Dave is the real deal! He got me and my partner pre approved after a good 1-2 hour conversation where he never asked for any financials until we were ready! Which is a breath of fresh air considering as soon as you contact any lender, they won't give you the time of day until they see financial docs, which I understand but the way Dave worked. He wanted you to feel comfortable with him prior. The best part was is that everything that he said was exactly the same leading up to when we close our docs, which was our monthly payment plus the down payment, no surprises, and if there was, he worked with our agent to make sure that what we discussed was honored! It is now the new year and we celebrated in our new home. Thanks so much, Dave! read more

Dave is the best in the business!! Spoke to other mortgage brokers and nobody even came close to what Dave was able to get us. And in this market too, I couldn't believe it. Thanks again Dave!! read more

Dave and his team were awesome. Same day I called we had an in office appt. That was nothing but education which I appreciated so much! On a Saturday morning nonetheless. After we were done going over all our options and all the info we decided Dave was our guy and we got our preapproval done with him on the spot and we were looking for homes the next day. It was seamless. He kept us updated throughout the process which made everything so easy. We never had a minute or stress. We never once signed something without getting a call to make sure we were confident and comfortable. The level of care and support was absolutely incredible. Thanks Dave!! BBQ at the house soon! read more

Working with Dave Soza at Powerhouse Mortgage was easily one of the best decisions we made during our home buying journey. As first-time buyers with busy work schedules and limited time, my wife and I had a lot of questions, and Dave was incredibly patient every step of the way. He took the time to explain everything clearly, stayed transparent throughout the process, and consistently kept us in the loop so we never felt out of touch. Not only did he help us lock in a great rate on our conventional loan, but he also made the entire experience feel smooth and fast from start to finish. You can tell he genuinely cares about his clients. One moment that really stood out was during one of our home inspections. The contractor needed access to the roof but didn't have a ladder. Dave didn't just stand by, he jumped in with a thinking-out-of-the-box solution and helped make it happen! That kind of resourcefulness is rare and speaks volumes about how committed he is to his clients. If you're a first-time homebuyer looking for someone who is knowledgeable, responsive, and truly goes above and beyond, I can't recommend Dave enough. read more

Powerhouse Mortgage has done it again! Working with Mr. Dave Soza and Melvin Ortiz is always a pleasure. When I called Dave to explain my situation -- that I needed to sell one property and purchase another right after -- he and his team took it head-on! With my busy schedule, working seven days a week and 12-hour shifts, I truly appreciated how convenient the process was. I was kept 100% informed every step of the way, and the communication was absolutely outstanding. I couldn't have asked for more! What sets Dave and Melvin apart isn't just their exceptional service, but also the way they take the time to explain everything clearly. Their responsiveness and willingness to answer every question made the entire experience priceless. I wasn't just selling or buying a property -- I was being guided step-by-step to understand how and why everything worked the way it did. Dave, I look forward to doing much more business with you in the future. Thank you for blessing me and my family with your incredible support, and a huge thank-you to Powerhouse Mortgage. Nobody does it better! 100% recommended to anyone looking to buy or sell a home. -Felix & Diana read more

Dave absolutely crushed my home loan! Great rate and service. Highly recommend without any doubt. Took it personal helping me to get a home loan, nothing more you can ask for when your lender truly cares about you. read more

Veterans, look no further for a lender. I'm really grateful to have worked with Dave through my first home buying experience. He's a wealth of knowledge, truly professional, and tailors explanations of complicated processes in understandable ways. He accomplished the impossible and got our property fully VA reviewed and accepted in just a few weeks, despite overwhelming expectations that it couldn't be done. If you're a vet, you know what working with the VA is like. Dave moved mountains for my family, provided updates along the way to keep us in the loop, and kept the VA headache off my plate. He also provided hands-on assistance to improve my credit prior to buying our home, which directly impacted our success throughout the process. My family now has a home, and when we start looking for our next one down the road, Dave will be my first call. read more

Where do I being? I wish I had a Dave Soza as my dentist, my car mechanic, my barber, my doctor, and just about any other aspect of life where you need someone who goes to bat for you. Always goes above and beyond, knows his craft better than anyone, AND is just a good guy who is personable and cares about you as an individual. I don't usually write reviews, much less reviews like this, but I really can't recommend Dave enough. He got me a loan where so many others could not. Dave not only came up with the plan but, as an example, when underwriting came back with roadblocks, he LITERALLY called their bosses, and then their bossess's bossess until he got to the big boss to sign off on the loan. We close this week, and I go off to live my mountain dream lifestyle. Thank you Dave, couldn't have done it without you brother! read more

