We are forever grateful to Wali and Matteen, they moved mountains and helped us secured our loan…read moreand find our dream home at a rate that was lower than what we were quoted from all other lenders/banks we shopped with. Wali and Matteen have a plethora of knowledge, experience as well as excellent communication that kept us upto date at all times. They made the loan and home buying process easy and straightforward unlike our prior lender/bank and kept us up to date every step of the way. If your looking for a lender and realtor team stop looking, We highly recommend Wali and Matteen to all family and friends and look forward to working with them in the future.

My husband and I recently relocated from the SF Bay Area to Roseville and Matteen made the whole…read moreprocess super easy for us. From making an appointment to view the rental, to the application process and all the correspondence back and forth. He kept us up to date with the status of everything and answered all our questions. He was super friendly and a joy to work with and we cannot wait to use his services again when we're ready to buy our own home. Thank you Matteen!

Malyna Phan is amazing. She is knowledgeable, patient and goes above and beyond to give you the…read morebest rate and advice. I completely trust her. She was so helpful with my new home purchase. I recommend her and this location to everyone.

We worked with Eddie Fairchild at Big Valley Mortgage. He was a very knowledgeable person and you…read morecould tell that he had been doing this work for quite some time. He definitely had our best interests in mind and did not recommend anything to us that we weren't already thinking of. Eddie was all about streamlining this process as best as possible and fought for us tooth and nail went it came down to closing escrow and explaining our finances to the title company. We would definitely deal with Eddie again!

Need a Home Loan? GO TO PHILLIP!…read more He is one of the most genuine, helpful, AND supportive person ever! He has helped my boyfriend and I in so many ways! He truly knows what he's doing! When we first were referred to him, he gave us the best loan that we could find, thus far. We also pre-qualified for a few other loans from different companies, but Phillip had the best loan for us and made us feel so comfortable that we knew we could trust him. Guess who we went with? HIM! We later then asked him for a reference on a realtor and he gave us such a great recommendation. They worked hand in hand with each other and made our buying process as easy as they could. Phillip made our buying process so easy and helped accommodate us with some of our financial issues. He always knew the right play and gave us plenty of options to choose from. Additionally, he always answered our phone calls, emails, etc as quickly as possible. (Sorry for all our late night calls and/or being annoying with the endless emails.) If you really want a trustworthy, knowledgeable, and professional Loan Officer, you have to come to Phillip! He truly is such a gem in this field of work. I'd definitely recommend him!

Can't say enough about Phillip and his team. I have used his services since the first house…read morepurchase I made and haven't even shopped around. I have so much trust in him and I know he's always looking out for his client's best interests. Even my real estate agent was impressed with his efficiency and level of service. He's always available to address any concern I have. I always recommend him to family. Highly recommend him.

We had such a wonderful experience working with the JJ Mack Team on the loan for our new home! As…read morefirst-time homebuyers, we were a little intimidated by the whole process at first. There were definitely a lot of questions and a lot to learn, but Lindsay and the entire team made us feel comfortable every step of the way. They were incredibly kind, patient, and always made sure our questions were answered. Thanks to their guidance and support, the process was so much smoother and honestly, much less stressful than we ever imagined! Buying our first home is such a huge milestone for us, and we're so grateful to the JJ Mack Team for helping us navigate it all and making the experience such a positive one. We highly recommend Lindsay and the JJ Mack Team to anyone looking for a knowledgeable, supportive, and truly wonderful team to help make their home-buying dreams a reality!

Working with JJ Mack was a pleasure. From the start, Lindsay made it very easy. She worked with me,…read moregoing through all my numbers. The whole team was very on top of everything, letting me know what was needed and making sure all documents were in on time. Thank you all for such a smooth transition to a new home. Danny

Christina and Philip have been nothing but awesome for my wife and I. Her team helped us to secure…read morea home loan and was super fast with everything. She kept us informed along with Philip throughout the whole process and made it pretty seamless. I thought the home buying process was going to be more complicated but they made it very easy. Her assistant Sally was also so easy to work with on obtaining the documents that they needed. I will for sure go with Land Home again when it is time to buy our 2nd home or refinance, Thanks you guys!

Christina was simply the best. Constant communication, straight forward answers. No matter how many…read moretimes I asked the SAME question, she replied with a smile and not a complaint. I highly recommend Christina and her staff to take care of all your home funding! I truly feel if it weren't for her, my husband and I would still be in the buying process. (losing my mind) Thanks Christina for helping us find our forever home!!!

Lori is great! I highly recommend working with her. We started the process with 0 knowledge of…read morebuying a home. And Lori was great, she never made me feel bad for asking so many questions. I could text her and she would always get back to me. I couldn't have asked for a better person to work with to purchase our first home!

