I specifically worked with Amie…read more 15/10 recommendation. The first time we spoke, around a year and a half ago, Amie (gently) turned me away and shared her free PDF as a resource to get a better handle on my finances before I paid for her services. I feel like most places would have taken my money and not have put my best interest first so that was really surprising and honestly, solidified my interest in working with her. She has a really good character! A couple of months ago, we met for the second time and I had paid off all of my debt and had an emergency savings, so we agreed to move forward with the final call & financial plan! I feel a lot more confident about retirement and that I'm making the right choices with my money. Amie is very kind and straightforward, and also happy to answer any questions! I am 25 so I had a lot of questions haha. My only regret is that I did not know about a financial planner when I was younger. Had I had seen Amie at age 20 or 21 I feel like I would be in an even better financial situation. Again, I highly recommend Amie and can only imagine that the others who work at Lulafinancial are just as great!

I've known Amie for years as a performer, and after discovering they were also a professional…read morefinancial adviser, I jumped at the chance to meet with them. I've worked the last 15 years as a professional freelance musician and teaching artist, and had never met with a financial adviser, so I came in quite nervous, though eager to learn. Within minutes of our first session, she laid out some excellent core tenets for me to follow, assessed my financial situation, was realistic and transparent, suggested several easy steps for me to start. She did all this while being supportive and encouraging - allowing me space to drop any guilt or shame for having "started late" on things like building retirement savings and investments. She was professional, knowledgeable, kind, and followed up immediately with a write-up with action items for me. Needless to say, I feel infinitely more confident and clear on next steps, and I'm excited to continue working with her. Do yourself a favor and hire Amie for a financial planning meeting! It's one of the most important steps I took in adulthood and you won't be sorry.

Ali Zane knows credit repair better than anyone I've dealt with. He spent a solid amount of time…read morewalking me through my reports, pointed out issues I hadn't even noticed, and put together a strategy that made sense for my situation. No upfront fees and he only gets paid when results happen -- that alone told me he was confident in his work. Professional, straightforward, and effective. If you're serious about fixing your credit, start with Ali.

10/10 experience…read more Wrote to Ali at IMAX to see if we might work together. They acknowledged me right away and asked me to share my credit report for review. Then within 2 business days, Ali had analyzed my credit report in detail. He said I didn't need to spend the money to hire him and instead gave me VERY detailed actions to take on my own as well as GREAT advice on how to approach refinancing. What a pro!

Over 8k in fees for 5k loan and didn't receive all cent keep getting promised my money after this…read morefee and nothing. Danielle Nicole prob false name stay clear

Stay away from this company. I recently received a call from Jordan who identified himself as the…read moremanager. He said he had fired the people I had issues with previously and asked for a chance to show me the company was worthy of my business. I told him I was willing providing he didn't ask for anymore fees. Long story short Jordan came back and assured me that there would only be one fee of $30, and he promised that would be the only fee. Jordan is a LIAR. As I was waiting to be funded he notifies me that their attorney is waiting for his fee of $300 before the necessary paperwork can be completed. Jordan then admits he thought he would be able to cover things up but by no means considered it as lying to me. STAY AWAY FROM ALL COAST FUNDING THEY WILL NEVER CHANGE

Beware! This broker misleads their clients with "Bait and Switch schemes" and use contracts to hide…read moretheir wrongdoing. This corporation is a broker and not a bank. They are also known as Ameris Bank but they don't service the loans. The actual loan ended up being serviced by Amur Equipment Finance out of Nebraska. The scheme started with a telemarketing call from an account executive called Matthew Kruger to which he guaranteed a competitive interest rate of 6.6% to 7% in providing a 5-year loan. See the text picture from Matthew. Balboa ended up adding a Per Diem charge of .03333% to the monthly payment. The monthly payment actually put the interest rate at 13.423%. My business credit is A-rated so I would have never taken this loan if Matthew would have been honest. I addressed the issue with a Branch Sales Manager Brendan Gibbs to which he continued to defend what is Predatory lending and issued no resolution. Unfortunately, I'm now in a legal battle with this shady brokerage firm. I hope this review will help people decide for themselves.

I will never use this company for a lease again. Their sales people lie, they screw with your…read morevendors, they have items buried in the fine print of their contact that that give you a tiny window to tell them that you want what you originally asked for. I requested a three year term on my lease with an option to buy. Close to the end of the term, which was clearly stated on the contract, I was told that I had to give them 6 months prior notice in a vey small window or that it would renew for another year. This was never explained to me when I signed the lease, and my salesperson, who no longer works there, never told me about this. They claimed to have sent me a reminder letter, but I have no recollection of seeing it. No other leasing company I have worked with have used such deceptive tactics, or tried to force me into an extended term that I never asked for or expected. When I tried to resolve the situation, it was like talking to a brick wall. They threatened me, and were unwilling to help or offer a solution in any way. All I wanted was what I originally asked for! Avoid this company!!! All they care about is money. They don't care at all about their customers. They are deceptive and have no compassion. Look elsewhere!