David is the boss. He knows what he is saying and doesn't beat around the bush. He handled a complex HELOC for me and was there for every text, email, phone call. You won't get a better person to be on your side. He knows the business and doesn't over promise!!! Appreciate him immensely!!!!!! read more

My husband and I just bought our first house and were lucky enough to have met Dave. He helped us so much and was available any time to answer any questions we had. We had no idea what we were doing, and Dave made sure to talk us through everything to ensure we knew what was going on every step of the way. 10/10 would recommend! read more

You won't find a better lender than Dave Soza. Knowledgeable, personable, takes his time explaining everything to you and most importantly knows how to get it done when you need your escrow funded and closed. The value Dave brings to the table is unmatched, guaranteed. I can't say enough about Dave Soza and the work he has done. I've seen Dave close loans in as little as 7-10 days. Need a longer escrow...no problem he will work it out. Fulltime employed, self-employed, special income situations...? He knows how to make it happen. He has every product for every type of buyer. Trust me... Contact Dave today and get started on achieving the dream of homeownership! Thank you Dave! read more

As a seasoned Realtor of over 15+ years, I have come across hundreds of lenders. Dave has been the 1 standout of the dozens and dozens of lenders that I have worked with. Dave, you continue to deliver my clients with the highest of service and honesty. Your transparency and clarity when helping people shows your true character and your upbringing. I want to thank you for being an extension to my business. Please keep being honest and putting your own goals aside when giving advice and doing pre-approvals. I can not be more grateful for you, your team, and your wife and kids. It is an honor to send my buyers your way as I know you will use your decades of experience to problem solve anything that might arise during escrow. You will always be my go-to lender! read more

David is in it for the right reason. To make sure the buyer/seller gets the absolute best service . He will truly make you feel like family because that's what he emphasizes. Patience like no other and will grind it out till the very last second of any deal. Highly recommend read more

I highly recommend Dave Soza and Powerhouse Mortgage for your lending experience. Not only is Dave knowledgeable and pleasant to speak to but he and his team close on time! In this industry we depend on making that date happen and Dave sure does! Experience matters in this industry and he has it! He educates you on loans and gets the job done! I definitely recommend Dave. read more

Everything about working with David was a dream. He is helpful, honest and very easy to deal with. He also got us the best deal! Could not recommend him enough!!!! read more

David is a master of his craft. The education that he provides is insurmountable, the trust he provides is invaluable, his professionalism and his ability to navigate the waters of the loan industry is only a small fraction of the reason I will (and do) send all of my friends, family and esteemed colleagues to David. The value he provides is unmatched. read more

David Soza in Downey is exceptional! He guided me through the entire loan process with expertise and professionalism. I felt supported every step of the way. Highly recommend his services for home purchase or refinance read more

If you are looking for someone who is knowledgeable, David is your guy. Not only did he get us in at a good mortgage rate, but he also helped me fix my credit. From the first sit down, he told us exactly what to expect and what he could do, and he did it! I will 100% recommend him to anyone looking for a knowledgeable, reliable mortgage broker. Thank you David for making our first home buying experience smooth! read more

To say that my experience was amazing does not represent or express the level of service I received with Dave and team. Dave is focused on first educating, providing a true mapping of the mortgage loan process. During our introductory meeting, I knew I had aligned with right professional. He is honest, knowledgeable and true advocate, meaning he handled tasks in a quick manner. Most important he cared about my goal of securing a forever home, and he did just that. I'm grateful for such a smooth and quick process. Dave, you will be the ONLY mortgage broker I use and refer to family and friends. Dave ranks 10 stars!!!! read more

My family and I have had the pleasure of using Powerhouse Mortgage with David for a couple of years now for different real estate services. We appreciate David for his knowledge, expertise, and honesty. I always felt he was on our side and did everything he could to match what we were searching for. I'd highly recommend him and his team and look forward to doing business with him in the future. read more

It was my first time purchasing a home on my own, everything was terrifying. You're supposed to become a real estate expert, a whiz in finance and a general contractor all at the same time... all while understanding why the feds keep raising the rates. Dave breaks all of these things down for you, explains each one in laymen's terms and keeps you informed on what's going on. My predicament wasn't easy, there were a lot of hoops Dave had to jump thru in order to get my loan approved. With a recent promotion in January, I didn't have the 2 years of salary history that is usually needed in order to qualify for a loan that has a commission piece to it, but Dave was diligent and believed in me and worked really hard to get me an approval I most likely couldn't have gotten elsewhere. He's professional, calm, cool and collected -- he's responsive. Buying a home is extremely overwhelming but Dave was very helpful in taking the time (time and time again) to explain everything to me. You really can't go wrong with Dave and his team! read more

