I found Taylor Schulte through his Live Wealthy podcast which I can highly recommend! When we…read morelearned their team was accepting new clients, we quickly got in touch to see if they may be a good fit for us. We had just recently retired and we felt that our "traditional financial planner" was not meeting our needs. We met with Taylor and Tyler, and to say we were BLOWN AWAY is not strong enough! These guys have Retirement Planning dialed in!! They were very thorough, asked the right questions and came through with a complete financial plan that was easy to understand and covered many things we had yet to think about. They showed us how Roth conversions could make a huge difference in our lifetime tax bill. They uncovered the (often mysterious ) fees we were paying within our various accounts and helped us simplify the assets to make them more manageable. For MANY years we paid our advisor but did not feel we were receiving what we needed. We couldn't articulate what we were missing because you don't know what you don't know!! Taylor and Tyler turned the lights on for us and we are very grateful. I also must mention that their office manager, Karen, is WONDERFUL too! She is professional, kind, proactive, and wonderful at detail and follow-up - she plays a critical part! These are ALL-STARS, and if you are seeking a team for your financial planning needs - look no further!!

Working with Taylor, Jon and the Define Financial team has been amazing and we couldn't have asked…read morefor a better partner for our finances. We love the fact that they're a fee-only fiduciary and are always looking out for what's best for us. They truly go above and beyond to make sure that no stone is left unturned when it comes to minimizing investment costs/taxes, reducing stress + complexity and maximizing returns. Before we ever decided to work together, Taylor and Jon met with us on multiple occasions to educate us on their philosophy and make sure we were aligned on a long-term, low-cost, diversified investment approach. We found it incredibly helpful to understand the "why" before getting caught up in the specifics of any individual investment decisions. Taylor and Jon are tech-savvy, data-driven and very well researched when it comes to modern advances in portfolio theory. Their investment philosophy is grounded in timeless fundamentals and is a no-nonsense approach that avoids so many of the common pitfalls with investing. They provide each client with a custom portal to manage all of your finances and also regularly provide action items to work on. Over the past 6 months of working together, we've made huge strides on so many big projects from investments to insurance and so much more. They've also helped introduce us to a wonderful new accountant, a great estate planning attorney, and have made multiple connections within their network of highly qualified experts. Above all, they're just really good people who are a joy to work with. It's clear from every interaction that they care deeply about each and every one of their clients. We're looking forward to working with Taylor & Jon for many years to come and are grateful to have them as part of our team.

Although I am not reviewing as a client, I am leaving this review as a future client of Root…read moreFinancial Partners. If you're reading this, then most likely you are on the journey in getting better informed financially for retirement. And because you're looking up Root, then most likely you ran across videos of Ari and/or James on YouTube just like me, or on Podcast. When I initially started researching retirement for my wife and myself, I was fortunate enough to have "the algorithm" direct me to Root with James and Ari. The more I watched their videos, the more I became informed of answers to questions I did not know I had. What really drew me in to watch more of their videos, was their holistic approach to retirement, which was an option I was never aware of. And combine that with their ability to explain complicated strategies using their software with real case studies was a bonus. Anyways, back to the review... I reached out to Ari directly via email, and to my surprise, he responded directly to me (I was expecting a form letter). He personally answered the general questions I had and we scheduled a meeting to determine if they can bring value, to justify their fee structure. Unfortunately, when he reviewed my current portfolio structure/allocation in detail, he was honest and said they could not bring value to justify their fees. He then proceeded to offer some guidance to other advisors they recommend, and further explained how specific advisor strategies would be better attuned to my needs in the near term. I really appreciated his candor... But what really stands out is his willingness and continues to help as much as he can, of course without providing specific investment guidance. Up until now, even though I'm not a client, he continues to take the time to respond and answer questions I have from time to time. And not just basic answers, but simplified, detailed video explanations for a better/easier understanding. I can go on with this review, but after a while, it might sound too good to be true. All I can say is reach out to Ari (Root), and you'll see what I mean. Once we're closer to retirement and can take advantage of the holistic approach they provide, we'll be sure to reach out again. Thanks again Ari!

The team at Root Financial Partners are impressively knowledgeable. James has a way of making…read moreeverything easy to understand and follow, and their charts and calculators simplify the process. He answered questions we didn't know we had! We feel very secure entrusting our financial retirement future to James and the Root team.

Paul Lim was like an angel from above. He's like a miracle worker. He, and Ray Bell as well, were…read moreunbelievably generous in their efforts dealing directly with our insurance company regarding a life insurance policy, of which we knew virtually nothing. The courtesy, patience and professional knowledge-ability of these two is mind boggling. They did not over-promise on results, and followed up as requested, without having to be reminded. And in the end, after months of negotiation, we could not be happier with the results. They deserve my utmost respect. I am confident others will be glad for having placed trust in Paul Lim or Ray Bell for their services. Dennis Ramm

I've been working with Darren Todd and Paul Lim at Todd financial for almost 10 years now. I…read morecontinue to be impressed by how much attention and time they provide me. They are extremely attentive. Listen to my concerns and explain everything very thoroughly. I would recommend them to anyone looking for a boutique type experience in this industry.

