Lauren is great! She really helps you get exactly the medical coverage you need! We just love her!read more

From the owner: Our mission is to provide and education to our clients, so they are able to fully understand the…read moreinsurance they have chosen. We also educate our clients so they are able to navigate the health system successfully. Our promise is to be there to assist should any issue arise.

Andrew has been helping me and my husband for a few years now and I couldn't be more happy with his…read moreservices. Not only is he amazing at explaining the different types of policies and products available, hes very professional and always ready to answer my millions of questions. I would highly recommend him to anyone looking for a experienced professional agent!

From the owner: Husband and Wife Team of Independent Financial Services and Insurance Brokers that pack a punch! We…read moreare passionate about finding insurance and financial solutions for individuals and families of all economic backgrounds. We have access to the best products, services, and companies available, so there is no problem too big or too small for us to handle. We specialize in Medicare, Health Insurance, Life Insurance, Trust & Estate Planning, and Retirement Strategies. Book a FREE Consultation with us and let's get you educated!

Service was amazing. Got all the help and assistance with Kristina in practically no time at all…read more Very professional and knows her job well. Recommend using this service to avoid scams.

Looking for health insurance is definitely a challenging task. I'm glad I was able to connect with…read moreHaley at Nevada Benefits. Haley assisted me throughout the process to ensure I got the coverage I needed. She also assisted with completing documents to ensure I qualified and received any discounts available to me. I would definitely recommend utilizing Haley at Nevada Benefits. It's a free service with significant benefits for anyone looking for health insurance

HPN HMO is horrible. Especially if you need to see a specialist. You are going to wait 3 or more…read moreweeks to get in; your options are very, very limited. There is a reason why many physicians do not take HPN. I would have done zero starts but that is not an option.

Can someone please help me? One customer service rep hung up on me when I questioned her on on why…read moreI would have to pay for the pre and post contrast breast MRI until my calendar year deductible is met as it's preventative and was recommended by the last radiologist who did my mammogram. When I called the St Mary's radiology department, they told me that there is a Nevada statute which requires commercial health insurers to cover MRIs for high risk patients at no cost. According to the Nevada Cancer Coalition, "Senate Bill 330, which took effect Jan. 1, 2024, requires commercial health insurers to cover annual mammograms, and supplemental and diagnostic imaging exams at no cost to the patient." They define "High-risk Patients as Individuals with [greater than] 20% lifetime risk of breast cancer. Screening Mammogram: Imaging for an asymptomatic patient done at regular intervals, such as annually, to look for breast cancers. Supplemental Imaging: Imaging for a patient who is in a high-risk category (such as breast cancer survivor, genetic factors, dense breast tissue) in addition to an annual mammogram. Could be a breast ultrasound, MRI, or another imaging test." I meet the conditions outlined by this Nevada statute so the pre and post contrast breast MRI should be covered as preventative - can someone please help me? Thanks! Edit - A supervisor from Health Plan of Nevada called me the next morning and was a lot more helpful so I upgraded my review from 2 stars to 4 stars.

Eric has helped several of my friends with Medicare needs. Although I don't need medical…read moresupplemental insurance at this time, I had some questions for him. Even though Eric knew he was not going to have me as a client, he spent so much time on the phone with me explaining things and giving me advice. I couldn't believe it. Some of the questions I had needed research, he actually did the research and got back to me. Again, he did all of this for free! He had nothing to gain by it. When the time comes I will be using Eric for Medicare supplemental insurance. Meanwhile I will recommend him to anyone and everyone. THANK YOU ERIC. The world needs more people like you.

Made a phone call asking about my options on medicare (turning 65 soon) and I'm glad I called…read moreDesert Medicare! I was confused about the entire program and they broke it all down so even I can understand it much better. He took the time to explain all the options available on Medicare and the costs involved. I'll talk it over with my wife and I'm sure I'll be calling them back when my decision is made. Thanks for your help!

I recently started working for a company that provides this medical insurance, only to find that…read morenearly NONE of the providers I have been seeing for many years under my previous employers plan thru Blue Cross are in-network with Sierra Health. Even worse, there are NO in-network providers for most of the specialists that I see, so I don't even have any options to switch to an in-network provider. One would think that being owned by United Healthcare that there would be an abundant number of providers available, but that just is not the case. In other words, this insurance is pretty much useless. And how on Earth can Renown in Reno (and now Carson-Tahoe in Carson City) be out of network? It's simple - claims often get denied or delayed for no reason. There is a chiropractor who comes to our town 2-3 times a month and appears on the in-network providers list, but he does not accept this insurance because none of the claims he submitted were paid. This is a growing trend with insurance companies, and I have experienced this first-hand with another insurance provider, where my out of network claims would be approved until I met my deductible, and then suddenly when the insurance company had to pay a portion of the services provided they were denied. Each claim had to be re-submitted multiple times until they were paid. I have not experienced this with Sierra Health yet, as I am trying to use in-network providers, but with many of the major medical groups and hospitals dropping any plans that are under the parent company6 of United Healthcare over the last few years, and that the DOJ is investigating them for alleged Medicare fraud, you have to wonder just how much longer with their existing providers accept this insurance.

No SAFE acute care facilities in the network and only 15 minutes per visit with nurse or physical…read moretherapist during home care along with very limited visits! When hospitalized, the doctors only do bare minimum and get the patient out ASAP. They even apologize!!!

Just finished a meeting with the hardest working and BEST Medicare broker in town. Working hard on…read morea Saturday night, on a holiday weekend! Thanks Dalyce of Cornerstone Benefits and Insurance for an amazing job, well done! Dalyce of Cornerstone Benefits and Insurance is dedicated, thorough, professional and, perhaps most importantly, compassionate. The consummate broker to deal with the unique needs and concerns of the Medicare population.

My experience with the Representative [ Olivia Castella] for Cornerstone Benefits has been nothing…read more but Exceptional over the last year and some months. She is very knowledgeable of Nevada Hands Insurance and Medicare benefits. Her genuine approach and timely response/feedback to each of my concerns I have presented to her shows me how much she cares about all her clients! I would and do recommend her to any of my family members and friends‼ Thank you Cornerstone for having her. She represents the hard work, integrity, knowledge and care needed to operate in the Cornerstone Benefits community!

Sen is very patient, took time to explain the difference in notary. I will use him again. He is…read morevery reasonable for his services and he vomes to you. Thank you again

From the owner: I specialize in low cost affordable life insurance and Medicare plans. My life insurance programs…read moredon't require any medical exam, no blood, no urine. Just a few health questions. Most programs offer day 1 coverage! All health conditions qualify for some type of coverage. I also off programs to set up a tax free retirement plan, wealth protection of your 401k or individual retirement accounts too. Please contact me if you have any questions. Im available 24 hours a day and 7 days a week and all 365 days.