I have been a long time customer and my needs changed to do a job change. I reached out to them…read moreprior to renewal and when I needed to switch after the renewal I was informed I'd get a refund of the balance paid. I received a check for $24.49. When I inquired as to why, they said that payment plans are subject to a 10% penalty for total amount of the 6 month policy less the 9 days of coverage. A simple heads up would have been a minimal courtesy. Instead of a simple apology or anything...they send me an email the in summary was: "We sent you a brochure thricely, you should have read it. Have a blessed day." Terry Morgan stated that they wished they could take the time to explain a policy to every policy holder and then took the time to condescend and gaslight me all the same. They said it was NC law that they could overcharge and charge this penalty. I have a string of emails. I guess I should have read the brochures that were printed "in black and white and it is YOUR responsibility to read and understand the policy." Yes the YOUR was in all caps. Absolutely unacceptable in every way. I will happily post the email for clarity.

Super friendly staff and loved taking headshots for this team! Teamwork makes the dreamwork!read more

I highly recommend Agent Shannon Boney for her exceptional dedication and commitment to her…read moreclients. She consistently went above and beyond to ensure every issue was resoled. Her determination, strong work ethic, and attention to detail makes her someone you can truly rely on and coming from a representative who deals with agents all day there are not to many of those. Her professionalism and genuine care for her clients sets her apart, and it's clear she is committed to delivering outstanding service every step of the way. Go Shannon B!!!

Wealth of knowledge? Super helpful and take the time to make sure we had what we needed for our…read morebusiness insurance. Would highly recommend Hilal and Shannon.

Christian is an incredible insurance agent! He and his associate are incredibly knowledgeable and…read moretake the time to explain coverages and their recommendations. The front desk staff are (almost all) very friendly and helpful as well. I love being able to talk to a real and local person when I have questions (instead of being sent to a call center in another state like other carriers use). Farm Bureau is not the cheapest option out there, but in my experience you get what you pay for. Overall I have been very happy with the coverage and customer service I have received.

Aaron is GREAT to work with. His customer service is top notch. I highly recommend him.read more

If you are looking for insurance this is the guy to do business with. I highly recommend his…read moreservices to anyone. His customer service is superb!

Best Ever !!! Never a problem I have that is not fixed or addressed immediately Longtime customer…read moreYou find the best no need to mess with the rest !

Easy to work with...reasonable prices...GREAT customer service! If you are looking for a good…read moreinsurance company, this is the one!

Morgan is very knowledgeable, and very helpful. She and her husband are genuinely interested in…read morehelping their customers understand their insurance, and get the best coverage for the money.

Morgan has impressed me with her knowledge. Her advice can be a real asset to a small business…read more She can also save you some money.

The service provided by this company is the worst I have ever seen. I have been waiting for a…read morerefund for a cancelled policy for months. The latest was this email they sent me two days ago about the refund. "Per the carrier, the refund check was mailed on 11/07/2025 to 14710 US Highway 17, Hampstead, NC 28443. Can you please check?" I drove there to see what it was and found that the address is the Horizon Insurance building in Hampstead, and they required me to check on it. It is now two days later (Dec 31st) and I have not heard any news from them regarding the check that was sent to their office. Total incompetence. Service is great until they get your money. Once they have your money they forget who you are.

Communication is not one of this company/agents strong points. once they have you as a customer…read morethey are done!

Affordable HIGH QUALITY insurance…read more Don Bullard set us up with Lighthouse home owners insurance and when Florence came they could not have been more responsive, professional or generous with the claim settlement. HIGHLY RECOMMENDED. Mark and Mona Osmer 8413 Fazio Drive Wilmington NC 28411

Ever since Don Bullard's' successor sold out the business to Acrisure, it has gone down the tubes…read morerapidly. The customer service has gone from excellent, to virtually non-existant. It is almost impossible to speak to anyone due to understaffing, and I was recently told that Acrisure is about to let go of thousands more of their employees nationwide. After being with them for years, we will be soon looking for a new broker.

I chose this company for Wind and Hail insurance. The initial rate was reasonable, but once in,…read morethey raised the policy rate significantly 2 times without notifying me. The notification came from the mortgage company around 6 months later. I don't know if they did this purposely, or just a lack of etiquette, but I would not do business with them again. Jimmy Hobson

SFI Group was very professional in handling any issues that I had after the Hurricane and they were…read morevery prompt with their service ! The owner of this company is the best ! Thanks Michelle

Brad did a great job in asking what would best meet my coverage needs. The questions he asked to…read moremake sure my coverage was best for my needs was very helpful. Thanks