Working with Dave Soza at Powerhouse Mortgage was easily one of the best decisions we made during…read moreour home buying journey. As first-time buyers with busy work schedules and limited time, my wife and I had a lot of questions, and Dave was incredibly patient every step of the way. He took the time to explain everything clearly, stayed transparent throughout the process, and consistently kept us in the loop so we never felt out of touch. Not only did he help us lock in a great rate on our conventional loan, but he also made the entire experience feel smooth and fast from start to finish. You can tell he genuinely cares about his clients. One moment that really stood out was during one of our home inspections. The contractor needed access to the roof but didn't have a ladder. Dave didn't just stand by, he jumped in with a thinking-out-of-the-box solution and helped make it happen! That kind of resourcefulness is rare and speaks volumes about how committed he is to his clients. If you're a first-time homebuyer looking for someone who is knowledgeable, responsive, and truly goes above and beyond, I can't recommend Dave enough.

Dave is the real deal! He got me and my partner pre approved after a good 1-2 hour conversation…read morewhere he never asked for any financials until we were ready! Which is a breath of fresh air considering as soon as you contact any lender, they won't give you the time of day until they see financial docs, which I understand but the way Dave worked. He wanted you to feel comfortable with him prior. The best part was is that everything that he said was exactly the same leading up to when we close our docs, which was our monthly payment plus the down payment, no surprises, and if there was, he worked with our agent to make sure that what we discussed was honored! It is now the new year and we celebrated in our new home. Thanks so much, Dave!

Full circle home loans was an absolute joy to work with. The transition of buying a home was so…read moresmooth and easy. My wife and I would definitely use there services on our next home. Thanks everyone at Full circle.

The only mortgage lender I would use from here on out. Seth is honest, knowledgeable, and truly…read morecares for his customers. He spoke to me about some concerns about the deal to make sure I was aware, and I don't think any other lender would have done that because they would just want the deal. They have competitive interest rates and even matched the fees I quoted. His team, Summer and Bernie, were organized, communicative, and so quick that we were able to close in 21 days. Can't thank them enough.

Julie Aragon and her team are simply exceptional. I've had the opportunity to work with Julie on…read moremultiple transactions, and every single time I walk away impressed, not just by the results, but by how she gets there. Her professionalism is top-tier, but what really sets her apart is the way she builds relationships. Julie brings a rare mix of creativity, energy, and genuine care to her clients. People don't just feel "handled"...they feel understood, supported, and confidently guided through what can be a very complex process. She's honest, communicative, and relentlessly hardworking. You always know where things stand, and you always feel like you have a true advocate in your corner. If you're a first-time buyer, especially, Julie is a no-brainer. She has the ability to simplify the process, remove the stress, and actually make it an enjoyable experience.

Julie and team have been so wonderful to work with!! Not only are they incredibly knowledgeable,…read morebut they made us feel so comfortable through the whole process. Never once did I wonder if our team knew what they were doing because I was CONFIDENT that they knew exactly what to do. Plus, as someone who likes frequent communication and updates, the team was really great about that. I would highly recommend the team to anyone looking for a home loan.

To say that Powerhouse is 5 star... Well that rating is too low for them!!! Melinda, Maribel, Lupe…read moreand Rosie and their entire staff is not only professional they are the hardest working mortgage company that I've had the pleasure of dealing with. I cannot recommend them enough!!! They made the purchase of my first home kit only exciting but stress free. They worked their butts off to do my first and second refinance!!! I will go back over and over again. They made the process easy and even when I was having difficulties. They walked me right through it and made it so easy for me. I will scream it from the rooftops. If you need a new home loan or a refinance. Go see my girl Melinda Estrada and she will get you funded!!!

We did a refinance cash out so we could add our son to the loan. It's just so expensive for young…read morepeople to purchase a home. We wanted to help Our son now instead of waiting until we are gone. David gave us the option of gift in equity or refi. David is so knowledgeable he did our refill to a shorter term a few years ago. I naturally called him about our plans. We want to cash out retire in Hawaii but help sons now give them sons money and use the proceeds to move to Hawaii. Our oldest owns a home but the youngest is still Single and can't afford to buy anything. We did what any loving parent would do looked at all our options from Helping the youngest buy something or gift in equity to buy our home. In the end we decided to refi add our son to The loan cash out rent back from Him for a year and then move to Hawaii. We will give our oldest his fair share to use to remodel his home or rent his home out and buy another house. Our youngest gets a deal on the house with no down we get the left overs. We don't need much we can't take it to our grave everybody is happy. None of this would have been possible without David's expert and honest advice. I totally trust David and will utilize his services next year when we buy our retirement home in Hawaii. My youngest will eventually refi this house in his own name and he already knows he will only use David for the refi. David is like family I can trust his advice he is honest and he won't steer you wrong. I trust David with my life he got us approved in one day and we closed in -6 days that has to be a record. Also his notary Belen is awesome exactly like David can't say enough about David and his team they deserve more than 5 stars they go above and beyond. I will refer them To everyone I know.

