I was so dissapointed in the way my 20 something year relationship ended with TD Bank I have 3 payments in my payment book left before my house is mine! A couple days before christmas a bomb was dropped on me in a letter wich said "congrats you owe 1200.more on your loan to be paid in full by the 28th. No notice no nothing. I dont know about you ,but I dont have that lump sum that fast without a little notification. I said well I am sure they will just let me finish my book out monthly where it is 3 more payments. Well to my surprise I was told NO you sighned a contract back in 1980 something dont you remember the last payment was a balloon payment..once again dont know how i forgot that it was only 1980 something...then i was told sure you can keep making the payments.YOU WILL BE CHARGED A LATE CHARGE ,WEWILL CALL YOU 4 OR FIVE TIMES A DAY AND THERE WILL BE EXTRA MONEY ADDED ON AT THE END..NASTY MAIL AND EVEN A COPY OF THE 1980 SOMETHING CONTRACT TO REFRESH MY MEMORY HOW NICE OF THEM .I asked to talk to a manager they put me threw to collections every time I asked..SOOOO when you go for a home loan just remember allthe help they have been and here I was excited 3 more payments...Makes you want to run there to do your banking NOT! read more