We have refinanced our home on 3/8/2016 thru Triumph Lending and Steve Castaneda was our loan officer. I would highly recommend and appreciated all the work from him and his team. We had very bitter experience with our previous lender when we bought our house. I was working with Steven for about a year now as I was hesitant to do refinance not willing go thru another bad experience again. But Steven never tired of calling me sincerely with time and date I have mentioned and educating me the entire process as well informed. The process that I requested and took was, first I asked him to approve my loan then asked him to lock the rate which I was comfortable with and then ordered appraisal. If you are new and not sure where to go for a lender and trust some one for your home finance, I would highly recommend Steven and his team. If you want more information please check with Steven for my email ID and he has my permission to share with you and I can explain it better if you have any question. The reason am writing this review is, we gone thru such a pain in the past with other lender but working with Steven and triumph lending is a pleasure and very nice and wanted help for persons like me who are very new to this process. I told Steven, he would be our lender for our next home (if Gods will) and referring him to my brother and colleague with high regard. Thank you Steven and team, appreciate all your help. Mahendiran read more

Outstanding, highly professional, knowledgeable, dependable, reliable, kind and responsive. Always looking out for your best interests. Thank you so very much,Steven, for all of your help in securing my loan for my new home. Thank you so much for your effort and making my dream come true.Your hard work and dedication to my loan paid off in the end and enabled me to get into my new home. It was a pleasure working with you and your team at Triumph Lending. You deserve more than 5 golden stars. I had gone through 8 Mortgage brokers for about 6 months. There were many hurdles to overcome... But despite the peculiarity of my case Steven persisted and got me financed within the shortest time frame. Straightforward, honest and sincere. Everything went off as scheduled. Closed in less than 21 days. He was aggressive and definitely the right one to put in the fight. This has been by far the best experience I have had with a transaction of this nature. Steven will explain things very well and will offer you meaningful advice. He was always prompt at returning my phone calls. I will recommend him to every person I know who is in need of financing. If anyone out there needs a real expert in getting you a mortgage loan Steven is the person to talk to. Thanks again, read more

Let me start by saying that outside of a car, the house buying process can be the most stressful and emotionally draining process you will ever go through. However, Steve and his team made the entire process super simple and easy. As I shopped around for a loan, with no idea really where to start, I went over to yelp to see reviews on lenders vs going with a giant financial institution...So I went to yelp. After seeing the reviews on Steve and his team, I figured I would give him a shout just to see what he was all about. From the first time that we spoke on the phone, Steve made me feel entirely comfortable with the process of purchasing our new home. After speaking with him just once, I knew I had found my lender. The entire process went super smooth, and his team was there for me every step of the way. Honestly, the entire process felt almost too easy. With Steve's help, I can happily say that I am officially a new home owner. If you're in the process of purchasing a new home, I strongly advise you to reach out to Steve and his team before looking anywhere else. I can't say enough about how helpful and easy to work with Steve was throughout this process. Truly appreciate all of the support!! read more

This review is for Mr Steven Castaneda and his wonderful staff. One of the first thoughts that come to mind of Steven is of genuine concern for your best interest. Timely Communication is one thing that Steven excels at. He answered many of my questions and concerns even on the weekend and prompt at that. If you are a first time home buyer, Steve is almost too perfect since he will literally walk you through the process, educating you as to the real world of financing and buying a home. Steven also has an infectious positive attitude, many times through my trying home buying process he would be there to give guidance as to possible solutions to issues and problems. He does not focus on why it cant be done, but what can be done to fix the problem. Not once did i feel i could not trust Mr Castaneda. He is a gem as a loan officer and a diamond of a person. Although I do not share the same thoughts about NF's underwriting team, Steven and his staffs exemplary attention to detail and ethics still compel me to give him personally my highest rating. read more

