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    Zelaya & Associates

    5.0 (1 review)
    Open • 8:00 am - 6:00 pm

    Services - Zelaya & Associates

    Buyer's agent

    Listing agent

    Audit and conflict resolution support

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    11 years ago

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    Meridox Real Estate and Mortgage - Linh Tran - Broker

    Meridox Real Estate and Mortgage

    (126 reviews)

    I thought I would never end up buying a house...so when I found my dream home just randomly driving…read moreby one day, I realized I didn't have any knowledge of how the process work. While my parents introduced me to a family friend who was a real estate agent, I had no idea how to go about finding a loan officer! After digging through Yelp/Google, I stumbled upon Meridox Mortgage that had stellar reviews and took a chance. I called Meridox and was put in touch with Trung Tran. I let him know that I didn't have any knowledge of how the house-buying process works, but he was incredibly supportive and assured me he would walk me through every step. Shortly after we finished talking on the phone, he sent me a list of items to provide for the pre-approval letter. Trung's turnaround was quick. I sent him my information in the evening and got the letter the next morning. My real estate agent used this letter to draft the offer...it was accepted! After my offer was accepted, the rest of the process was somewhat nebulous, but my real estate agent worked closely with Trung to help me through. Trung was with me every step of the way. He patiently explained how my monthly mortgage payment and closing costs were calculated and even helped me negotiate a home insurance offer. He even kept a close eye on the market and advised me when I should lock in the rate. I thought home buying would be more stressful, but it wasn't as bad as I thought because Trung made every step clear and was very on top of deadlines. From pre-approval to loan closing, it took just one month! Thank you Trung for being so diligent and patient in helping me secure my dream home! Trung was also very proactive in reaching out to me a few months later when interest rates dropped by about 1%. I had the honor of working with Trung again for my refinance, and it was also efficient and painless! I recommended Trung to my coworker recently when she was looking to buy a condo. Highly recommended to anyone who is in a market for a house to look into Meridox!! Thanks again for your hard work, Trung!!!

    I cannot recommend them enough. Linh is an amazing service provider, and she will meet you at your…read morelevel. A little background: I did 2 house purchases, and 1 house sale by myself without a realtor before engaging Meridox. I didn't need handholding, because I was not a first-time buyer. I wanted an advisor who can give me an honest opinion as to pricing, knows the neighborhoods, and can negotiate with the seller's agent. Linh was so on top of things. She understood that I was busy and scheduled multiple showings for me on weekends. She mapped out our route, so we can be efficient with time. She never asked me to consider any property that was outside my price range or not what I was looking for. I was able to knock out many home viewings with her, and we put in a couple of offers. I saw a house that fell out of escrow. I messaged her, and she was immediately on it. She showed me the house, called the seller's agent, and basically convinced the seller to take my offer that was a tad below listing that either that same day or the next. (OC is a hot market, so this was an incredible deal! My other offers all sold above listing.) She was incredibly responsive, super sharp, and very easy to work with. I used Meridox as my mortgage broker as well and used them again to refinance a year later. Very seamless and easy transaction. Forget all the agents who claim to "treat you like family." Choose Meridox: the true professionals.

    Matthew Rundle - Westin Mortgage - I'm Ready Right Now...Call Me & Let's Get Started...(909) 630-2029.

    Matthew Rundle - Westin Mortgage

    (16 reviews)

    Calm Energy. No Chaos…read more We came in having mentally rehearsed every single mortgage horror story imagineable. We're not exaggerating when we say this has been one of the least stressful experiences of our lives. Matthew and Danny? Absolute legends. What we love most: zero vague answers. None. I'm the type who asks a million questions, and naturally my brain decides to clock in after work...which means I'm spamming their phones from 5PM-to-9:40PM like its a side hustle. My brain is allergic to texting them during regular office hours. No joke. Yet somehow, they, Matthew and Danny, respond every single time. No attitude. No sugarcoating. Zero pressure. They don't rush you. They don't talk over you. They clearly explain what's happening. That matters and they've made something intimidating feel Manageable. Grateful is an understatement. 10/10 energy. Would absolutely recommend.

    This friend in need, found a friend in Matt Rundle indeed…read more After a disastrous beginning to my VA Refi process with another lender, I was referred to Matt to try and help me make sense of things, and from day one I felt safe and secure with him and his team. The VA requirements left me scattered and at times almost shattered, but Matt allowed me the room to scream and cry while keeping me on track through it all. He checked in constantly, even answering questions while on a much deserved vacation. Straight forward and to the point, Matt laid everything out from day one, and finished within dollars of his original figures when all was said and done. I would use Matt again, and definitely recommend him and his team to anyone looking for someone compassionate and competent. He knows he's stuff and he cares about his clients.

    Zelaya & Associates - realestatesvcs - Updated September 2026

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