast the process accurately, explained each step we took, and gracefully fielded a couple of my, "Are you SURE I'm getting the best rate?" calls. He showed up at closing, and followed up with written thank you!! (pictured) In today's electronic age, the time he invested and the in-person handshake definitely solidified my relationship with Jeff and FCB. I could sing Jeff's praises to the hills and beyond, but that may not ring your particular bell. So, what I will say is, "Don't get caught unprepared and loose out on your family's perfect property or home." Take that step. You will not regret choosing to contact or work with Jeff. I will be a repeat customer.

I am a Real Estate Broker who caters to clients with the highest standards when it comes to service…read moreand Jeff has continuously exceeded those standards. Jeff makes all of my clients feel less stressed by ensuring they understand the entire purchasing process. He and FCB Bank have achieved what most other lenders can not when it comes to getting some of my clients qualified. In todays World, it is so hard to find somebody that truly cares about their job as much as Jeff Does. That is why I will continue to recommend him to anyone who is Purchasing or re-financing.

Nice hometown bank. Friendly and knowledgeable employees. They've got branches also, making them…read morehandier. Only problem is they don't offer pay back of ATM fees...

First Federal is a great hometown bank. Todd and his staff are extremely friendly and…read moreknowledgeable. You are not just a number at First Federal. You are treated like a neighbor and friend. I highly recommend First Federal!!

They were a very good experience with the bank, I got a loan from them very quickly and good terms…read more Nice to do business with a local Bank. I dealt with Todd Neighbors, he was a pleasure to work with.

I love BoB. The staff here is always super friendly and personable. The wait in the drive through…read morein minimal. At my old bank, 10 minutes was average..and ridiculous. From start to finish, it's never more than 3-4 minutes. Since BoB is a hometown bank, there's only one ATM, but what is so great is that they refund every ATM fee as a convenience for only having their one machine. Free checking. Free online banking. No account minimum. Easy deposit and withdrawal. I can't say enough good about this bank. Enough with the big national chains. If you want personal service and security with awesome perks, come to Bank of Belleville.

BEWARE OF THIS AGENT! My rates were repeatedly increased throughout my 6+ claim-free years with…read morethis office. When I finally decided to shop rates, I was able to save $1,800 / year on my auto policies and $800 / year on my homeowners & got lower deductible & higher coverage. I sent an email to the agent's office to cancel my auto policies and was told they were unable to cancel my policies without a copy of my declarations page. Per State Farm policy, a declarations page is only needed for back-dated cancellations. I informed Jennifer at this office that I was not requesting a back-dated cancellation. I sent a total of FIVE emails requesting forward-dated cancellations. When I finally called the office to confirm my cancellation, the girl answering the phone refused to give her name & said everyone in the office was at lunch, but someone would call me back. I had to waste 25 minutes on the phone with corporate to actually get my policies cancelled.

I got locked out of my car after 7:00 pm... I called my agent and I had a tow truck within 10…read moreminutes.... this does NOT happen with AAA. He explained my coverages when I signed up in terms that I could understand.... not just legal mumbo jumbo. WOULD RECOMMEND TO EVERYONE!!!! Simple, easy, quick.... and very knowledgeable! If you don't know what your insurance coverage is/means you NEED to call him..... one oversight is all it takes for an accident to ruin you financially for the next 10 years!!!

Friendly and fast service. Staff were attentive to my banking needs and helpful throughout the…read moreprocess.

Perfect place of you like your money stolen all the time. They let my ex write checks to himself…read moreEVEN THOUGH THEY HAVE YOU SIGN A PAPER WITH YOUR SIGNATURE THAT THEY ARE SUPPOSED TO MATCH! I also had to pay them to get my money back. Then they raised their $50 to $100 without informing me and proceeded to take $10 out of my savings till it was almost depleted. They stole $3,000 from me that I had to fight to get back. Their excuse was that it wasn't being used.. nah dip. It's a savings account! I don't have money to save right now obviously I'm not adding to it MAYBE STOP STEALING MY MONEY! Don't get me started on their overdraft fees! I'm a single mother who lives paycheck to paycheck so obviously sometimes my account is empty. I could of swore I signed paperwork that denied the transaction to go through if there's no money.. nope. So I pay more in overdraft fees than anything taking away from money I need. I tried calling about it and they transferred me to a voice-mail. So basically if you want to fund this bank go for it. If you want your money find somewhere else. I'll be searching for a new bank because I am done being robbed by the people who are supposed to help me save money.

I love this bank always nice polite clean all the workers are very good thanks keep up the…read moregood work

I have worked for Dave for over 8 years now. Great boss and Agent who loves to help his clients!…read moreGive us a call for a quote today!

I've had insurance with Staci for several years. I've been very happy with the service she's…read moreprovided. She's a real professional.