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    Simmons Bank

    1.0 (3 reviews)
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    Updated over 3 months ago

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    Personal banking

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    Simmons Bank

    Simmons Bank

    (1 review)

    Please do not, under any circumstances, do business with Simmons Bank. And, if you currently do, I…read morestrongly urge you to move to another bank. Otherwise, you could find yourself in dire financial straits. Here's just one reason why. After recently being diagnosed with heart failure and having surgery, all of which sidled me with thousands of dollars in medical bills even with insurance, my financial situation has become such that I needed assistance keeping everything afloat as I pay down debt while still being able to buy groceries and life-saving prescription medications. To that end, I reached out to Simmons Bank and requested lower interest or lower minimum monthly payments on my bank-issued credit card until I can get some of the medical bills paid off, which would free up funds to get back to making regular payments at regular interest rates on my Simmons credit card. However, instead of working with me, Simmons immediately closed my account without notification and with no adjustment to the interest or my payments. The result is now having a balance of hundreds of percent above my available credit, which is going to destroy my credit score. This could lead to further financial hardship should I need to seek new employment to better my financial situation, as credit is considered in hiring in many of the better-paying fields. All of this is to say that, in times of need, customers who reach out to Simmons Bank to try to do the right thing (i.e., working to ensure Simmons receives 100% of their principal and at least some if not all of their interest), rather than just filing for bankruptcy or otherwise abandoning their obligations, could instead find themselves met with incredibly damaging responses from Simmons. For your own sake, please do not bank with Simmons. I don't want anyone else to have to go through what they've put me through. The level of stress I'm being put through, seemingly out of malice, is the last thing I needed in my current condition.

    Simmons Bank - banks - Updated July 2026

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