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    1st California Funding

    4.7 (12 reviews)
    Closed 9:00 am - 5:00 pm

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    Services - 1st California Funding

    Mortgage services

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    5 years ago

    The fastest and best refinancing with every step clearly explained and also got a great rate on the mortgage.

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    6 years ago

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    9 years ago

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    Lenora S.

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    Review Highlights - 1st California Funding

    We have had the pleasure of working with Lenora at 1st California Funding for more than 20 years and several re-finance loans.

    Mentioned in 8 reviews

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    Lock & Key Mortgage

    Lock & Key Mortgage

    (29 reviews)

    If Mamba Mentality was a loan officer, her name would be Christina Cho…read more My fiancé and I discovered the dream of a first home and within that same week of expressing our interest, Christina and her team got us pre-approved and equipped with the knowledge we needed to confidently move forward with the financial component of buying a home. From the get go, Christina had our best interests in mind, making sure to call and check in with us at key points throughout the loan process and ensure that we actually understood all that we were moving forward with. More importantly, when we did have questions or concerns, Christina carved out the time to help get us caught up to speed. Despite the two major end of year holidays, Christina's decisiveness and practicality combined with the precise foresight by her team - Tiffany and Ann - allowed us to steamroll through loan process. We went from expressing our interest in a home without any prior knowledge to the process or having been pre-approved to, within 30 days, receiving our keys to our new place. If you're serious about buying a home and can take care of business, Christina and her team will see you through the finish line.

    I am incredibly grateful to Christina Cho and her team at Lock & Key for guiding us through both…read moreour first home purchase and, most recently, our refinancing. From start to finish, they supported us every step of the way--negotiating the best possible deals and breaking down complicated terminology and processes so we could make informed decisions with confidence. They were always available to answer our questions and even made time during the Christmas holidays to help us navigate some difficult decisions, which truly meant a lot to us. A special shout-out to Ann, who was amazing and consistently helped us work through logistical challenges. We are so thankful for the dedication, professionalism, and care from this entire team. Highly recommend!

    1st California Funding - mortgagelenders - Updated July 2026

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