Just closed on a HELOC with the best rate I found (by far). The process was super easy- I kept…read morewondering what the catch was. Justin was very responsive and easy to work with. I highly recommend this company!

Great team and very professional They are really…read moreinformative too and quick to follow up

We closed on our first home today! We loved working with Rose & her team over at PRMG. We had…read moreexpedited contingencies so needed everything to be done in a very timely manner. PRMG did not disappoint! Everything was explained quite well before eSigning all the docs, Rose was available for questions and concerns all the time. All around we're happy with the service and the lack of smoke & mirrors! We're now proud owners of our first home!

TL;DR - 90 days to close refinance for 50% of home value. Poor communication and lack of…read moretransparency from the loan officer, Ben Mireles, led to missed timelines and never ending underwriting requests. Leaving two stars for PRMG so that others take this review seriously and stay away from this company. My spouse and I have refinanced in the past and are familiar with the process. However, we are exceptionally regretful for giving our business to PRMG. This entire refinancing process has been one of the most painful experiences of homeownership. Our loan officer Ben Mireles, never clearly laid out for timelines or underwriting expectations/scrutiny. Ben promised 30, then 45, then 60 day close windows but none were ever met. We are currently at 90 days. We were actually unable to reach Ben for over two weeks. I had to reach out to his regional manager just to get in contact with him. Customer service and communication with Ben could not have been worse. This company appears to be incapable of processing applications in a reasonable timeframe for anything other than bog standard first time home purchases. It truly felt like we were dealing with a JV team throughout the process. Expectations were never established for their strict underwriting thresholds, leading to lots of confusion and consistently delayed closing dates. Further, basic requests for our account statements and employment verification weren't made until the 45 day mark, slowing the process even more. We were constantly promised "this will be the last condition prior to final approval", but then came another handful of requests for statements and documents without any communication other than "underwriting needs these documents". The lack of transparency from all parties at PRMG left us feeling frustrated and in the dark. We wondered if we would ever be given approval or if we were being strung along. While we are on the brink of finally closing, I'm more thankful that this process is almost over. I do not recommend PRMG and will not do business with them in the future.

Some of the most nicest and caring people. I was helped by Jerry. And to say he isn't helpful is an…read moreunderstatement. He's with you 24/7 every step of the way never leaves a question unanswered and was always ready to jump into action for you. 10/10 would recommend to anyone

I am writing to express my immense gratitude to Jerry for his exceptional assistance throughout our…read moremortgage pre-approval process and securing a VA loan for my husband and I. From start to finish, Jerry demonstrated unparalleled helpfulness, thoroughness, and an extensive knowledge of VA loans that made the our first home buying experience smooth and stress-free. As first time homebuyers, Jerry took the time to thoroughly explain each step, from the the pre-approval process to closing of escrow and he was always available to answer any questions or concerns we had even after business hours. We are incredibly grateful for his support and would not hesitate to seek his assistance again in the future. Thank you, Jerry, for going above and beyond to help us achieve our dream of homeownership. P.S We would highly recommend American First Home Loans and Jerry's services to anyone in need of mortgage assistance, especially VA loans as not many lenders are familiar or want to work with this type of loan.

Fausto was recommended by a work colleague when we were considering refinancing our mortgage. We…read moremade an enquiry phone call on a weekend morning and Fausto offered to see us the same day for consultation! He was very upfront and easy to understand without being pushy, so we decided to use his services for our refi. The whole process was completed within 3 weeks. Fausto was always available for any questions that arose. We ae completely satisfied and he is highly recommended!

I was referred to Fausto by a friend. After speaking with Fausto I emailed over all my documents…read more He called me back 48 hrs later said I was approved! His team is very professional and quick to responded to emails/calls. To me communication is a big factor in business and this is what I got! I have recommended him to a girlfriend of mine. Fausto is my go to guy!