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    1st Nevada Mortgage

    5.0 (2 reviews)
    Closed • 9:00 am - 5:00 pm

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    Franco Manueli - Mason-McDuffie Mortgage - Annual Awards Gala for Top Producers Nationwide

    Franco Manueli - Mason-McDuffie Mortgage

    (119 reviews)

    I've known Franco for over 20 years he is reliable dependable and very articulate…read more I have used his services on countless properties that I've owned in the past and my recent purchase here in Florida. With that being said he has closed my homes from Vegas to Florida. My own mother uses his services as well and she always has been satisfied from beginning to end he is very professional. I believe he takes away the stress of the buying process or investing process by explaining things in detail. If you need a mortgage I highly recommend him five stars is not enough . Thank you JamesZito.com

    I chose this loan officer specifically because of the strong reviews and because I wanted…read moretransparency on rates and costs. That's not what I got. Early in the process, I was given the clear impression my rate would fall in a certain range. When the actual disclosures arrived near closing, the zero-point rate was substantially higher, nearly a full point above what I'd understood, and the version I received had thousands of dollars in discount points built in that were never discussed with me. When I raised the discrepancy, I was told it was "the market" and given explanations about what online rate averages "really mean." None of that held up when I checked published data myself. To be fair, the file was handled competently and closed on schedule. But I had to push, repeatedly, before I was shown the full range of rate, point, and credit combinations available to me. My advice to anyone shopping here or anywhere: 1. On day one, ask for the full rate sheet in writing: every rate paired with its exact points or lender credit. Not a verbal quote. Email or PDF. 2. Any time someone quotes a rate, ask if it includes points, and how many, and get the answer in writing. 3.Take that written sheet and shop it with at least two other lenders or brokers. If someone won't put pricing on paper, that tells you everything. 4. Never sign a fee disclosure with points you didn't explicitly agree to. You can decline and restructure at the zero-point rate. I did, and it saved me thousands in cash at closing. Good ratings don't mean you can skip the paper trail. Get everything in writing.

    Coastal Capital Funding - Our new home in the Rancho Escondido Community of North Escondido, California

    Coastal Capital Funding

    (97 reviews)

    In June 2026 before purchasing my home, I opted to go with a local lender to help facilitate my…read morepurchase. After a few weeks, I experienced a lack of communication with days on end not knowing what to do next. I often had to call them asking a myriad of questions, so I decided to move on to another lender. I then called Steve Berger with Coastal Capital Funding here in Henderson, Nevada. From the onset Steve explained his strategy and the best course of action to obtain a loan. Not only that, he advised me that I can use another VA loan to purchase my home thus cutting costs and reducing my APR. Something that was never told to me from the previous lender. During the entire process, he and his wife, who work together, assisted me with all the paperwork, they made calls on my behalf, they sent out all forms for me to sign, they advised me at all times on what to expect, both he and his wife made sure that all the paperwork was signed accurately and submitted accordingly. When there was a hiccup or an issue, he immediately got on it to rectify the problem. I was constantly on the phone with him making sure that everything was submitted on a timely basis. He always answered his phone immediately and or returned my call shortly after calling him. My experience with Coastal Capital Funding was flawless. I felt I was a valued customer. I felt he cared and joked about many things while on the phone which made the entire process run smoothly and effortlessly. After closing, I received a gift from Coastal Capital Funding showing me that I wasn't just a number, but now a friend. Thank you Steve and Jocelyn.

    We have worked with Steve and his team for almost a decade and it's for good reason. Steve is…read moreprofessional, has excellent customer service, finds the best deals and most importantly, has integrity. We have used Steve for 2 different home mortgages and a Heloc and I would recommend him to anyone. He is also just a great guy and his mailers are funny and enjoyable. We plan on working with Steve and his team for any mortgage needs we may have and I suggest you do the same! 10/10!

    1st Nevada Mortgage - mortgagebrokers - Updated September 2026

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