Jeff McClelland and Fran Agrifoglio demonstrated exceptional dedication in securing the loan I…read moreneeded for my condo in Los Angeles when other options were unavailable. They provided invaluable assistance by identifying the best loan solution tailored to my unique situation, especially after I was unable to obtain the required amount through my local loan officer. Their responsiveness, innovative problem-solving, and tireless efforts were instrumental in making this possible. I highly recommend working with them and have already referred family members in Kerman and Fresno to their services.

I had the privilege of working with Elizabeth James, she did a phenomenal job at explaining the…read morewhole loan process to me. From start to finish Elizabeth was there to answer any questions, or concerns that I had. I felt like she had my best interest in mind. Her professionalism and deep regard for her customers exceeded my expectations. I would highly recommend Elizabeth to anyone I know. Thank you Elizabeth for your hard work, and extra efforts to make this life changing event happen for me! I appreciate you!

We had an escrow with Corine Hatfield. Now I don't begrudge a vacation...we all need them, but…read moreCorine went on vacation for 12 days and her team dropped the ball on this file completely. When she returned she guaranteed we could close on time. Well we are several days past the scheduled close date, and not only are we late in closing, but we have emailed several times to her and her team, and we get no communication back. There has been no apology, nor any accountability. I wouldn't use this office to finance a cardboard box.

Corine is a hard worker. She will get you the very best deal possible. You won't be disappointed!read more

Alex represented me in the sale of a property that I flipped in Fresno. Alex is hard-working,…read moreprofessional, and very connected in the Fresno community. For my sale she went above and beyond. She was there every step of the way and helped me get a great price for my property. I would recommend Alex any day in any real estate transaction in that area.

Alejandra was always available, helpful, and informative throughout my home-buying process. As a…read morefirst time buyer, I had so many questions and concerns, but she took time to patiently and clearly explain the process. This made my time much easier and less stressful.

Gautam was fantastic to work with to purchase my first Airbnb property in Oakhurst. I could tell…read moreimmediately how knowledgable he was in working with investors-- which is rare to find! I appreciate how he thinks about things from a business perspective and ROI. He went to property showings with a lens of what potential improvements I could make. He is also incredibly supportive and knowledgable in the negotiations process which helped me save nearly $8,000 by having the sellers pay for the septic repairs!! Communication was clear, consistent, and very professional. I appreciate how he went out of his way to help me manage the purchase process remotely and represented me well as a buyer's agent. He continues to check in post-closing to see if I need any more support. I thoroughly enjoyed working with him, especially as a new real estate investor in the area. He has great connections to lenders, and other folks you'll need to work with in the acquisitions process. I'd recommend having some idea of what you're looking for, and still do some due diligence on the exact locations you're buying in since mountain towns and cities can be pretty different, however Gautam can guide you the right direction. I'm not sure how the buying process is different with the NARs settlement, but Gautam is someone you should feel comfortable having honest conversations with should you have any concerns!

Amazing personality. Goes above and beyond for customers. He is passionate about his profession…read moreloves to work with veterans.

We are so grateful for Ray and Patti. At our first…read moreconsultation with Ray, we were impressed by his professional demeanor and personable approach. Before we committed, we met with him to gather more information and found Ray to be exceptionally clear and straightforward when explaining the process to us. We had no hesitation about choosing him for our mortgage lending needs. He possesses an in-depth knowledge of the mortgage lending process and guided us through every step. He worked tirelessly on our behalf to secure the best possible rates and tailored options to fit our needs, all while making sure we understood every detail. Thankfully, Ray was able to help us navigate the entire process with not even one concern. He responded to every text and phone call quickly and never left us feeling lost in the process. In fact, we were so pleased with him that we recommended him to family and close friends who were also looking to buy a house. Another benefit was that he introduced us to the realtor that we loved working with. At the end of our journey, we were able to buy the house of our dreams with a fast close and no money down. I can fully, in good conscience, say that Ray and his team will take great care of you and make home buying a pleasant experience.

I've worked with Ray for 7 years and From the first day I spoke with Ray he was more like family,…read morehe is very knowledgeable and will get you the best deal for your loan. I do not hesitant recommending his service's to anyone and everyone, Ray is the best !

My husband and I started the process of buying our home pretty unexpectedly. We met with a lender…read morewho had been recommended to us, but while they were polite and direct, it was not their job, nor was it in their best interest to be particularly helpful, or informative about the process. We weren't happy with the numbers they had to show us, and if we had had more time, we or only would have taken a class to learn more about what we were doing . Then we were introduced to Mr. Brian Werner. What a difference!!! Our initial meeting with him was all about him breaking down the process, what the closing costs were, where they went, and how they were paid for. He took our income and credit information and how much we had down, and with the access he had to so many different lenders, he was able to get our monthly payment where we wanted it. He worked as a guide through the whole process, we felt so well taken care of, and cannot WAIT to be able to recommend him to someone we know who needs his help.

From the owner: We offer Conventional, FHA, VA, USDA financing as well as non-QM products-Private money financing…read more Great wholesale mortgage rates, with attention to details and providing a personalized experience throughout each transaction.

We recently relocated to the Fresno Clovis area in the Central Valley and needed help buying our…read morenew home. We reached out to Aaron again and he got on the phone immediately and sent us an email breaking down all the numbers and got us preapproved in lightening speed. The real estate market is so competitive in Fresno right now but he was able to make our offer so much than the other offers because he could close in 10 days once we got all our docs in! Now we are moving into our new home in Fresno. Thank you again Aaron!

I could not be happier with Franklin Direct and the Soss team! I would very much recommend you use…read moreFranklin for your home loan. Everything that was promised was delivered. From the best rate, to an extremely smooth and easy process. They will walk you though each and every step with clear and concise answers.