We used Abaca Mortgage on the recommendation of our buyers realtor. I am so glad we did. Cinnamon was with us every step of the way, guiding us through the process with phone calls, texts, and emails. She was so knowledgeable and helped us gather the information we needed, sent me reminders to be sure I had the information collected, and made sure that the information was received by all the parties involved. We had a great realtor and she kept him in the loop making sure everything was taken care of and all the boxes were checked. You realistically can't say the mortgage process is easy, but it helps when you have someone making sure you have everything done so that you can complete the process on the agreed closing date. We literally went from viewing the house to beginning the mortgage process that night. Cinnamon was always available and answered my texts and emails (my preferred method of communication) quickly and at any time of the day or night. We closed nearly a month after our first viewing, just in time to keep us from having to resign an apartment lease, saving us money. I can't recommend Abaca Mortgage highly enough and will definitely recommend them to family and friends with no reservations. read more

I can't say enough great things about the stellar service that Crystal with Abaca Mortgage provides. As a real estate agent I trust to send my clients to her knowing they are in good hands, will have excellent service, and will save money avoiding all the junk fees that other lenders charge. I have confidence when submitting an offer on behalf of those buyers that they have been thoroughly preapproved, and I know that she will work tirelessly to complete their loan on time and will communicate honestly throughout the entire process. You're not choosing a big bank who views you as a number, you're choosing a lender that you might run into at the grocery store who genuinely cares about doing the best possible job for you. She doesn't just work 9-5, she is always available when I need her and in this fast moving market that's exactly the type of loan officer you need on your side. I work with all different lenders, so it speaks volumes that I've chosen her to assist with three of my personal purchases. You are absolutely making the right decision when you choose Abaca! read more

Abaca Mortgage was great! We bought our new home in Navarre, FL. We begin working on the loan package requirements months before our arrival in Florida. We were pre-approved six-months before leaving our previous home. There was no redundancy in providing this lender additional paperwork as needed. The Abaca Mortgage experience is unforgettable because the wonderful owner of this business was so congenial, friendly and helpful throughout the process of purchasing our home in Florida. She is truly an outstanding professional in her field. We can truly say that the steps outlined by the mortgage company were "seamless" to say the least. I would strongly recommend Abaca to anyone, especially my friends and family, because they also deserve very best. J. & R. O'Connor read more

Me and my family worked with Cinnamon at Abaca and we have nothing but good things to say about her and Abaca Mortgage! Literally made our mortgage loan process a breeze. This has by far been the best loan process we have ever been through and we have gone through a handful already. She was very informative, super quick at responding to our questions even on weekends, and very very nice. As soon as she got the go ahead to start our loan she was on top of it and made it fly by I think that's the quickest we have ever closed. Everything went so smooth they are definitely on top of their game and good at what they do. I highly highly recommend them for your mortgage loans, I know if we ever need another we will be using Abaca! read more

My dad is a mortgage broker in Pittsburgh so I've been around it enough to know how great of a job Abaca mortgage did for me! Cinnamon and Abaca did everything possible to get me the best rate and get me to closing quickly. I also know one of the hardest things about being a mortgage broker is keeping people up with paperwork(kind of like a teacher with homework) and Cinnamon always did a great job of notifying me when documents needed signing, resending links when needed, and being nice throughout it all! She also helped me refinance a 30 year at 4.37 to a 20 year 2.87 for numbers people! About the same payment but 10 YEARS shorter! Would highly recommend! read more

What an amazing experience to purchase your first home...But when you have the right Realtor, Mortgage Lender Team behind you it makes it all the more amazing. From start to finish Ms. Cinnamon Tyler was amazing! Always there to assist early in the morning to the wee hours of the night. Any concerns and millions of questions always respond quickly with genuine care and concern. Ms. Cinnamon is so personable with a wealth of knowledge and patience. I would highly recommend her and if I ever decide to purchase another home or refinance like the Terminator says, "I'll be back". Lewis "AKA Sonny" and Sarah Carter read more

I cannot say enough about my experience with Abaca. Crystal was phenomenal! Very responsive, professional, and worked in my best interest. She contacted me regularly, even several times a day if necessary, to keep me in the loop. She handled all the "hard work" while I sat back and awaiting my closing. I would certainly be calling her again if I were in the market. I will be recommending Abaca to family and friends. This was the best buying experience I have had in a very long time. Thank you to Crystal and Abaca for helping me purchase my new home. read more