I have been a victim of Fraud by this mortgage company. The loan officer Michael Martinez tricked…read moreme into signing a no consideration loan about 6 years ago. I have put my entire check into his daughters of my ex wife's account for 8 years. Do not trust Michael Martinez! He is unethical and might hurt you.

I've always heard that buying a home can be difficult and extremely stressful, but I can honestly…read moresay that Yvette Garay made the entire process feel easy! I still can't believe I purchased my first home! Yvette went above and beyond, communicating clearly every step of the way. I felt like all my questions were answered and that she truly had my best interests in mind. I can't recommend her enough. If you're looking for someone who is professional, caring, and won't leave you in the dark, Yvette is the one you want!

Wow! Yvette is so incredibly personable and kind, she answered all of our questions and made our…read moredream of buying a home come true. Without her help we would have struggled and had still been renting for who knows how long! I cannot rave enough at how easy she made the process and she found us the best rates in the market. Being on the younger side, buying a home felt out of reach but Yvette talked us through every step of the process and answered the hundreds of questions we had. After Yvette worked her magic, now we pay less for our home than we ever did renting! Our experience with Yvette left us more knowledgeable on home loans and my husband and I confidently recommend her to all of our friends and family!

Highly recommend! Very knowledgeable, buying or refinancing a home isn't an easy process but with…read morehis help, everything went smooth. Had his service multiple times and he has never disappoint us. If you are in need of a loan officer, he is the guy!

First off I am so glad that a friend recommended William to me! Thank you so much!…read more William helped me with my loan when my parents were looking to buy a house. In the end, my parents ended up not wanting to look anymore so I told William just that. A few months later into the new year, I reached out to William again about my loan and he started everything up again. William is genuinely interested in your best interest. He is friendly, professional, and knowledgeable. He responded to my questions appropriately and in a timely matter. Getting this home loan was a breeze because William made it so simple. If you're looking to buy a house and want a someone who knows what he is doing, William is your guy.

Ms. Dunn has provided stellar service. I requested a pre-qualification and in minutes she provided…read moreresults. She gave me confidence through her explanation of the process and supplied resources that were customized to my needs. Ms. Dunn is a clear communicator and is punctual with time. There was never a time where I had to leave a message or didn't get a call back when promised. Partnering with Ms. Dunn is the absolute best choice for a worry-free start to buying your home. Thank you for diligence and efforts Ms. Dunn, VP/VIP of Mortgage Lending.

Karen was an amazing mortgage broker for my family. She was very quick to respond to emails and…read morecalls during our home buying process. We had some time constraints with our closing window and she exceeded expectations and delivered ahead of the already tight schedule. I am very pleased with the services her and her team provided and would recommend her to anyone looking for a loan.

Our experience with LandHome Financial has been the worst by far. We started working with loan…read moreofficer Tricia Mahony back in July. She informed us that we would qualify without using both of our credit profiles, and that using the borrower's higher credit score would help us secure a better VA loan rate. Based on her guidance, we proceeded. By August 26, after repeated excuses from Tricia, repeated requests for the same documents we had already submitted, and no real progress, I left a message with her manager Nick Morgan requesting that she be removed from our file. Tricia had even claimed at one point that she never received certain documents, only to later "find" them--just days before closing. She also called my realtor upset that my husband had left a review about the poor communication, and after that, we heard nothing more from her. Calls were screened through customer service, and we asked that messages be relayed to management, but no changes were made. Closing was originally scheduled for September 5, 2025, then pushed to September 12, 2025. We were told the file was with the VA, but when we contacted the VA directly, they confirmed they had never received it. Finally, on September 15, 2025--nearly three months after our application--we were sent a denial letter by email. Even with two closing dates scheduled, they waited until two weeks before closing to pull the non-borrowing spouse's credit, despite the authorization being signed back in July. The denial cited debt-to-income issues caused by the Non-Borrowing Spouse's debt lowering the borrower's DTI, something that should have been identified during the initial soft pull--not months later at the very end of the process. We even escalated the issue to the office of CEO Brad Waite, but have not received any meaningful response. This entire process has been unprofessional, upsetting, and by far the worst mortgage experience we have ever endured.

My family and I just purchased our first home through Land Home Financial! Being first time buyers,…read morewe had a TON of questions throughout the process, and Phillip and his team were there every step of the way! Even with being out of the office due to Covid precautions, they were still just a phone call or email away. One month, start to finish, no hangups or confusion, I guess this is how it's supposed to be!!! Thanks again!!!