I did a cash-out/refinance loan a few years ago with Steve and his team and paid off all my outstanding debt. I went from a 3.0% loan to a 4.875% loan which wasn't too bad but because of not having any more debt, I started paying down my loan at $2000 per month. That loan had been sold to Wells Fargo who solicited me for a refinance at today's rates of 2-3%. From the start all the way until I finally told them to take a hike, the process was very user unfriendly, a run-around and they had no clue about the details of my loan even though they held it. Fortunately Steve touched base with me and I decided to try one more time with him and his team at 3.0%. Now I keep asking myself why I didn't go to Steve in the first place. The level of professionalism, attention to detail and genuine care from this group can not be found anywhere else, I assure you. Please, please, please if you are considering financing your home for the first or tenth time do not waste your time with anyone other than Triumph Lending and Steve Castaneda. Period! read more

Never having purchased a home before, I took to yelp to try to find a good, trustworthy lender that could leave us the right direction. We initially just wanted to inquire about a loan because we were so hesitant and afraid of the whole process but Steven and his team made us feel so reassured that we could do it so we went forward with it. The whole process was a breeze! We got approved super quick and knew how much we had to spend. He periodically checked up on us to make sure everything was going well throughout the home search. Then once we found the home we wanted to purchase, we were able to close in exactly a month with absolutely no setbacks. What we thought would be the most difficult process in the world turned out to be extremely easy and stress free. Steven was available at all time - days, nights, weekends, and answered our millions of questions. Would recommend to anyone looking for a lender who will ease all your worries! Thanks so much for getting us into our first home! read more

I'll give you the TLDR first: Steve is the shit. End of Story. This guy doesn't need anymore 5 star reviews, but our review is below, if you need anymore reasons to work with him. As FTHBs, my wife and I were overwhelmed by the whole buying process. But we had friends who recommended a few lenders and decided to check them out. I thought they were pretty helpful, until I came across Steve. He was extremely knowledgeable and walked us through the whole process. The more we worked together the more comfortable we felt with the process. He constantly kept us up to date and informed us of the next steps. He gave us options and explained the difference between them. In other words, Steve held our hands through the whole process. For that, we are extremely grateful. We dealt with a shitty seller, who caused a shit show during our closing period. However, Steve and his team pulled off an early closing. If you're on the fence about a lender, we highly recommend Steve at Triumph lending. read more

A couple months ago I had hard time deciding which lender I should choose to refinance my house. As I read online, there are lender who would do his/her best to help the clients, but there are also the ones who don't take their service seriously. I confided my worry to a friend and he recommended me to go with Network Funding because Network Funding had helped this friend to buy his house recently and he was extremely happy with this team's service. I am so glad I follow this recommendation Steven Castaneda had helped us from the beginning until the closing day. He is very professional, very friendly and very devoting. He was there all the time for us whenever we needed his help on anything relating to refinance our house. I am still thankful to Steve for providing us his excellent service. I have been telling all of my coworkers and my friends how happy we are with Network Funding especially Steve. read more

I just purchased a house in the Houston suburbs, and Steven and his colleagues were a real pleasure to work with. I contacted Steven based on the strength of his reviews online, and he did not disappoint. During our first conversation, he walked me through the entire mortgage process and painstakingly explained technicalities and answered my questions. He was similarly thorough and professional through the whole process. For a while, there was the transmission of a load of paperwork, and him and his staff were super-responsive and on the ball. He was always available to speak on the phone or via text, and his response time for emails were short. Steven made a potentially tedious process feel easy and I am very thankful for that. He has my highest recommendation. read more

My wife and I just closed on our first home and Steve and his team were amazing! No matter what questions we had, no matter the time of day, Steve was there for us! The process of finding the right home for us as we were picky and week in, week out, Steve was checking in on us to see how everything was going. He offered support every week along the way. Once we found the one and it was time to take action, he and his team were quicker than ever. I like to think that we were great clients by providing them everything they needed in a timely manner! Even our title company was so happy we used them (and they said they never give thumbs up for lenders as they usually the drop the ball somewhere in the process) NOT Steve and his team. They were A+ all the way! read more

Flawlessly closed yesterday. Highly recommended. Steve and his team are undeniably value added. If you want one less thing to worry about in your journey, he will get you there with less stress. I narrowed my original list of lenders down from 7. Most lenders were making promises of wonderful service and better rates. He demonstrated a strong understanding of the market by detailing the risk and reward of locking in a rate at a given time. When it came down to apples to apples, Steve had the right answers for my history, credit rating, and situation. His team is well organized, prompt, and most importantly honest. Who are you going to call? My answer is Steve Castaneda at Triumph Lending. read more

