Like many people post-COVID, I've been struggling to keep up with rising costs due to inflation,…read moreleaving me with little extra at the end of each month. My credit card balances stayed stagnant, and my credit score suffered due to high utilization. I explored several options, including tapping into my home equity and applying for personal loans, but had no luck. I didn't want to file for bankruptcy or enroll in consumer credit counseling, as both would negatively impact my credit for years. That's when I found this debt management group, and I'm so glad I did. They offered me a tailored plan that allowed me to pay off my debt faster with no interest, which prevented me from needing to pursue more drastic measures. I was even able to save around $70,000 in total, which I would've paid to the banks if I continued making minimum payments. They gave me flexible options, including a lower payment plan, but also showed me how I could stick with my current payments and get out of debt 18 years sooner. Overall, I'm incredibly grateful for their help. I feel like I finally have a way out of this financial stress and can see a clearer path to rebuilding my credit.

If I could give zero stars I would. This firm is absolutely the worst. They are completely…read moredisorganized, they don't respond to emails and phone calls in a timely manner and they take forever to complete your tax returns. In addition, the owner is extremely condescending.

Alcina and Mauro are wonderful! Knowledgeable, courteous and…read morepatient! I will keep coming back third year now!

i arrived on time but a day early as i found out later after consulting my calander once i got home…read more they were gracious enough to see at once never mentioning the fact that i was too early they handled my appointment with a high degree of proffesionalism when i got home i disvcovered my mistake these people are great and being 91 i really appreciated not having the fact that i screwed up brought to my attention looks like they might just be worthy successors to my good friends the Spinners Mark Roskein ps at this age spelling dosent count

Stolen Identity- I…read morereceived an email from Spinner & Spinner that there was "a breach in their data files." Later that week, I received confirmation from the IRS that my SSN had been stolen and someone else had filed a tax return with my SSN. Spinner & Spinner did not offer any help to fix my stolen identity. Spinner & Spinner did not offer to pay for LifeLock or any other monitoring services. Spinner & Spinner never told me if any information was taken (SSN, birth date, bank account numbers, financial numbers, etc.) Spinner & Spinner left me to fix the problem by myself, and my own expense.

Lovely credit union. Staff is very friendly. Transactions are fast. I took away a star due to the…read morelimited hours and the need to fax everything over if you are unable to do transactions in person.

The VAH Lyons credit union is one of the most friendly banks I've ever utilized…read more It is a service available only to VAH Lyons employees and is conveniently located in the middle of our campus. They offer a number of peripheral services, like reduced prided admission tickets to Great Adventure and other amusement parks, plus reduced priced vouchers for meals at those places as well. If you are a VAH Lyons employee, I would encourage you to check them out! Minus one star for the odd/super limited hours.

The DeRosa's are top notch! They take the time to service and cater to your needs. If you are you…read moreare concerned about your retirement (you should be) and not running out of money when you're older, this is your team!! Tell them I sent ya!

My parents use Beacon Financial to help with their finances for retirement and I am not a client of…read moretheirs. This group is the most thoughtful, kind and most of all brilliant. They are truthful so therefore helpful in what is best for your financial future.