I highly recommend Sierra Wealth Management. I've always been hesitant about working with a…read morefinancial planner, but now that I'm married and have a child, managing everything on my own started to feel overwhelming, questions like which accounts to open for my child, whether we're on track for retirement, if we're behind, and even understanding our overall net worth. Chaz helped us bring clarity to all of it. He worked with us to build a comprehensive plan for our family, breaking down our expenses and guiding us on how much to save and how to allocate funds, including contributions to a Roth account. One of the most valuable takeaways was his thorough review of our key documents, he caught an issue with my Simple IRA at work that wasn't vesting properly, which we were able to address right away. He also recommended moving our savings into a high-yield account earning around 4% interest instead of the 0.1% we were getting before, which was a huge eye-opener. That one shift alone made a big difference in how our money is working for us. What really stood out is that Chaz is not salesy at all. There was no pressure or push to sign up for additional services. He simply provided thoughtful advice, a clear plan, and even scored our overall financial outlook. He was punctual, committed, and used great tools to present everything in an easy-to-understand way. He also took the time to understand my more complex investments, something many advisors struggle with, and helped us set up a solid plan for our child's investment account. 100% would recommend working with him.

Chaz has been my advisor for over a year now, and the service I have received from him are much…read morebetter than those of my previous advisors. He is a great listener and an even better at asking the right questions. He helped me get out of a variable universal life insurance contract that my previous advisor sold to me unethically. Basically saving me from a lifetime of paying $500/month for something I do not need for my situation. As a woman investor who also works in finance, I know I needed to work with a fiduciary who would always act in my best interest. After some research, I found that he is a CFP, EA, and a Fiduciary with a background in tax planning, which has really helped me save on my taxes. Every meeting with him has been productive, and it's nice knowing I'm actively getting closer to my financial planning goals. I appreciate the way he gets to know me and my goals. He made recommendations that feel true to what I want out of life, and taking the time to explain things when I needed. There is a difference between an advisor who only focuses on my investments vs. Chaz, who focuses on my investments and also looks at everything else, like my overall financial planning, my taxes, my estate plan, my insurance, my benefits at work... the list goes on. I have been recommending him to all my friends.

Flagstar Bank is a one star company as far as customer service goes. I agree with Randi K. who…read morealso posted a statement. I had ab insurance loss claim that started in February 1st, 2024. Flagstar has been a nightmare to deal with, to get the funds out of some vague escrow account. I have spent hours trying to get this resolved to no avail. They use an online website and an terrible department in their company called the "Insurance Claims Ceneter". It is the biggest barrier to get help to get my home repaired and the contractor paid. As of the writing of this review it is still not resolved and they are still holding onto money that I need to get my home repaired and paid for, Flagstar contracts out to a third party inspection company known as Safeguard Properties that is equally as incompetent and has rotten customer service. Whenever I call it takes hours to get to someone, at Flagstar to help get problems resolved and nothing ever get done. I have tried to get help from their so-called "resolutions department" and nothing ever gets resolved. No help, no resolution, just barrier after barrier. NO one ever answers quickly and god help you if you need to get transferred to another person. The calls go into call center hell and you can never get out. Flagstar clearly does not care about its customers, anything they have to suffer thru, nor really in getting anything resolved to assist their customers getting help. No one at this bank takes responsibility for anything!! They really do not care if you are their customer, your house is in disrepair, getting anything resolved; because of their incompetence and lack of good customer support, They have a lot of customer service verbiage on their webpage about their values and care for their customers which is all lies and subterfuge. As I am writing this review, I have spent another 30 minutes waiting on hold to speak to someone regarding my problem again.. Do not use this company, run, get a mortgage loan from anyone else or you will be very, very sorry.

I do not believe that Flagstar bank got 4.5 out of 41 reviews. I think these reviews are…read moremanufactured. That company has been a one star company for several years. Perhaps the branch in San Diego is different. I certainly hope so for the benefit of its customers.

I have been using Dave Brooks as my financial advisor at SagePoint Financial for about a year now…read more He is, by far, the best financial advisor I have worked with. He is informed, responsive and always keeps my husband and I up to date on the status of our accounts. Highly recommended!

Having retired and relocated to San Diego I was in need of the right Financial planning as I…read morestarted this phase of my life. After vetting and searching I found Wealth Analytics! From the first phone conversation to meeting Jeff and the team in person it was a perfect fit. They have a wonderful "client first" attitude that feels more family than business coupled with the knowledge and awareness to help negotiate these interesting financial times! I highly recommend them if you want to feel secure about your financial future!

I started working with Nate for financial planning and investments a few years ago and have really…read moreloved working with him. He's just a genuine guy - it feels like he really wants to help you, not sell you on something. My 401k investments have done really well! Looking at an earlier retirement thanks to him.