I have read all the complaints from everyone and completely understand their frustrations, but what most people do not understand is this stuff takes time. I have dealt with a couple of credit repair companies and NO ONE can clean up your credit over night. No one can clean your credit, especially if its bad and in the 500's. It's going to take more than 9 months, that is the reality. If you are serious about cleaning your credit EVERYONE needs to know to be patient and trust the process. Believe me I have things to I want to buy too, houses, cars, boats etc. I gotta be patient, because there is a specific score I need to get to. I have done a lot of research on credit repair, again it is a process. Sure top flight can get your credit up 100 to 200 points, there is no doubt in my mind they can do it. Think about it though. what good is boosting your credit score 100, 200 points. If your current credit report is still showing you have a bad payment history. I found out the hard way. A previous credit repair company, boosted my credit from 530 to 700. All they did was add a tradeline without fixing my report. Guess what, even with my 700 score, I was not able to get a car loan. why? because my payment history sucked. I have been with Top Flight going on 6 months now. My credit report has gone up 100 point in Experian, 78 points in Equifax and 85 point in Transunion. and my credit score sucked still bad, but getting better each month. Top Flight IS and HAS been removing collection account, late payments, charge offs and anything else affecting my credit report. They are cleaning up my payment history first. Once my payment history is cleared up, then the smart thing is look into tradelines to help increase your credit score. Like I said before, what good is a good credit score if your payment history sucks. I am very happy with Top Flight, I trust their process, it has been proven to work, I see it first hand. The communication with me, has been exemplary. Very professional and knowledgeable. My advise to everyone trying to repair their credit. BE REALISTIC, Your credit was not ruined over night, so don't expect to have it repaired just as fast. Be PATIENT, trust the process. This stuff takes time. If you don't have the patience, good luck, you are just going to spend more money having someone else fix your credit and make you promises that are not realistic. Stick it out and wait. There is no such thing as fast money and there is no such thing as fixing your credit over night, your just going to get burned and lose a lot of money along the way. Thanks Top Flight for the EXCELLENT work thus far. I am very excited as we get into these last rounds of disputes. I appreciate all the hard work and effort on your part. read more

To be honest, They stole from me and my 2 yr old. They phone number works if you call from a different unknown phone. if you are expecting some money back or your not forking out any money, they will block your number and make the phone busy. People should band together and get a lawyer and sue the company. everyone should get at least back $1500 a piece plus other compansations. Do not sue this nasty company individually- some one buy a billboard and post it all over Califirnia and other states and request a law group to not only shut their company down for good but to pay them for going after them we pay nothing. Oh! if TopFraud Assistance claim they don't know you or don't have a record with your name on there; this complaint is your receipt, your emails, your invoices etc... Don't let these fraudulent companies bully us out our hard earn money. read more

not good all the things they told me were removed from my credit bureo we're not they did not follow through. This has left me problem. I thought I settled four years ago. Now it has come back to bite me again and their phone number is always busy. John Falvey read more

Wow , where do I start, the lack of customer service is ridiculous. Once you pay them In full the promise of getting top flight customer service goes out the window . I have spoken to multiple "supervisor " at this company. They said they will call and follow up with you to give you an update. Nothing. I call their "vip line for their customer that paid In full upfront " it's a gimmick I ask new sales rep if they have this service available still- he laughed and said no it's the same customer service number for everyone. It's been over a year that I hired and paid for this service my friend that did this himself has a better credit score than I have after hiring this company. Your better off taking the money and just paying the damn credit card company than these clowns. Trust me I've spoken to " Sara Johnson, Roy Lopez" manager and Juan-Martinez. All a bunch of liars . read more

This company is a total scam. I should have listened to the reviews! 3 months and $500 later not 1 item removed. I totally disputed the charges with my bank to get my money back. I kept telling them to cancel and each time they wouldn't and kept saying give it time. Do yourself a favor and try Lexington Law!!! read more

Top Flight Assistance - Debt Relief Services Near Me - Victorville, California

Her name is Bryanna Excellent experience staff and work Can't wait to start looking at my process , love her so much read more

If this site allowed for negative stars, that's what I would give this company. They charged me $2000 and my credit score actually decreased since I paid them. Buyer be ware! Stay away from this company!!!!!!!! read more

