Steve Lois is an excellent advisor…read more He is extremely honest and very knowledgeable Steve spends a good amount of time explaining your investments, he is also able to coordinate your investment with Social security and other assets to give you a clear picture of your financial condition. Mike K

My father used Steve Lois as his financial advisor. When my father died last year, his Edward Jones…read moreInvestment Account was supposed to be distributed to his beneficiaries according to his TOD agreement with Edward Jones. Mr. Lois did not distribute all of the assets in my father's account. When I pointed that out to him, he incorrectly distributed the remaining assets. Further Mr. Lois has ignored my last 3 emails and voicemail asking him to change the mailing address on my father's account. In short, If you want somebody to distribute your assets correctly and/or be responsive to your children after you die, I would look elsewhere for a financial advisor.

I'm sorry for the long review...It's my first and I'm not sure how these are supposed to be done…read morebut I honestly feel that this is good information for potential customers. Also, I know that the NAME of the business is "Educators Credit Union", but you do NOT have to be a teacher to have an account here...You can be a firefighter, police officer, nurse, doctor, EMT, paramedic, etc...! I believe you just have to have a job doing public service! My husband is a firefighter and paramedic. I wrote this paragraph at the end of my review but moved it to the top for a forewarning of the long review and informational purposes of the ability to go to this incredible Credit Union! Although we have accounts at both, there REALLY is a difference between a bank and a Credit Union...At least, between our bank and Educators Credit Union! That's NOT to say that I don't like our bank (I wouldn't keep any accounts there if I hated it)...But I LOVE Educators Credit Union in Elkhorn! The tellers are always sure to welcome you in the moment you walk in the door and treat you kindly, regardless of whether you are doing a deposit, withdrawal, making a loan payment, or there to see a personal banker in hopes of getting a loan! I will get back to the loan thing in a second but I also wanted to mention that the tellers will ALSO try to help you figure out what's wrong, if you are having any issues, with your account...Such as unknown charges on your account or overdraft fees and, if THEY can't help you they'll ask for help from the personal bankers that have been there longer and have more experience. Back to the loans... If you need a loan Educators Credit Union is a GREAT place to go for it! I know, for a fact (because I have had in the past, or CURRENTLY have), that they do: credit rebuilding loans (I didn't have this one but a family member did), personal loans, holiday loans, credit cards, and vehicle loans! I believe they ALSO have mortgage loans but, unfortunately, we've already got that one through our bank and, fortunately for us, the bank actually had a similar interest rate! However, our credit cards compared between the bank and the Credit Union have VASTLY different interest rates and the Credit Union is FAR superior! The Credit Union ALSO offered a FAR superior interest rate EVERY time we've needed a vehicle loan over the past 18 years!!! Besides the interest rate being so superior, the personal banker that has helped us over the past 18 years (even before she got married and was still Kym Moore! LOL) Kym Perrelli, has ALWAYS been amazing about making sure that ALL our financial needs were met! She has made sure, with our last vehicle loan, to make sure that it was enough to also cover the cost of licensing and registration! In the past we've had her add the cost of other loans to a vehicle loan so that we would be able to pay off the higher interest loan immediately and be left with the lower interest vehicle loan only to pay. The people truly care about helping you get to a better financial position and would never, in MY experience, give you a loan that you would have any issues paying back...Which, I think, is WHY Kym tried to add loans together when she could! Yes, it made a slightly higher vehicle payment, but only after removing a MUCH higher other monthly payment did she ever do that! I can't tell you how much I appreciate her for that because, thanks to her, our credit score is finally getting better after a bankruptcy had to be filed years ago! Again...sorry for the long review but I hope that my information helps you!

As for Property Management companies, I don't really recommend most, I would recommend MPC for your…read moreHOA management they do a decent job and their online system is pretty good and response time is decent! In a perfect world a PMC should be about doing the right things for the right reasons. I recommend hiring property managers that are ethical and truthful. Yes "men and women" are not good for an HOA! HOA's need a PMC to be the voice of reason, balance the budget, speak to board members from experience and inform them when spending is out of control and dues might double. Provide feedback regarding legal and what if scenarios so that Boards can make logical and informed decisions. The reason I dinged them 2 stars- A ticket was put in, MPC took 12 months to repair the issue, but with the understanding that the previous property management company did nothing at all.The other ding MPC get's -Allowing a dictatorship with out of control spending that caused huge due increases over 2 yrs. instead of being honest with the board they sat there and allowed it.

Terrible!!!! Stay away if you are renting and stay away if you are a property owner. Terrible…read morecommunication and payment tracker. They will try to sell you on their system and software but their communication and tracking is terrible. Zero follow up and accountability. Don't follow their own screening practices as stated in another review and they are not local unless you're in Burlington.