Guaranteed Grade A service…read more Jeff worked so hard and fast to get our paperwork complete. I highly would recommend them to any of my close friends and family. Truly Grade A service. Give up your search and go with them, you would not be let down!

We have worked with Jeff and the team at Expert Mortgage Group for two of our home purchases and…read morewords can't describe how grateful we are. Jeff makes the overwhelm of buying a home an absolute breeze. He is an excellent communicator, works diligently with a positive attitude and is incredibly informative throughout every step of the home-buying process. We refer all friends and family to Expert Mortgage and there aren't enough words of gratitude to describe the joy of working with Jeff and the entire team. So thankful to have found such a wonderful company!

So knowledgeable, organized & on top of everything. Vanessa went above & beyond for me & made my…read morecondo purchase as seamless as possible. If you're looking for someone to advocate for you & educate you along the way, she's your girl. I can't recommend her enough!

From the owner: What sets VMB Loans apart is our ability to serve clients who don't fit into a traditional lending…read morebox. We specialize in helping self-employed borrowers, real estate investors, foreign nationals, and buyers of unique properties secure financing solutions that many banks cannot offer. As an independent mortgage brokerage, we have access to a wide range of lending options, allowing us to match each client with a strategy tailored to their goals rather than a one-size-fits-all loan product. Our approach goes beyond simply quoting rates, we act as trusted advisors, helping clients make informed financing decisions that support their long-term financial objectives. Combined with hands-on service, transparent communication, and a commitment to guiding clients from application through closing and beyond, we strive to create a mortgage experience that is both personalized and results-driven.

My experience with Alex Doce from First Community Mortgage was phenomenal. The entire process was…read moreextremely smooth from the initial pre-approval, appraisal, underwriting, and down to the closing. I found Alex solely by searching the web for local lenders and his name happened to come up on every platform I visited, so I took a leap of faith to trust the reviews and can now vouch for his raving reviews. It's only right I add my testimony. He works fast and is efficient. Thank you Alex for your knowledge, professionalism and service. All the best, Kim and Rafael

In short, Alex Doce came to my rescue in one of the most precarious situations I've ever been in…read morecertainly financially. I had made some bad decisions and planning and while there are plenty of opportunities, bridging the gap I had put myself in a situation where I'd overextended myself by trying to get extra credit cards etc, you know how that goes and I didn't think because I was too an experienced about getting a loan on the house that I inherited a little more than a half year ago. The first person who tried to and showed me that there was an option, something called a no-income/ verification loan. The riskiest for banks and only a selection places offer them, but the person that first reached out to me hid, despite my prying and trying to get more information, so much that when I got the disclosure papers or the closing documents I think he just expected me to sign because I was so in need. Well that wasn't going to happen, so I had to find someone else, and I stayed up all that Friday night and on that Saturday morning Alex called me back from my messages. From there I dealt with a man I have utter respect for. He is hardworking, generous and not only with his time, we got to know each other actually quite well during this process and learn quite a bit about each other and had some very nice conversations, but with the difficulty that I was facing he even took half of his normal fee to help me out in my situation. I never asked for that. He just did it and I just got the paperwork stating that he was doing it. He's just the type of person. I learned a lot about his history and everything he had gone through and his struggles to make it in life, and it shows in his determination and dedication and work ethic. I don't know how he does it, but he works at a feverish pace for I don't know how many hours a day but I think our regularly 10 or 11, and then works a good part of Saturdays as well. And when you talk to him it's during this time it's all business and then he's back to work taking care of it and calling you back a few minutes later with a problem solved. An expectation that was reasonable just so it wouldn't be disappointed if it didn't take the last time, and it did take less time which I'll tell you about, but he said that we would be able to get it done within about a month or less and I would have my money. If it wasn't just for one particular thing that held things up for a week, I would have had it in about half the time, and as it was we were still I believe a week or more early when the funds were deposited into my bank from when we began. He got great terms for my situation with a loan that's got the highest because of the risky nature of it, and he explained to everything that I asked. He was transparent. Everything that you want to find when you put your trust in somebody for things like this, things you've worked so long for and you're hard earned money. I could go on but I'll just finish by saying that I couldn't recommend any higher Alex with his character and abilities and I feel very grateful for having had the chance to work with him, and have him help me in my time even I want to say thank you Alex. I promise that if anybody who is reading this chooses to work with him, you will have a story of your own like this to tell about him that would be similar, at least in regards to Alex and everything that he would do for you and the experience you would have working with him. I can honestly wholeheartedly say that all of this is true, and this is just who he is, and you can expect that he'll do everything in his power and make sure that you have a good experience and success in your pursuits!..Andrew W.