This company took my money and did not provide the services they agreed to. Their customer service is a lady in the Philippines. You cannot reach them at the number or address listed to the right of this page. For some time, they continued to advertise their services on their website while they had already shut their doors. I was told by Diane that the company had closed and that the operation in the Philippines was just closing out the remaining clients and helping people get on their DIY service which is total junk. My score was going up until Sashana told me that paying my car note would not adversely affect my credit. I paid it and my score dropped 50 pts. Every time I've tried to reach them, I've been given the run-around. I have asked, several times, for a refund. I filed a BBB report and they did not respond. read more

PLEASE AVOID THEM!!! 10 months of paying them off and they did zero., right under $3000.00 The only way I can get ahold of them is by calling them acting like I want to be a new customer because they will not answer if you press the prompt number being an existing number. I got so frustrated and paid off my collections on my own and raised my own credit to about 700. NO JOKE, stay away unless you love the stress in your life. Failed promises and slick talkers, don't fall for this. Round 2 my fu@ken ass you bunch of thieves. read more

I wish I could give them ZERO STARS. Before you decide to work with this company, go to the BBB website and search "top flight assistance". There are many reviews on there that are very negative, just as most of the reviews on here are. I sadly did not look into them before joining. They scammed me with that social media add talking about how they know how to work to get items off of credit reports, and I took the bait. I paid them for almost a year with no call backs or any work being done on my credit report. Over the past year, 1 item fell off of my credit report, but that was because it was a old account... top flight did nothing. The dispute letters that they "sent out", I have never received any form of communication from the credit bureaus saying that I am disputing items on my credit report. They are a scam. I've called multiple times asking what is going on, and multiple times they promised to have someone in management look at my case and call me back.. again no one ever called... currently I'm on hold (going on an hour) with them just trying to cancel the service. PLEASE RESEARCH AND CHOOSE ANOTHER CREDIT REPAIR UPDATE: I emailed top flight as instructed by their response.. In my email I gave them my name and asked them to cancel my service and issue a refund.. the response I received from them was that a "Veronica was going to call me tomorrow at 10 to discuss". Of course I received no call. And now that the beginning of the month has passed top flight is texting me everyday asking why my payment is late. Since I know they look at these yelp reviews, I'll tell you, I placed a stop payment on my bank to any future withdrawals from top flight assistance. Top flight needs to issue me a refund soon. read more

Top Flight Assistance - Email correspondence - Debt Relief Services Near Me - Victorville, California

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The reps are courteous Respectful and professional. I look forward to working with this company. I wish all companies I do business with left me with this level of optimism. read more

They have stolen my information and signed me up for accounts that I have no interest in or agreed to on any way shape or form. They are complete scammers!!! I'm worried that they will sell my information now as retaliation for posting this but I need to warm as many people as possible. DO NOT USE THEM UNLESS YOU LIKE PEOPLE USING YOUR PRIVATE INFORMATION AND STEALING YOUR MONEY!!!! Scam artist that cba care less about you read more

DO NOT get this service! This company is a fraud. I'll be calling the BBB on this so-called credit repair service. They'll ask you for an initial down payment, don't do it. I lost 50 bucks because I soon realized that it was a scam, they never returned my money stating it was for the upfront service. Please be careful don't let this happen to you . read more

Scam!!!!! Please don't let these vultures suck you in. They charged me $2000 that I could I'll afford with promises of credit repair and just made my situation so much worse. I should have taken that money and continued to little away at my debt. Now I'm out 2 grand and deeper in debt. read more

They are complete scam and trash, I had their service and I called them letting them know I got a summons to goto court and they laughed at me. I called an attorney and had to goto court with out them. Now they just sent me a text saying ( I just copied this from my texts) The government expects more than 80 million people to receive their stimulus check by TOMORROW!! Use your stimulus to pay off your file and SAVE up to $200! Let me know if your interested Tyler, and I will calculate your promotional pay off amount. Wtf I just reported the number as scam and fraud with att. Dont trust them read more

This company is a scam, first they are not accredited with the BBB. The horrible customer service and lack of response. They schedule appts and never call. I want a full refund and there has been no response. I looked up the CEO on Linkedin and sent him a message and of course no response. I did report to BBB and now Federal Trade Commissioner. If anybody is looking for service here it is not what they claim to be. I hope they get shut down. read more

