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    Student Debt America

    5.0 (1 review)
    Closed 1:00 pm - 11:00 PM

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    11 years ago

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    Capital Good Fund - Randy Sacilotto, VP of Business & Community Development at Navigant Credit Union #boughtashare #IPO #EndPovertyToday #nonprofit

    Capital Good Fund

    (3 reviews)

    West End

    I was referred to Capital Good Fund by an online car search site, and I was skeptical at first. My…read morecredit and income isn't excellent, but I'm a decent, hardworking person and decided to give them a chance to help me. There were so many other outfits offering short-term financing, my email inbox was being bombarded with offers with very high interest rates in the fine print. I was really concerned about getting ripped off. I'm glad I was able to get a pre-approval letter from Capital Good Fund. I had all the documents, but sometimes their communication about specifically what they needed wasn't clear in the first instance, but they were patient until I was able to provide them with what they needed to secure my loan approval. It was a longer process than I expected; it took more than a few weeks after I signed a purchase agreement with a dealership to close the loan, but I am certain a hasty process to get financing through the dealership would have resulted in a financially damaging decision. I was concerned at the end of the process with Capital Good Fund that a "mistake" which increased the expected interest rate of the loan over what I expected from the pre-approval letter was going to break the deal. They apologized and corrected the error, but I'm not sure what they would have done had I signed the incorrect contract. In summary, get all your documents (paystubs, utility bills, license), get pre-approved, shop around to get a good price on the car you want, get your insurance binder with the lender as lienholder, make sure you demand a copy of the signed sales agreement, and most of all, don't make the mistake I did of handing over your trade and taking delivery of the car until the loan is closed, even if you have to wait a while, it will only make you nervous until you sign, and the dealer will likely hound you for delays you have no control over. It probably would have been better to tell the dealer I didn't need their "backup" financing, which will cost you thousands more if you end up needing it. If the dealer pressures you to do otherwise, buy your car somewhere else. Good luck, and thanks Capital Good Fund for helping me meet my goals.

    I mean, Capital GF gave me financing for a car when no one else would due to my credit. The…read moreinterest rate is high, and I didn't have too many problems on my credit that I didn't get fixed quickly, but again, almost every other loan grantor was giving me a hard time, and CGF didn't. I can't say that their process was very timely (the dealership called me every day for three weeks asking when they were going to get paid), but as far as the other review purporting them to be a scam, I just don't see it. I mean, if your credit is completely destroyed or your income isn't so great, then they would be foolish to loan you money. Overall, a pretty good company. I can't speak for every situation, but they helped me out in a time of need and I've recommended my friends to them based on their no BS methods. I can't say that I'll run to them the next time that I need a loan if they can't offer me a lower interest rate, but if they can, they have my business for sure.

    All Debt Solutions

    All Debt Solutions

    (9 reviews)

    They collected 1 account out of the three I sent them. One of the others they asked for additional…read moreinfo, I sent it within HOURS then they waited... 8 months? Before letting me know they hadn't received the documentation, nor had they been attempting to collect on it. I checked the other open account and am told during my phone conversation with Matthew Westgate that they have been "bombarding" this account with calls. I point out that there is a gap of almost 2 months where no calls has been made and he tells me he "didn't think that I could see that" and that "bombarding can be interpreted to mean different things". What a jerk!!! This really cemented that we needed to change debt collectors. And I recommend you do, too!!!

    I work the late shift so typically I'm asleep when they've been calling but this morning before…read moregetting back to sleep I got that call from a very informative associate of this company he was kind and absolutely helpful. He apologized for waking me and went through the paperwork on a debt I didn't know had gone to collections as I thought it was paid already as I got no notice that it wasn't paid. To the collection agent Howard Stapleton thanks again for bringing this to my immediate attention and hope to clear the debt within a timely manner. He even helped with the payment plan to have it paid by either end of September or if I can before September rolls in. If I had any say in it I say that man definitely deserves a raise haha!

    Student Debt America - debtrelief - Updated June 2026

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