I own two homes and this is my third refinace in the DFW area. Steven is by far the best person that I have used to refinance my home. He is honest , very professional and an expert in Real Estate. After speaking with him, he quickly gained my confidence and earned my business. Steven is efficient and stayed on top of the process to ensure the transaction went quickly and smoothly. I am certaintly impressed with the overall process and would encourage anyone intersted in doing a refinance to give this gentlemen a call. Steven makes is easy for you to understand and definitely takes pride in his work !!! Thank you Network Funding for having someone like Steven on your staff !!! read more

I had a special situation of having to close the loan outside the country at US consulate, situation changed later but Steve was ready to help me. Steve is hard working, helpful and very prompt in answering my questions/ concerns. There was no hassle of signing hard copies, scanning and emailing them back. Everything is automated and all I have to do was log into my account to review docs and sign/ submit with the click of a button. Anyone who has the opinion that Loan Closing is a complex process will change their mind after working with Steve. I highly recommend Steve for those who want to avoid all the hassles with the closing process. read more

Steven Castaneda and his team were amazing during our mortgage loan process. They always contacted us and kept us updated on our status and they kept track on any documents that was missed or needs revision by me or lender or appraiser. We heard a lot of horror stories about delays and issues during time of closing due to missing or wrong documents. we NEVER experienced any issues and problems with Steven and his team, everything went smoothly. Even our Realtor was very impressed and recommended him to his other clients. Thank you Steven for helping us on our first home, you and your team are a blessing to our family. read more

Steve just refinanced my house in Austin and it was a great experience. He got me a 15 year loan in the 3% range and my payments actually went down from my old loan that was 30 years. I plan to keep this house and pay it off, so it was great to refinance. Beyond the great rate, Steve was awesome to work with. Getting a loan is kind of a pain, so it helps to have someone who is super organized and patient. He's also a really nice guy and just pleasant to deal with. This is the third time I've been through the mortgage process and by far the best. If you need a house loan, you should definitely call Steve Castaneda. read more

My Wife and I relocated from Colorado to Galveston. I found Steven on Yelp so that tells you that he was doing a great job far before me. So here I am to attest to his great customer service and his ability to give you real world financial advise. Buying a house is most people's largest investment in their lives and it is a big deal. Steven was all about making sure I had everything I needed to make a stressful environment less trouble. The behind the scenes environment at Triumph is second to none, the underwriter was wonderful to work with as well as Steven's assistant. I would without a doubt use them again. read more

Very good Company to work with. We just purchased a home and couldn't be happier with their prompt responses and attention to details. If I had to say what was the best thing I liked, it would be their availability. Steven would answer my calls and text day or night and even on weekends which is very impressive. Not too much of a negative but there is a lot of paperwork on the front end (beginning) compared to my previous lenders but this was probably them wanting to be prepared for every possible need and getting the best rates from the underwriters. I do recommend them and would definitely use them again. read more

I cannot say enough good things about Steven and his team. They are absolutely fantastic and wonderful to work with. Steven made the grueling process bearable. His team are exceptionally knowledgeable, helpful, and patient from day one. Steven is incredibly professional and will go above and beyond at very possible step for his client. He was always quick to respond to my emails and text messages. He explained everything very well and answered all my questions. I'm planning to buy another house next year, and I will definitely use them again. Overall, I would highly recommend Steven and his team to anyone! read more

There is a reason that Steve has a "perfect star" rating. I have never met a person in any service industry that is more responsive, informed and honest. Steve watched the rates for me, and he got me an even lower rate than I had wanted for refinancing to make sense. I changed my mind repeatedly about which mortgage option I wanted, and Steve ran and re-ran the different scenarios with an immediate turnaround. Steve makes individual videos to explain the good faith estimates. This guy works his tail off for his customers. I highly recommend Steve as your mortgage lender. read more