******** SCAM WARNING ********. Unable to give "0" stars. I know this is long but worth the read to get the TRUTH. The reviews on here are ALL baited meaning they ONLY talk about the first contact phone call and NOT their services or how well they perform the tasks. This company is a SCAM. On 06/19/2022 I was given the song and dance about my credit report and what they will be able to do for it. I fell hook line and sinker. Luckily I only paid them $100 up front with the remaining $400 of the starting $500 due within the next week and a half. I was told I would receive an email within 24 hrs with a link to be able to setup my portal and add a copy of my drivers license, SSN Card, and three proofs of my residence from utility bills. Never received the email. Started to really research the company on the web and found on the BBB which they are NOT apart of anymore. Either they were kicked out because of an "F" rating or they stopped paying knowing they could not change the negative reviews. My initial conversation was with Jasmin Rodriguez 06/19/2022. I received two texts, one from her with her personal guarantee to reach out anytime and a direct number with her extension. The other was auto generated from the company but monitored by someone who responded to my question about the email. I sent her a msg 06/20/22 Monday afternoon I never received the email. Her response was for me to email them to their CS email address. I replied, no setup link, no documents will be sent to both text msgs. No response from either msg. Tuesday 06/21/22 sent both msgs a text I am canceling my account and want a FULL refund and nothing has been started with my account. Two hours later received a msg from Jasmin she was busy on the phone. Understandable to a sense, but not two hours. She also said that my account was active and moving forward. The contract I signed states my account will not move forward UNTIL the initial downpayment is completely paid. I sent her another msg stating "I am canceling". Received no reply again for almost two hrs. Sent a msg "I see you are ignoring me now. Typical of scammers." Finally received a msg that said, "Sir I'm working and on the phone with other clients. I reached out to my customer service department they will be reaching out to you. Please let me know by end of day today if you don't receive a call." Today is Wednesday 06/22/2022 still no email and no phone call. Luckily I bank with Navy Federal and they have an AWESOME fraud dept. I contacted them yesterday and explained the situation. They informed me the transaction is still pending. They said two things could happen, 1) the transaction is canceled on their end, money returned to my account. 2) Navy Fed files a dispute and takes it back from them. I also had to get a NEW debit card so the scammers could not take anymore money. LESSON LEARNED. Research companies before agreeing to do business. read more

This is my update from 2020 Please don't go with this company It's very frustrating and upsetting and upsetting when you're on hold for 40 minutes longer and you reach the department the phone rings and then it States that person is not available you leave an email they don't respond you can't leave a message with customer care because their boxes are always full I've gotten through to other departments to speak with a supervisor they disconnect the phone or they tell you they'll send An email to customer care to have them to get in contact with me This company they lie from the beginning or they don't tell you the whole truth until you speak with another representative and they might tell you more or less than the previous representative I've paid a $1000 or more for this service and service and this is what I get bypass this company and I've followed a complaint with BBB This company they lie from the beginning or they don't tell you the whole truth until you speak with another representative and they might tell you more or less than the previous representative I've paid a $1000 or more for this service and this is what I get bypass this company and I've field a complaint with DB read more

Top Flight Assistance - Justice - Debt Relief Services Near Me - Victorville, California

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First and foremost STOP and don't start any type of business with this company. The name is Top Flight Assistance. If the name doesn't stop you from wanting to get you credit fixed then let me help you. I started with the company back in June 2021. Like most I wanted to use the pandemic to get my credit in order and be able to purchase a home for my family. Just got married and had my first child. I called Top Flight and they were eager to help and I had faith. I even started off with a deposit of $500 so they could jump start my credit building journey. The first month was fine where they would send me messages and let me know they sent out dispute letters. They even have a portal where you can track your progress. Month two was fine with no changes on my report but they continued to take funds. I had a payment of $125 a month. After month six (6) I called and asked what was the deal. First it was so hard to get in contact with them. Once I did the rep told me that they just sent out a second round of disputes but it normally takes multiple rounds. Majority of the time, only one item is able to be removed. But at that time we can look to start another session with a new payment plan. I told the rep, let's continue with this plan and we can talk about it when it comes. Something told me to cancel then but I was ready for a change to come. March of 2022 come and I'm doing research and was able to talk to a friend that fixed his credit. He then told me to try one thing, if it works then cut Top Flight off. I was able to change my personal items on all (3) reporting credit monitoring bureaus with just a phone call. I also learned that no disputes have been sent to any of the bureaus. That when I called top flight and cancelled my account immediately. I had to pull teeth in order to do cancel. I called 12-14 times and spoke it rude, childish and very incompetent call takers. The customer care representative tries to talk over you and talk down to you. The only one that was trying to help was Donna. I was then transferred over to Sarah. She was offering me a partial payment of $1,250 but also stated that if I waited a few days I can speak to the Chief of Staff Mr. Ramos. He would be able to refund me the total of $1,750. I ask he to put it in write which is here: Hello Mr. Stinson, Per our conversation today you are rejecting my offer of a partial refund in the amount of $1250.00 as you would like to speak with our COS Mr. Ramos on Wednesday April 13th, so you can further discuss a full refund in the amount of $1,750.00. I have scheduled you a call for that day. I have cancelled your account also so you will no longer be charged. Have a wonderful day. Sincerely, Sarah Johnson Yes, Wednesday rolls around and without a doubt I received this email. Which I kind of suspected: Hello sir, Our Chief of Staff is out today for personal reasons. I have moved your appointment for Monday April 18,2022 when he is back in office. We apologize for the inconvenience. We hope you have a wonderful day and a wonderful Easter weekend. Sincerely, Sarah Johnson Then here we are here for Monday. No call, no email so I called them. Once again I get bounced around, laughed at and Sarah and Mr. Ramos was out of the office. I've called 15-18 times. With no success. I will call and call as long as it takes for me to receive what it do. Pleas do not waste your time and money. read more