Dave Soza is a professional! Guided me step by step in purchasing my first home . Closed escrow in 14 days ! Highly recommend! Thanks again Dave , highly appreciate you and your team. read more

Dave was extremely helpful with our home. He advised us on what to do and was in contact with us the whole time. Thank you for helping us get through this chapter and allowing to be able to move forward. We appreciate you!! Go Dodgers!!! read more

Let me first start by saying if you are reading this and considering Dave for your home purchase, stop the search, Dave is the person you want on your side. I first found Dave on Yelp and I am the type who reads every single review. All of the amazing reviews are all true. When I first came to Dave I was scared on the whole home buying process. But he explained everything from the beginning and it didn't seem as daunting. Dave is very knowledgeable about the industry and process. But above all that he makes you feel welcome and treats you like a friend he's known forever. He will always have your back and will always have you make decisions during the home purchase for your benefit. I never felt like a dollar amount. I never felt like Dave just wanted to close to make his commission. I always felt like I had someone in my corner who wasn't going to screw me over. Let's face it the reality is we can read all we want but we are not the experts. However, Dave is and I'm so grateful I had Dave supporting and encouraging me through this whole ordeal. Will it be a walk in the park, most likely not but Dave will make it seem more like a stroll in the park. If you are even considering purchasing at all, I'd say contact Dave now so he can work with you and get everything in order so it can be roses and sunshine. Dave is worth every penny and more. Absolutely integral to having a successful smooth home purchase. Now I can't forget Dave's other half at work. Dave will also set you up right away with a realtor. He set me up with Melvin Ortiz. Extremely knowledgeable professional and caring realtor. With Dave and Melvin you will have a duo who are the best in their respective businesses whose main goal is to get you a home you love. And they definitely did that for me So many thanks Dave & Melvin for your support through all of this. I am grateful for you both. Also Dave is a Niner fan so got love for another Niner. Got love for you too Melvin even though he's an Eagles fan. lol read more

Through a mutual friend in the construction business, I was introduced to Dave and asked him to look into a Refinance and very glad I did !!! Zero hassle Zero stress Everything was handled very professionally and thoroughly I was impressed and happy with Powerhouse and recommend highly ! read more

I appreciate the honesty and commitment of Mr. Dave Soza. Answered all my questions, Looking forward to a mortgage purchase. Thank you Dave. read more

Before meeting with David, we were in a serious time crunch after previously dealing with a different lender who left us hanging for days and then just dropped the ball altogether. I begged David to meet with me when I quickly realized that we were about to lose out on the house we worked so hard to secure. I was certain we were out of time. I'm so glad he took a meeting with us because he truly saved the day! Let me just say that DAVID has been SECOND TO NONE when it comes to home lending! He has been a godsend throughout this whole process. From our very first meeting, David educated us in great depth about the mortgage loan process. He was very honest and I left his office that day with a wealth of knowledge!! David worked day and night for us and helped fast track us to secure financing for our house! Dealing with the bank and the underwriting was one of my biggest fears and it ended up being virtually painless! From beginning to end, David went hard and sometimes beyond his scope of work just to help us out and made sure that we could fund and close promptly! I highly recommend David if you want be sure that your in good and honest hands. Thank you David for an awesome experience and exceeding our expectations! I look forward to referring my friends and family! read more

Dave was amazing! He has so much knowledge, information, and resources to get the job done! This was my first time buying a house and he supported me the whole way, answering every call and question I had throughout the process! Dave took care of everything he mad the loan process super easy working with everyone to make sure I got into the house I wanted! He even closed my loan in 4 days! If you're looking for someone to guide you through this crazy time of home buying Dave is the man to come too! He won't steer you wrong, he will go above and beyond to help you get whatever you need! No beating around the bush or just telling you what you want to hear! When he says he's going to get it done best believe he gets it done quickly and with no problems! 1000% recommend I will be back to him to help me on my next home investment! Thank you Dave! read more

Love the mission statement. It's hard to find good people in the mortgage industry especially since things are getting tougher with the higher rates. Integrity over profits is difficult when there's a family to support. read more

Dave Soza has been the best financial decision I've made by far! He is an amazing person who truly cares for his clients best interests and is always searching for ways where he can improve your financial situation, not only in the present but also the future, Dave made it possible for my family and I to purchase our forever home, we are grateful to him and will continue to do business and recommend family and friends! He's a one stop shop who will get things done! Thank you David! read more

