I Signed up to Wealth Factory about 3 months ago. I have been in business for about 40 Years. I have went to many Seminars and have paid for master mind groups. Some great and worth every penny some I wish I didn't get caught up in the sales funnel. Wealth Factory was one of those companies. I realized very quickly that all we are paying for is an overprice referral company. $7200 and $297 a month so they can refer you to "B" rated companies at best. 1. The 1st company they referred us to MTA accounting. What a SHAM! After we got on the phone for the initial conversation He acknowledged he could not help us and then after the call he said he could do our taxes for $4500 that year next year he would charge us $6000. I found this interesting because we pay about $1700 a year for filing taxes from our other CPA. In addition he wanted us to give him $1200 monthly retainer for book keeping service when are books were solid. He just felt it would be easier for him if we bought it all under his roof and that we fire our bookkeeper, although little does he know that our keeper has done 50 Million dollar books for 25 + strait years Even with her experience she doesn't ask for a monthly retainer. Total sham. This would work on New bees in business but not a family like ours with experience. We have paid our dues working through the wolfs in sheep clothing over 40 years. That is why we are willing to pay $7200 to find a good group when they are worth it. 2. Second They referred us to Garda Insurance another referral company that fishes out your policy to different companies. Everyone knows if you use a middle man it will be more expensive. I went with it thinking the $7200 membership would give me special access but Initially the original contact with Garda abruptly was fired and I had to reach back out to wealth factory to get back hold of Garda because My contact dropped off without any heads up or hand off. Then when I got back on the phone with them they referred me to Penn Mutual. They lied to me and said he took a better job. Although when I talked to the original contact I was told he worked for Grauda for over 7 year roughly, and no one leave abruptly unless they were fired or died. I don't like liars After talking to Penn they tried to get me to switch my Whole life from Northwestern Mutual and when I reported this to Wealth Factory advisors they gave me a contradictory recommendation. That then lead me to do more research on the 5 companies "Garrett" Recommends for Insurance on his special "Cash flow Banking"; I then learned that Penn Mutual is as well as the other companies he recommends OVER ILLITRATES THEIR POLICIES. They have less then a Billion in reserves and sell mostly Term vs Whole life. Why would a company that specialize in Cash Flow Banking refer you to a company is known for Over illustrating and sells TERM MOSTLY TO THEIR CLIENTS? Unless Garrett is lazy and doesn't do his own research. Or he is trying to sell you a Snake oil? 3. The lawyers they referred me to for Trust work would even look at our old trust we already paid $6500 for 7 years ago. All he wanted to do was sell us a new Trust for $5000. This was upsetting because I ended up doing my own research and found an amazing lawyer for $250 and Hour with and initial $300 for a consultation meeting that was able to review our notes read the preexisting Trust and make the necessary changes under $1000 dollars. I then once again started to do research and discovered that Garrett has been switching Legal firms for trust work in just the last year in a half. One of my friends signed up for the wealth factory before I did and I reached out to him to compared my experience from his. This was now the 3rd flag I put up showing Inconsistencies in his amazing $10,000 a year low quality sub par referral company. 4. I then was referred to Racheal for over view on the house and auto insurance. Once again she was a broker and was unable to find a single company that could give us a better deal then our insurance with State Farm. This was the straw that broke the camels back. I Called up talked to my coach and asked if I could get a refund. The entire time I was reporting issues back to Juana from Wealth Factory. She even Confirmed everything I was saying to be true. "I have all the conversations recorded if anyone wants to email me or call so you can listen to it yourself". Personal Cell 831 - 275 -8122 I asked to stop being charged and a half a refund. Juana said someone would contact me but no one ever did. I reached back out to Juana, Finally Aaron called me but with no idea of all my complaints. After that he said he would contact me back but after that I have been 100% ghosted by the company. Im now in a lawsuit to working to get some money back. This company sell low quality products to people to busy to do their own research. Call me direct if you want more detail. On Wealth Factory read more