Top Flight Assistance - Refund email - Debt Relief Services Near Me - Victorville, California

Don't hand over your cash to this company. They are a complete scam. My wife an I joined and they got about 1k before we stopped paying cause we didn't see any results. read more

Twice they set up a phone conversation with me. Twice they did not call. I wouldn't spend a dime with these clowns. Save your money.

*****SCAAAAAMMMMMM WARNING!!!!!!******* DON'T TRUST THEM. This company is a giant scam. I have my own lawyer to take these guys to court. They haven't been doing anything but kept charging my card $100 every month. They kept saying it takes time to dispute charges but then they would never get back to me. Their "customer portal" doesn't work and they make you talk via s messaging system over their website. I've already reported them to the better business bureau and will continue to spread the word. They are con-artists and I will definitely be getting my money back. If you've been scammed and want to join this lawsuit text me 757-737-7765. I'M NOT ASKING FOR MONEY! I just need your story to help build a case to take them down since there is power in numbers. read more

Buyer Beware, I have been waiting since February and they have failed to help me. I have received messages and they have yet to honor their agreement. they blame it on covid and going through a training program. the last message via text was they would contact me on September 2nd, as of today, still no word!!!!!!! read more

Contacted this company in November of 2020. They took my money and gave me "updates" on what they were doing. However when I checked at the three month mark on the so called claims they were filing, they were for the wrong accounts. No claims on accounts with discrepancies and my score dropped 6 points. When I called they said this was the process and to wait for the second round of disputes. At the six month mark they had still not kept any of their promises. My score dropped another 9 points. When I asked for a refund they told me that they had contracts and did not have to give my money back. I had to fulfill my one year obligation without cancelation. I left my account in tact and started looking into fraud charges to the company. At which time they cancelled my account, and told me do to the cancellation I had no recourse for refund. DO NOT USE THIS COMPANY. They do not deliver results promised. Now they refuse to take my calls or issue a refund, and further damaged my credit. I WANT MY MONEY BACK. read more

This is a scam don't do it! I signed up for this program after a divorce left me in a bad spot and when you talk to them sound very professional and make the "experience" feel very personable and tell you they can do all these things for you and get your credit taken care of and back in good standings. I'm a retired vet and after my divorce i got in a bad situation with my credit due to the divorce. I contacted Topflight and they promised me the world and told me everything i wanted to hear just to fall short and never deliver on their end. I've been in the program for about a year and half now and they've done nothing for my credit at all. PLEASE DON'T FALL FOR THIS LIKE I DID!!! I'm posting this review every where I possibly can! I'm fighting them now for a refund and I'm not hopeful for one at all. They fail to communicate with their customers. There customer service is only open from 10-2 and they never call you when they you make a scheduled appointment. Just horrible all around!!!!!! read more

Top Flight Assistance - Conversation of "customer care" - Debt Relief Services Near Me - Victorville, California

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Total Scam! Took my money, then ghosted me. Then tried to blame me with their lies. When I proved them wrong, the story moved to a different lie. My advice is use a different service. read more