I had the pleasure working with Dave for my refinancing process. Our overall Experience was 10/10. He was honest, friendly and knowledgeable. Very responsive to our questions. In addition, dropped our interest rate which was previously 3.625%. Helpfulness was another 10/10, we don't follow rates and keep up today on special's going on, happy Dave is on our side. Dave laid out a plan to us, we would definitely take his advice, no cheesy sales pitch going on. In all, he got us the lowest rate 2.99, same day approval, appraisal waved, no points, and no hidden cost. Thanks again for your hard work, I really appreciate it. Would definitely recommend to friends and family! Even though he loves 49ers and not the Rams. (Who's House) read more

What a fantastic experience. I recommend dave and his crew for your next mortgage. Thank you Dave.

I was dreading the process of transferring my dads property to my name because all the paperwork and the unknown. I thought couldn't hurt to ask... so I called David and he answers right away told me what I needed and reassured me it was going to be easy. Within 5 min he gave me a quote and I was beyond belief of how much I was going to save. He made it so easy. The process I dreaded for 5 years finally done. Would recommend David to all my friends and family. Refi is done no hassle no worries. Thanks David much appreciated read more

I may be biased here since I've known Dave for a while now, but he's absolutely the man at what he does. I purchased over two years ago and i used my VA loan. Dave made everything easy for me and knew the VA loan like the back of his hand. I just refinanced since the rates were a lot lower and again, Dave handled everything from start to finish for me. He helped bump my credit scores prior to the refi, for a better rate, and made sure I got the rate I wanted! If you're looking for someone you can trust and get the job done, Dave is your guy! Thanks for all your help bro! read more

I have had the opportunity to work with Dave on many occasions. As an insurance professional, I can see his work from a different point of view, and it is apparent he always has the best interest of his clients in mind! He proactively reaches out to find his clients the best insurance at the best rate. Whether it is a new purchase, or a refi, he wants to make sure his clients are taken care of. I appreciate being able to work with someone who is as hardworking and hands on as Dave! read more

If you are looking to buy a house go to Dave I can't recommend him enough. He helped/guided us on how to clean up our credit. Evertyime I doubted the process of purchasing a home all I had to do was give Dave a text and he reassured me he was going to make it happen not to worry and I TEXT him a lot. He don't play games he gets down to business and makes things happen. I am so happy and blessed that we are finally in our forever home thanks to him. He goes above and beyond to make it happen and he is easy to relate to super chill dude. Thank you Dave you're the best!!! read more

Dave is awesome- he went above and beyond to help us and was always there to answer any questions or concerns we had. He's extremely knowledgeable and has a great sense of humor! Thank you Dave for making it happen! read more

I don't even know where to begin. I am just blown away at how incredibly simple this whole process was to get our loan approved and get our new home. First of all, all glory to God. David and his team are the best I have ever worked with. I felt like most of the time the process was on auto-pilot. Of course that is not the case. David and his team just make it look easy. David is extremely hard working and knowledgeable about not only how the lending process works but how the complete process works outside of his service. I can't remember a single time he said the words "I don't know". He always had a quick and detailed/easy to understand response to all my questions. David doesn't know what the word "problem" means, he just has solutions. He gets the job done and he gets it done quick! My hats off to you man. Thank you once again for helping us accomplish this goal and you will definitely hear from me again. Highly recommend David and his team at Powerhouse Mortgage. A special shoutout to Melvin and Damesha for being part of this process and realizing this goal for us! Thank you! AL read more

The best service I've had! Dave and his team were not only there to answer every question I had but also cleared everything I was concerned about Dave and his team took the time to educate and spread the awareness of the opportunities you are open to and made sure that it was the best decision I could make! Definitely coming back for my future properties!!! GET READY DAVE!!! read more

If you need someone who is honest, clear, and hardworking, don't hesitate to go see Dave! From the moment we had our first sit down, I knew that his passion and expertise were evident in his work ethic. He made my sister and I feel comfortable as first time homebuyers. And allowed us to ask whatever question we had about buying our first home, and locking in a loan. He not only made it easy, but took the time to teach us and look out for aspects of the buying process that we could have missed on our own. I felt comfortable and confident in his support the entire time and can't thank him enough for being available 24/7. He always returns calls and keeps you updated! Thank you Dave and Powerhouse Mortgage Team! We couldn't have done it without your amazing staff and Dave!! read more