In March 2014 we were in the process of building a home in Milton, GA, and we got a mortgage…read morepre-approval from Scott Shapiro at Regions Bank in Woodstock. It was a quick, two day process that was required by the home's builder to assure them we could afford the new home. Soon after the pre-approval we were lured into working with another mortgage broker by our real estate agent. The new mortgage broker and company (who will remain nameless) took all of our paperwork and presumably began the mortgage process for a closing four months later in mid July. Fast forward to the day before our four-month-scheduled closing date and the broker calls saying that they don't have the appraisal back and we won't be able to close as promised. Little did I know at that point that the appraisal, which was approved over a week later, was the least of my worries. Did I mention that our mover was ready to deliver our cross country household items the day after the scheduled closing? Everything had to go into storage... I was mad as a hornet, and three days after the scheduled closing the broker offered to pay for our storage in transit, and when asked if I should be considering another mortgage company he said, "I would". That's when I called Regions Bank and "Superman", aka Scott Shapiro. Scott had remained in touch since March, and really wanted our business. He said that if he received our paperwork and loan app he would get the pre-approval again. If that went well he would try to settle in three weeks. We were excited to have the word "hope" back in our vocabulary. Mr. Shapiro communicated with us regularly about our loan's processing status, and while the other guys were continuing to dilly dally processing the loan Scott became more and more confident that Regions could settle in only two weeks. What I learned in this process is that post-2008 meltdown it is critically important that you create and maintain a close relationship with your mortgage broker/contact. It is even more important that your mortgage broker/contact has a lot of experience and is tight with his/her processors to facilitate an expeditious approval. Also, while working with brokers is not necessarily a bad thing, we found that working with a direct lender like Regions made all the difference. Well, nine working days after we submitted our loan package to Scott "Superman" Shapiro and the mortgage professionals at Regions Bank the loan was fully approved. We closed the next day, on August 8th, ten days from start to finish. Truly amazing!!! The first company made our mortgage process a gut wrenching ordeal, and Scott truly saved the day. I can't say enough about Scott Shapiro, his professionalism, how accountable he is, how well he communicates and how he can execute a plan. His skills are truly exceptional, and I would recommend him and Regions Bank to ANYONE looking for a home loan.

After reviewing a number of other loan provider options I decided to select Scott Shapiro. The…read moreinterest rates Regions was providing were good, but I went with Scott because he very quickly understood what I was looking for in a loan and was able to come back and answer questions regarding my special circumstances. He provided several clear/straightforward options that made my decision much less stressful. He was always detailed in his work, and he followed up himself on ensuring that all documents needed were provided. I would certainly recommend him as an option to anyone looking for a loan, he is very much on top of his game and extremely efficient.

I was very impressed with how quickly and efficiently Bain handled my mortgage, especially during…read morethis pandemic when everything had to be done online. I had a lot of questions and he answered every one of them. Highly recommend!

Pam Deese was very helpful with all of our questions she was quick to respond and was able to get…read moreus the best interest rate possible! I would recommend Cedar Mill Mortgage to anyone.

Roll out the red carpet because the Moreira Team has made my cross-country move from Washington…read moreState to Georgia feel like a breeze! So there I was, almost settling for a 'meh' mortgage deal--$400K, 20% down, and a steep 7.45% interest rate. I decided to have a second opinion and Found Moreira Team with so many great reviews, so I decided to contact them. Enter Lucky, my mortgage matchmaker. Within half an hour (no joke!), he rang me back with a deal that had my jaw dropping: $470K approved, just 3.5% down, and a 6.75% interest rate! But wait, there's more: The team had a cherry on top: They referred me to a superb Realtor named Catherine, who gave me a grand tour of Georgia homes. From there, Taylor and Amanda whisked through the paperwork, ensuring everything was ready in two weeks. For a first-time homebuyer, they turned what could've been a daunting drama into a smooth, feel-good experience. I'm so happy I found them! So if you're in the market for a great mortgage team, look no further. This team is the best!

I found Moreira Team through all the reviews here, and they were right. From the time I first…read morereached out to them more than a year ago to when I finally found a house this year, they were communicative, responsive, and honest. They worked so fast to help me meet the seller's request for a more accelerated closing period, and throughout the process I always knew what was happening and what I needed to do next. Highly recommend them.

Nick and team are the best! They are always courteous, very responsive and go out of their way to…read morefind the best solution for your particular situation. I've used AAA Mortgage Solutions three times now and would highly recommend them to anyone I know.

Nick Rapplean and his team are fantastic. He helped me refinance recently and I was very impressed…read morewith his efficiency and communication. From the time I contacted him, til the day we closed (only a week or so later!) he was professional and incredibly focused on getting the job done. Highly highly HIGHLY recommend!

Deborah Mitchell, is knowledgeable , Professional and a great communicator. Ms. Mitchell has…read morehelped me twice with my mortgage needs. I would refer her to anyone in need of obtaining financing. Dynasty financial is a giant in the industry and I will continue to do business with her firm. Thanks so much! K. McNair

From the owner: Dynasty Financial Consulting has a dynamic team that helped us every step of the way. They answered…read moreall of our questions and gave us all of the information we needed. Deborah responds to all our questions in a timely manner along with being transparent while operating with integrity. Thanks again for helping us obtain the American Dream of homeownership.

Greg, Courtney, and Brandy were all incredible! Outstanding communication and responsiveness. You…read morewon't work with a better team through this process.

I have nothing good to say. Their rep was so incompetent that we had to reschedule the closing 3x…read more There was never any explanation for sudden changes in rates or requirements, or when, a week before yet another rescheduled closing, we were suddenly required to get out of our car lease (2 months before the lease ended) - meaning we'd have no car for 2 months. This was the 4th time we were purchasing a home and we had never been through such an insane experience. We were originally promised a great rate, but by the time all was said and done our rate had jumped by 2%. We eventually ended up canceling the entire process and starting over with another lender who was able to close us in 20 days without us needing to get rid of our car. Unfortunately, after wasting months of our time, we were stuck with a terrible rate.