I had such a great experience working with Capital Trust to close my first Miami property, it was a…read moreno-brainer working with them to close on my Miami investment property. Emad at Capital Trust is skilled, diligent, and gets the job done. Will work with them again on my third property. Regards, Wale

As first time home buyers, the process can be a bit confusing and complicated but Emad and Giuliana…read morehelped us so much! They answered all of our annoying questions, were honest with us and walked through every step of the process! We are now happy first time home owners! Highly recommended Capital Trust!

I couldn't be happier with the experience I had working with Phil Ganz on my DSCR loan for my…read moreAirbnb property! I needed a cash-out refinance on an investment property and Phil made the entire process incredibly smooth, fast, and stress-free. From the very first call, Phil demonstrated deep expertise in DSCR loans, investment property financing, and short-term rental mortgages. He walked me through exactly how the debt service coverage ratio would qualify the property based on its Airbnb income instead of my personal W-2s -- something most traditional lenders won't touch. His knowledge of non-QM lending and cash-out refinance options for real estate investors was exactly what I needed. Phil handled every detail with professionalism and transparency. The application was simple, the communication was constant, and he pushed the file through closing well ahead of schedule. I was able to pull significant equity out of my Airbnb while keeping my personal debt-to-income ratio completely out of the picture. If you're a real estate investor looking for a DSCR loan, Airbnb financing, investment property cash-out refinance, or any non-QM mortgage solution, Phil Ganz is the mortgage broker you want on your side. He's responsive, knowledgeable, and truly delivers results. I've already referred two other investor friends and will continue to do so. Thank you, Phil -- you made a complicated process feel effortless! Highly recommend to anyone needing DSCR loans or investment property financing. 10/10!

I've worked with Phil multiple times over the course of 7 years and can't recommend him highly…read moreenough. He's a trusted advisor who makes the mortgage process clear and manageable. Phil takes the time to walk through all the options, helps you make informed decisions, and is incredibly responsive and easy to work with. He's flexible, reliable, and always available when you need him -- truly a partner you can count on during an important financial decision!

Lissette Romero from The Florida Mortgage Lab is a gem!…read more Last summer we were able to close on a second home at the Florida Keys. To say that the process with her was seamless, is simply not saying enough. Her professionalism, constant communication with us, as well as her persistence to help make our dream a reality is unmatched. We were actually able to close in less than 4 weeks. We enjoyed working with her so much that this summer we decided to upgrade to our dream vacation home at the Florida Keys and in less than 2 weeks we are ready to be sent to underwriting with a wonderful interest rate attached. If you are in need of a mortgage broker you need look no further. Contact Lissette Romero today and she will help make your dream home a reality!!!

From the owner: Besides your typical loans like Conventional, FHA, VA & Down Payment Assistance programs, we offer…read morefinancing for almost every type of borrower and scenario - DSCR, Manufactured Homes, Vacant Land, No Income (Investor), No Tax Returns, Investor Loans and HELOC's. We are also bilingual (English & Spanish)

On Mortgage is a great company. The staff is amazing and they make sure you don't feel like just…read moreanother number. They know what it takes to get the job done quickly and have many different options unlike those one size fits all options offered at the banks. Don't hesitate to call Javier and his team. They will get the job done for you.

All our expectations were exceeded BY FAR! Mike and his team of seasoned professionals found me the…read morelowest possible interest rate available and the service was top notch from beginning to end. I couldn't believe how quick and easy it was to purchase our dream home. Highly recommended. They saved my marriage!!

Steven is the smartest mortgage broker in the game. Runs circles around most. Very creative on how…read moreto get deals done, and suggestions of credit improvements - which is key to getting loans! He's great!

Quite possibly the best service I have experienced. As a first time home buyer I certainly needed…read moresomeone to explain the process thoroughly and walk me through each step. Stephen McWilliams was exceptional as he was always there when I reached out and went way above and beyond in representing my interest during the purchase process. Stephen was so knowledgeable about everything and he was able to communicate it in a way where I could understand everything. I will absolutely go out of my way to recommend Stephen and his team to everyone I know. Cannot imagine having bought my home without him. Thanks Stephen!

Emmanuel is amazing as far as brokers go. He was helpful and clearly knowledgeable and always…read morereplied quickly to important emails and call with all the parties. in the transactions. He was truly cared that we closed in time and even went to our closing, to our surprise and to the surprise of even our real state agent. He was the one party that made my wife and I feel taken care of as we bought our first home, as opposed to just a number. We found Emmanuel after our first broker company neglected us and even gave us a hard time after switching. Emmanuel took all the pressure off us and made it happen. Don't hesitate to contact him. You will not regret it.

Mr. Fajardo was very knowledgeable and helpful. Was always on top of everything and would contact…read moreme every step of the way. Turnaround was quick and easy. Awesome job!!!