My wife and I have been fortunate to work with TWP for 2 years. Rob, Chris, and the entire TWP team have been invaluable partners for us as we have begun our careers, navigated two moves, and gone through law school. I wholeheartedly believe TWP's guidance, candor, and support is an invaluable resource for any young professional in Cincinnati, Blue Ash, Mason, or anywhere around the country. (We were clients even when we lived in Chicago, so distance is not an issue). TWP is true wealth management - far beyond financial or investment guidance. What do I mean by this? A number of times, Rob and Chris have recommended that we prioritize our savings and investments in a way that would actually decrease the pool of "assets under management" TWP would later draw its fees from. They have recommended this because they know it is the best move for our long-term wealth and to meet our long-term financial and non-financial goals. They are true fiduciaries and we're glad to have them in our corner. If you have any questions about this, reach out to them or to me. I am serious - my email is ssvirnovskiy@gmail.com, I just sat for the bar exam and have 2 months until I start working so I am happy to talk! read more

Our relationship with TWP started over 20 years ago. They've navigated our financial planning through the college fund investing stage right up to the present and our recent retirements. Our current financial stability and having reached our investing goals were entirely due to their attention over time. The uniqueness of TWP is their family-like approach, commitment to providing options and recommendations for complex situations, and their undivided attention to handling whatever you require, when you require it. You feel like you are their only client. They have even connected us with other professionals, such as attorneys and tax accountants, who share their values and trustworthiness. I cannot imagine trusting our life's financial choices to just a "firm" with expertise. Once you realize that your success is as important to the team at TWP as it is to you, you understand the difference between TWP and just another investment agency. read more

My husband and I started working with Financial Management Group about 24 years ago. (Recently changed their name to Total Wealth Planning) The company was very small and we had a great 1 to 1 relationship with the people there. They have grown, and while growing themselves, our relationship has remained 1 to 1. We have found the whole team to be personable and helpful at all times. They make themselves available for whatever needs we had. My husband died about 4 years ago and I had to take over all our financial needs. They helped me with understanding my computer program, teaching me to understand all the paperwork that was involved, and recently making great suggestions to set up my will and updating my trust. I am Very grateful to them for all the help they have been over the years! My portfolio has kept pace with inflation in spite of downturns, and expensive, unexpected needs. I HIGHLY recommend the whole team for whatever your financial needs are! read more

Several years ago, at the suggestion of our accountant, my husband and I (both in our mid-40's) started to look for a full service fee only financial management company that we could work with. Prior to that we were with one of the brokerage (commissioned based) houses. We had three companies to check out. We 'clicked' right away with the folks at TWP (formerly FMG). We just felt they were more relatable and personable than the other companies we looked at. After one of our first meetings, we walked out and looked at each other and thought this makes so much sense, we wish we had done this sooner! So we got to work with TWP creating and implementing a comprehensive financial plan for our future. We were really happy with the way things were progressing with TWP! In May 2014, the unthinkable happened! My husband died suddenly at age 48 leaving me widowed with 4 teenagers! TWP helped me through all of the financial details of this event every step of the way. The fact is that had we not been working TWP and had this thorough plan, my life would be very different. Going through the death of a spouse/parent to your kids is tough enough, I'm glad I didn't have to worry about finances. I just couldn't say enough good things about TWP and their people! I would (and do) recommend them wholeheartedly! read more

Been using Rob Lemmons for over 15 yrs. now. VERY satisfied with him and all of Total Wealth Planning. This is a full-service, "see the big picture" firm that advises on not only investments, but tax strategies, estate planning , budgets, retirement planning, etc. Because they concern themselves with ALL of your financial and estate matters, value is maximized. I would highly recommend them to anyone who is investing for a goal, nearing retirement, or who wants to make all the "smart" decisions after retirement. read more