What an awesome company! It's very difficult to find honest, hardworking people at times, but these ladies are just that! Their abilities and service far exceed other companies. The knowledge and experience Abaca Mortgage brings to the table is comforting when buyers are making the largest investment most people will ever make. I'm never one to do reviews, but I felt this was my "duty" since they performed so beautifully for me! Thank you, thank you, thank you! PS - The rates quoted even beat a national, military-oriented lending institution. read more

Working with Cinnamon at Abaca Mortgage was the easiest and best decision we made when we decided to purchase our home. She was attentive, followed up, and answered our questions thoroughly. We vetted another mortgage broker and three other mortgage officers and going with Cinnamon was a no brainer. She called us about rates and ensured we were knowledgeable about our options. Buying a home is stressful and expensive - her team will ensure you're getting the best price and working with the best lenders. Thank you, Cinnamon! We love our new home! read more

I had an exceptional experience working with Cinnamon at Abaca Mortgage. From start to finish, the process was seamless, and we closed in less than 35 days--much faster than I anticipated! The communication throughout was top-notch, with Cinnamon keeping me informed at every step and addressing any questions I had promptly. The thoroughness and attention to detail made the entire experience as easy and stress-free as possible. I highly recommend Cinnamon and Abaca Mortgage for anyone looking for a smooth and efficient mortgage process. read more

Cinnamon Tyler was our Mortgage Lender on a recent home purchase through Abaca Mortgage Company. She is the ultimate professional and was on top of every detail during weeks of paperwork, computer transactions and phone calls. Cinnamon kept us updated at every turn and answered all our questions with accuracy and friendliness. She is great at her job and we recommend both her and Abaca Mortgage Company to everyone!! Thanks for a job well done!! Lee & Bonnie Patterson 3/19/2022 read more

Cinnamon Tyler was a great Broker to work with. I travel quite a bit for work and taking the time to gather the necessary documents is always a bit of a struggle for me. She was patient, responsive, courteous, and always professional. She was always honest and her expertise impressed even me, a former Florida Licensed Mortgage Broker. With Cinnamon, you are definitely in good hands, she saved us thousands of dollars. read more

I just refinanced my house after using Abaca mortgage to buy my house about a year ago and they really set the bar high. Ms. Cinnamon was fast to answer all my messages and worked around my incredibly awkward work schedule. I recommend this company to my mother cause they just do that good of a job! a year later and they still hold fast to their high quality work ethics! read more

Abaca Mortgage is an excellent local lender. Cinnamon was extremely helpful and responsive to our every question and concern. It was great to know that we could always count on a quick reply via text, e-mail or phone regardless of when we reached out. I would highly recommend them to friends and family and would definitely work with them on a future purchase. Thanks! read more

Crystal at Abaca Mortgage has been great. She helped us buy our first home and, most recently, assisted us with a re fi. At no time did she make us feel awkward or uneducated whenever we would ask rookie questions regarding mortgages. I highly recommend Abaca, especially if you are using a VA loan. She knows her stuff. Thanks, Crystal! read more

The lender Cinnamon made the process of us buying a house so incredibly quick, easy, and painless! She went absolutely above and beyond at all times of the day 7 days a week to make sure every question and concern was taken care of. I cannot recommend this company and more importantly, the lender Cinnamon enough! read more

Cinnamon was an amazing! We will most definitely be working with her again and are recommending her to everyone. This entire process from placing an offer on a home, to keys in hand, was about 4 1/2 weeks :] This process was so smooth and painless. We are extremely grateful that we found Cinnamon. read more

Our pre-qualification process and obtaining a loan at a great interest rate was easy and efficient. Abaca customer service far exceeded our expectations - they were knowledgeable, and responsive throughout our mortgage process and closing. I highly recommend Abaca Mortgage for home purchasing! read more

Cinnamon and her team were fantastic to work with. we ended up having a super quick closing and they had our clear to close almost a whole week prior to the already quick closing date. Don't go to anyone else in the panhandle area, trust me! you will not be disappointed! read more