I wouldn't recommend this bank to anyone ever.. I've been a member for 3+ yrs and really only…read morebecause it's the only bank in Baldwin, FL. However, I work 2 jobs( Head Waitress at my day and Bartender at night, so I have multiple direct deposits ) COVID-19 has temporarily closed both of my jobs so my acct went in the negative $23.37... WOW... I have received 3 letters stating I have 5 days to restore.. I'm just blown away with what's going on around us and in a time like this (1000s are claiming unemployment) & to threaten collections W/O hesitation or care..I've never been in the negative before..!! I've heard ppl say " Just a name" Or "Just a number" Well Country Fed has definitely brought that saying to life for me... Today another one of my many direct deposits went in and everything is fine.. But, I will be switching banks ASAP and this bank has the worst customer service ever...

I've been a member here since 2014, was never given a check book so I don't know my account or…read morerouting number sometimes & have to call. When I did I got the most horrible experience of entire life ever!! The women was soooooooooooooooo rude & a major bitch to me! I have never been talked to so awful before. She pretty much called me stupid, when I repeated the numbers back & got some wrong she would sigh & grunt & yell at me. If my boss wouldn't have been next to me I would have murdered her ears with my anger! I hate everyone who works here. The only reason I don't leave is bc I don't believe in Big Corporation Banks who are apart of horrible government behaviors including oil & other horrible bills being passed rn.

An email to community first…read more... I have been a member of this bank for twenty years. I have a pretty big issue at the moment. I took out a personal loan approximately 4 years ago for approximately 4k. Community first set up and payments and I set up auto payments not to miss one. I get to the nearing of completion on this loan, which previously was two separate payments at 100 dollars each per month. 3 years, no issues. When my loan got smaller, I've noticed that community first stopped allowing the auto withdrawal of 2 separate payments, and wanted their APR for the whole term. All of the sudden, instead of keeping the scheduled 100 payments, it just stopped because my balance was around 200 dollars. Ok, dirty business, but I understand. Make your money off your member. Need your interest. Fantastic. I missed an EIGHTEEN dollar minimum payment I guess two months ago. Over 30 days. Well, I have two accounts with community first, checking and savings. Am I led to believe you couldn't access my account to retrieve this ridiculous payment? I have EIGHTEEN dollars in all of my communty first accounts. Please help yourself for EIGHTEEN dollars when we you'd like. My issue now becomes a larger one. My own bank turned me into the credit bureau for missing an EIGHTEEN dollar payment after taking 200 a month from me no problem. Without fail. So because my own bank turned me in for EIGHTEEN dollars, my credit score dropped nearly 100 points due to this. I'm currently attempting to buy a home. Thank you so much for killing my credit score over EIGHTEEN dollars that was obviously in my account. I'd ask you to please remove this late payment from my credit score immediately if you would be so kind. If not, I guess I'll take my banking elsewhere because this is embarrassing for not only me, but more embarrassing for community first in my opinion. I don't see this removed from my credit report, I will be withdrawing my accounts and any business I do with community first and will be more than happy to post a review. Your own bank will sell you out over EIGHTEEN dollars. Thank you so much for your concern to this embarrassing matter. Their response... Thank you for your message. To better serve you and answer your question, I advise calling us at 904-354-8537 to speak directly to one of our member service representatives to discuss your options in full. Please let us know if you have any other questions. Morris Eservice Representative My response: I'm not calling anyone. I will obviously go up the chain of command to deal with this issue. Please send me your supervisors info. Clearly this is a no factor at this level. Glad your credit score wasn't ruined over 18 dollars. I'd like an answer who your supervisor is by the close of business Mr Morris. Thank you and have a great day, Their response: NONE I would never do any banking with this group. Dragged my loan out and didn't allow my 100 dollar 2x a month payment so they could drag this loan out and pocket more interest. For EIGHTEEN dollars they turned me in to the credit bureau. Literally embarrassing

Community First in Yulee came into Nassau County in 2008, a few years after the merger of…read moreEducational Credit Union and Rayonier Credit Union /Eight Flags Credit Union. We serve those living and working in Northeast Florida.

I never in eleven years have had anything but a fantastic banking experience with Ameris! Tricia…read moreWillis and all of the tellers have been tested by my lack of computer knowledge but everyone of them smile and go way beyond to clean up my messes. Because of their knowledge,I think it's so easy for them to help me!!!! I sincerely thank all the nice people at Ameris Bank in Saint Marys, Georgia!!!!!

Service requested. Want to get a PIN number for my debit card today. Can I see someone who works…read morethere?

Dishonest and incompetent. I tried to open a simple savings and checking account. After 2 weeks of…read moreback and forth, they finally bless me with an account. When I went to set up online banking (which I had told them many times was the only reason I needed the accounts), there was no way to set up transfers to another bank. I called support and was told they put a SIX MONTH lock on new accounts. I told them have perfect credit, in the 800s, and there is no reason at all for this. It's been a week and now, they simply refuse to respond to my requests to close the useless accounts. All I can guess is that they get credit for number of members somehow... This behavior baffles me. Bottom line is they suck and should not be trusted with your hard earned money.

Look up FLCU reviews on the BBB.org. The individual employees have been kind and attempt to be…read morehelpful. But the institutional practices and convoluted website make it nearly impossible to have a quality experience.

Excellent service at each Bank Visit. No complaints. When I needed a debit card replacement, no…read moreissue. No reported fraud in my checking account. Personnel are pleasant and curteous.

Their interest rates are pathetic. How can they make money on your $25,000 and give you .08…read moreinterest? They can be friendly all they want but that doesn't build my bank account. They also have the nerve to charge $5 for a money order when you have this much in their bank!

The branch manager is awesome. I have had great success indoor banking here. ATM's are newer.read more

Arrived at the bank within just a couple of minutes of them closing at four o'clock however my maps…read morelisted this branch as closing at 5 PM which is why I chose to go ahead and drive one hour to get there to handle something on my sons account he's a student at UF otherwise I would have gone to a closer branch before driving to Gainesville three different girls came to the door while at least five customers were still doing business in the bank the final person was so rude she would not to open the door to talk to me but she open to let another customer out and refuse to let me come in RUDE!! Zero stars