0/-10 if I could…read more Affirm 100% deserves a negative 10 stars. My experience with them has been an absolute nightmare. An account was opened in my name without my consent, multiple loans were created fraudulently, and despite providing proof and reporting identity theft, I am still being held responsible for a loan I never authorized, opened, or benefited from. Affirm's response to my complaint was dismissive, vague, and failed to address critical evidence of fraud, including impersonation attempts and fraudulent account activity. Their customer service insisted I was responsible while refusing to provide verifiable proof, and their internal verification process remains completely opaque. I would not recommend Affirm to anyone, and I'm warning anyone who values their financial security: this company does not appear to take identity theft or consumer protection seriously.

This place is a scam. Charges your card and you don't receive what you pay for! Customer service is…read morethe worst and they don't know anything. 0/10. WORST SERVICE EVER

The company is unregulated, making mistakes in accounting, terrible customer service, bait and…read moreswitches, leading the customer to believe that Saxe will continue their process efficiently then bam makes a u-turn only for your loan to go to default then bk then they own your home right under your feet.

I've been a Saxe customer for 20+ years. Their personalized & professional service has provided me…read morethe opportunity to quickly & easily access funds to refinance & remodel properties. Saxe has been a reliable & straight forward alternative to traditional commercial lenders.

I have participated with John Seeley in several telephone conferences with his clients, and I found…read moreJohn to be intelligent and financially savvy. John wants his clients to understand all of their options, and I helped John explain the bankruptcy alternatives. John has "street smarts" in that he knows what it takes to obtain meaningful results for clients. John has my highest recommendation. Any company that has been turned down by banks for financing should give John a call; his door is always open.

John and I have worked together on many clients over the years. His firm has an impressive track…read morerecord and he is the first person I call when my clients have financing needs. He is especially helpful for the more difficult to fund clients. I would recommend John to anyone and especially my own clients.

Thank you Loan Dept of SFFCU for helping us get this house. Thank you for being patient with us…read more Dad & I are forever grateful.

I have been working with Jazmin Cortez on an application for a HELOC loan with the San Francisco…read moreFederal Credit Union. I am greatly impressed by the help I received from Jazmin throughout this process which required a huge amount of documents. I recommend Jazmin very highly. Jazmin provided clear and helpful directions and follow ups. SF Federal Credit Union offered one of the best and most competitive interest rates. I recommend SF Federal very highly in general and Jazmin Cortez in particular to potential mortgage applicants.

Jay was excellent in helping us with a no cost refinance at the best rate possible!…read more He was proactive in reaching out to inform me of any favorable rate changes and was even able to help me float down the rate AFTER rate lock when I noticed there was a sudden big rate drop before we closed on the refinance. He was on top of things and communicative thought out the entire loan process. I would highly recommend him to any family or friends and would definitely goto him again for any mortgage loan needs!

First home buyer here! Jay has been absolutely helpful in our journey in home ownership, not just…read morethe securing mortgage part. He was my go to person for all things financial related to home ownership and he knew i could count on his honest advice. He always delivered the honest feedback regardless whether or not we'll end up with his services or not. He also did fair price and rates comparison with other providers and was always available to answer any questions or take those lengthy calls if needed. But not just that, he also offered the best rates in the town which always helps financially. 10/10 from us. I'd highly recommend working with him and his team!

Excellent & Unique loan service program, for specific needs of people who are buying OR need an…read moreequity loan. We did an equity loan which was approved, and in 2 weeks we received the check for the amount. It helps for those that have a lot of equity on their homes but want to avoid the monthly payments for next 20-30 years. Because if your home increased in value and you decide to sell it, you just pay your balance in full plus the percentage you agreed upon and be on your way in case you are unable pay at the end of term. Genius idea, I hope it stretches far. This program is excellent for next generation of young buyers. I was able to eliminate my debt, my credit score shot up to 780 from 650. Because their loan DOES NOT appear on your credit history, during the next 10 years I plan to have a solid financial plan to flourish my business and pay them back in one shot. I know I can do well in my business because of my good credit history, if you focus on how this program benefits someone in the long term, you can do wonders. Hope Unison can serve a purpose to you as it did for me. =)

I had questions during application process. Terrible communication and not clear about company…read moregoals. Doesn't seem to help consumers.