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    Services - F&M Insurance Agency

    Homeowner or property

    Car and truck insurance

    Life insurance

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    8 years ago

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    Allstate Insurance: Julie Hamon

    Allstate Insurance: Julie Hamon

    5.0
    (5 reviews)

    I switched to Allstate when I bought my house on recommendation of my mortgage company, and I have…read morenot been disappointed. This office is amazing! All the staff is so friendly and helpful. They are excellent at explaining the sometimes confusing ins and outs of insurance. Dan set up my initial policy a yr ago and was excellent. At my yr review I sat down with the owner, Julie, and was very impressed. She took a lot of time with me reviewing my homeowners, umbrella, and auto policies for any ways to save money or for important things I may want to add tailored to my life. Whether you have Allstate or not I highly suggest sitting down with this office for even an estimate. They will do everything to get you the best price for the best coverage. PS the homeowners policy was HALF the price of all other companies while still being well covered, which is why my mortgage co steered me in their direction!

    We have been using this office for our insurance for a few years, and we have had great service! I…read morecalled in last week to let them know of an update, and the individual that answered the phone let me know that she made a note to call me back if she didn't hear from me within a few days. Their rates are the best (for us), and we couldn't be happier with the service (they have never tried to push any products or additional coverage). They are always more than happy to go back over our plan to make sure that we are saving as much money as possible.

    John Schnitzler - State Farm Insurance Agent

    John Schnitzler - State Farm Insurance Agent

    5.0
    (1 review)

    I have been a State Farm customer for almost 40 years, and I can't imagine ever trusting my…read morevaluables to anyone else. Many years ago when I needed them after a car accident, they took complete care of the cost of my vehicle, as well as some medical expenses, without the slightest fuss. It was the first time I had ever had to make a claim, and I was so glad that I had State Farm! I had plenty of things to deal with; State Farm made sure that insurance wasn't one of them. Here we are again, some twenty years later, and our beautiful home is covered by State Farm. When a tree fell on it, I called my agent, John Schnitzler, and they helped me from the moment I called that first day, all the way through until the completion of the project! I wasn't sure what contractor to call, so Jessica, his amazing and extraordinary assistant, was happy to help me with some referrals. And she was so helpful all the way throughout the process whenever I had any question--I felt like I had a true friend helping me along! The contractors that I worked with stated their appreciation in being able to work with State Farm, too. They said that out of all of the insurance companies possible, State Farm is the by far the best one because they truly take care of their customers. Other companies, they said, are more likely to nitpick over every little charge. State Farm wants to do the right thing for its customers! I can't say enough about John and Jessica and how terrific they are. Can you think of a time recently when a company lived up to its name, or did what they say they'll do? Well, John and his staff absolutely do just that! They really were like the very best neighbors, and they were there for us in every way. I highly recommend them.

    From the owner: The State Farm mission is to help people manage the risks of everyday life, recover from the…read moreunexpected, and realize their dreams. It is our privilege to serve our State Farm customers and offer outstanding customer service. We will uphold the values of State Farm and always do what is in the customer's best interest. We will provide added value through assessing needs, and offering products to fit the needs of customers. We will work to delight customers & make a difference in their lives. License #: OH-84514, KY-DOI1422584

    Rick Wertz - State Farm Insurance Agent

    Rick Wertz - State Farm Insurance Agent

    3.7
    (3 reviews)

    Happy customer of Rick's agency for nearly 20 years. Stopped by today in need of a notary. All…read moresmiles, got it done within minutes, was offered a bottle of water, left with a grin on my face... truly a pleasant experience -- Rick and his staff care.. In sharp contrast to the poor experience with my bank just moments ago...

    Frustrated was the word I'd have used last month when they told me I was behind on my payments by…read moremultiple months, but apparently their app has issues according to the person I had spoken with when I explained that it continued to show I was all caught up! So I paid the amount in full, only to see the following month that my insurance was still double what it should be. I reached out and recieved a call back from a woman who immediately went into the entire "Well, due to inflation..." speech. We've all heard that. Thank you. I know how inflation works, but that doesn't explain my insurance going up by DOUBLE! Then she said it was because of my car being a Hyundai. I'm aware it would make my insurance change because of the security feature warnings on Kia/Hyundai cars, but that's still outrageous. I've never been an in accident, I've never had so much as a ticket. I am being quoted under 100 a month by every other insurance company in the market for the same policy. Oh, and I was never told my insurance changed. The woman said they had sent a notice back in July about it to an address in Batavia that I've never even lived at? Lovely. A real let down. I wouldn't recommend this insurance to anyone. I've been so patient the past few months with all the issues going on, and I assumed it was something I had missed on my end. Now I'm certain I'm just being ripped off.

    F&M Insurance Agency - homeinsurance - Updated July 2026

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