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    Stacia Timbrook - Guaranteed Rate

    5.0 (1 review)
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    Services - Stacia Timbrook - Guaranteed Rate

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    5 years ago

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    Opportunity Bank of Montana

    Opportunity Bank of Montana

    (2 reviews)

    No longer Sterling Bank, it's now "Opportunity Bank". If you're of moderate income expect to be…read moretreated as if you are beneath their feet. When I opened my account there, they made sure to make me feel like they were doing me a favor. So, yes I am changing banks!

    Lost Opportunity Bank:…read more I was with Sterling Bank prior to the American Federal to Opportunity Bank transition. Sterling Bank was awesome! Opportunity Bank is the most inept financial organization I have ever worked with. At first, I was simply annoyed. It would take my employees 20-30 minutes to cash a pay check and a deposit would take 15 or so minutes because of all the paperwork the teller needed to fill out. Then the online banking system was "updated" and all the useful business features like ACH transfers, etc. went away. They became a fee based service. What sent me over the edge was when my business needed to purchase some new equipment for an expansion. April Marsh told me it would not be a problem since I was an "established" customer of years. After months of telling me that the loan docs were waiting for the lending VP's signature on his desk, she told me that I should go elsewhere because I was so frustrated with the process. I then was hit with a $10k tax bill after taking April's advice on our business taxes to make them "SBA compliant". After all of this, I still was stuck unable to expand. Big Sky Western Bank had my loan funded within 10 days of talking to them. It was obvious who really wanted my business. Now I am stuck in circles with Opportunity Bank because they will not close my accounts with them. They keep adding fees and then saying I can't close the account until the fees are paid. But by the time I get the letter regarding the fees, more have built up. Maybe they should change their name to Bank of Hotel California. You can check out, but you can never leave. Their continued incompetence is absolutely mind blowing!

    Rob Berg - Fairway Independent Mortgage Corporation

    Rob Berg - Fairway Independent Mortgage Corporation

    (81 reviews)

    I was recommended to Rob by a coworker who had recently refinanced through him and the Fairway…read moreteam. I hadn't even considered refinancing since I just bought my house and was very skeptical. Rob was super responsive as soon as I reached out and jumped on the phone right away to explain his process and how it works. He patiently answered all of my questions and made me feel comfortable from the get go. I was given a thorough analysis of exactly how much my refinancing would cost, how much I would save, and did not feel pressured at all to move forward after I asked for time to review with my current lender. I ended up going with Fairway because they got me a great rate AND helped me offset my costs. The Fairway team was patient with me in answering all my questions (sometimes multiple times) along the way. There were a few times where I had to follow up to ask where we were in the process but this is normal. I always got a timely response and thorough update. I can't speak enough to how important it is to have a lender you can trust, especially as a new homeowner. You're in good hands with Rob.

    Super honest and quick to respond. It's hard to know who to reach out to when the second you put in…read morea request for a quote online a bunch of sharks start calling you non-stop. To avoid this, reach out to this hardworking family man for personalized service from a person over a bot. Fairway is a good reliable provider so you should have no trouble with them servicing your loan!

    Stacia Timbrook - Guaranteed Rate - mortgagebrokers - Updated June 2026

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