Top Flight Assistance - Debt Relief Services Near Me - Victorville, California

Been with Top Flight since March of 2019 its now July 2019. Not quite as much has been done to clear up my credit reports as I would hope. Items are being deleted though so I guess that is a step in the right direction. Slow and steady wins the race so I will patiently wait while Top Flight does their thing. read more

WARNING ******* DO NOT WASTE YOUR MONEY WITH THIS AGENCY. 7 months in and zero removals. I was talked into doing the VIP package and still nothing to show for it. The people given GREAT reviews have to be apart of their team because it's BS.... I don't even want to given this 1 star but I can't post this WARNING without doing so. read more

Stay away. There are legit repair companies out there that are trustworthy but this company is not one of them. After their slick as I called and apple to someone and they did not tell me the truth after the salesperson had to hand my call over to verification the rep told me thing they did not tell me in the sales presentation and I canceled the order thanks good but 10 days later boon they hit my account for 300.00 I called and they said I did not cancel they knew the reason I canceled this company if full of scammers. Do not so business please read more

I have been a member since February and was told 4 months i would see a difference. It has been over 6 and i have had zero help. Nothing. No call back and the customer service is a zero. They are non existence. Never available and i think itbid a scam. STAY AWAT FROM TOP FLIGHT ASSISTANCE. CROOKS read more

Bogus bogus bogus. I ran across them on social media. Being that I have a little debt I thought why not. They seemed very convincing so I set up a free phone call consultation. Waited around for my call never received it then I thought oh maybe they're just a few mins behind. Two hours passed and no phone call. I decided to call the 800 number they texted me from about my consultation to see if I could reach someone, no such luck. Just really goes to show how professional they really are. Avoid them at all costs. Majority of reviews are extremely negative. read more

Horrible You'll do other stuff to raise your credit, they'll never give you a straight answer or tell you what their doing, just say their disputing with the credit agencies or some other process nonsense. $100,/no steady but no results I'll go with Imax credit repair where you pay by results read more

I just can't express how I feel about getting 6 accounts, $3,009 deleted and my scores have gone up 265 points. I'm finally getting where I need to be! Thank you Top Flight Assistance And Kelly in Customer Service is amazing! read more

Top Flight Assistance - Debt Relief Services Near Me - Victorville, California

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Please do your research before trusting this company. My friend got took! They are not returning any of his phone calls. I've tried reaching them through facebook, and they keep deleting my post? There are no reviews on there from real customers, all are shared from them? read more

I have never even heard of this company and yet they attempted to charge me $125 but the bank declined for suspicious activity. I went to the website to look at who they are and I have never seen this place before. Watch out. read more

If I could give this company zero stars I would it's been 4 months since I've been paying this poor company and nothing has been fix on my credit report. They are really good at taking my money but yet has no answers in why my credit score hasn't even raise up one point. Do not waist your money they only take your money away. I am so upset that I allowed my self to get foolish by this company. My dreams are now down the drain because of them they promise me results in 90 days and till this day I haven't seen nothing. Don't waist your money here people they don't care in helping you. read more

If I could give them 1000 stars review I would. Ayana was one of the best customer representatives I have ever dealt with , she made me feel comfortable and I enjoyed the experience , a 15 minute free consultation turned into an hour and it was well worth it because I invested my time they invested their business and now together everything seems to be on the up and up...I just wanted to say thanx 100% read more

This company is the worst. I would find someone more reputable. This company has terrible customer service and is not accredited by the better business bureau. I have been emailing them about my contract for a week and they will not email me back. I canceled my contract one day in after reading reviews and watching all the weird reviews from people that "are excited to work with them" on Facebook. They won't call me back, they won't email me back, so if you get the urge to do business with them, do yourself a favor and just light 1200 on fire cause it's going to get you the same results. read more

Just started with the company and the representative was very good on explaining how everything will work on their end and answered all my questions very well.. Reason i only gave them 4 stars is because i am new and will be back in a few months for an update. They did get right to work and put accounts in dispute. Also i have been getting text messages from (Sarah) for documents so it makes me feel a bit more comfortable knowing that they are working on my case. I will be back in a few months for an update with screenshots and anything else that might be helpful to others.. read more

I joined top-flight assistance today. I was given the best Information and explanation about the program from both Andrew, and Dominic. They were very patient, and explained everything thoroughly. While answering all my questions. Dominic was very flexible and understanding about myp financial situation. The company is lucky to have such awesome Representatives. read more