This is the best bank ever!!! Their employees are the most kind and helpful!! It is a pleasure to…read morebank here and to always be greeted with a smile!

I've gone here a few times and this location is so different than the main branch (located off of…read morei40) they have 1 person at a desk to answer any and all questions and the tellers are in a room and you communicate to the with a phone and TV screen. This location is place is to do quick transactions.

Iv done some business with this bank for a few years now. While their main focus is online business…read more, they are very friendly and personable. Like small town banking used to be.They are also very competitive with the larger banks and should be given a chance at your banking needs.I highly recommend them. greg b pampa tx

Outstanding service and an ease to close with - I highly recommend Kris and his team for your…read morebanking needs. Bank of Commerce is what banking use to be and it's a pleasure finding a bank that judges the customer and all their assets not just past couple of years. I can't imagine using anyone else! GREAT JOB

Worst bank in Amarillo and even in North America. I have never had a positive experience with this…read morebank. Predatory overdraft, bad loans, horrible fraud protection.

Good customer service! However, absolutely wretched online banking system. Difficult to navigate…read moremaking it almost impossible to accomplish what I need from a bank. In this day & age I feel an accessible online presence is a basic expectation from such a large bank or any other large company.

I have been a customer of Happy State Bank for at least 15 years. HSB was awesome before allowing…read moreitself to be bought out a few years ago by Centennial Bank. Recently, a number of fraudulent charges were attempted by someone in Washington. These charges were all listed the same way: TMobile EIP Payment" which tells me someone was trying to purchase a phone with my money. I got a text from Centennial alerting me of the fraud and provided me a phone number to call the Fraud Department to discuss. So, I called, the rep read off all of the suspected fraud charges, and I advised all of the suspected fraud charges were, in fact, fraudulent. I thought I was in the clear; however, the following day, my account was overdraft with one of the fraudulent charges in the amount of $920!! I went to a local branch, explained what happened, and was told the fraud investigation could take anywhere from 2 weeks to 60 days!! I asked if I would just remain negative until then. Yes was the answer! Also, the bank would review the overdraft, and they MIGHT refund the overdrafts. Mind you, the $920 the bank allowed through to my account was labeled the same as all of the others. A kindergarten child would have been able to understand this, but not Happy State! I was advised I had no further recourse, and my loyalty as a customer for so many years was completely disregarded. Happy State Bank and Centennial Bank DO NOT VALUE CUSTOMERS!! It eventually got worked out, but I'm now in the process of changing banks. Good luck to you if you choose this Bank because you will never matter to this bank!​​​

So apparently Happy state bank is screwing it's customers by posting transactions the way they want…read moreto do it puts you in the negative rather than how the customers are making them. That's what happened to us. So instead of having two transactions in overdraft they made it where we had five. This should be considered theft. Not good for customers.

Applied for a loan with good credit scores , a current loan with the CU and good income . We got…read morethe run around for more than 2 days speaking with several different officers that made us feel like we where wasting their time. They ran the wrong amount we where asking for , claimed we "we didn't need the loan", and said we weren't good enough customers. No loan officer gave us a legitimate reason for their decision. The manner that I was spoken to was a first for me as disrespectful, belittling, and extremely rude. TRUST ME there are plenty of other institutions to pick from in amarillo SO GO SOMEWHERE ELSE . We applied for a loan somewhere else and got approved same day for more money.

I've had an account here for 30+ years, but will be closing it ASAP. After accusing my employer of…read moreshorting my check and turning down a promotion in the process, I checked with the bank. Apparently, they withhold a car payment every time a check gets deposited. So I unwittingly paid twice this month and missed out on that promotion. Last month they deactivated my debit card without notice because they wanted me to come in and switch to a chipped card. No call, email, or letter. My card just started getting declined with the message "card expired" even though it was not expired. Then, after switching, my card was declined several more times while I was out of town and after 5:00. There is no 24-hour help line and I almost had to sleep in my car. Every time the explanation was that something had been set up wrong on my new card. But it kept happening. There were overdraft fees and lots of embarrassment. And all this time there was way more than plenty of money in my account to cover the charges. Employees were minimally apologetic.

I was here and i was gone. Its a bank and nice location and clean exterior…read more Parking was good and felt safe to use ATM.

Great bank and customer service! I would never go back to any other bank in Amarillo again. They…read moreare intentional in their dealings with people and are very kind.