1. Allstate Insurance Agent: Edward Brys

1. Allstate Insurance Agent: Edward Brys

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Schenectady, NY

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Allstate Insurance Agent: Edward Brys

5.0 (1 review)
Closed 8:30 am - 5:00 pm

Services - Allstate Insurance Agent: Edward Brys

Homeowner or property

Car and truck insurance

Life insurance

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5 years ago

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First New York Federal Credit Union

First New York Federal Credit Union

(10 reviews)

First off, I am brand new to FNY FCU. I had literally never heard about them, before Tuesday, of…read morethis week. I am surprised at the negative reviews for FNY, here. Perhaps I just got lucky, but my experience was amazing. Let me start by saying that my credit score is not good. Low 600's. I have a lot of strong items on my credit that show I can handle loans and payments, but there are some Negative marks from many years ago. Dragging my score down. I had just totaled my car (few weeks ago) and had to finance a new one. My score had dropped about 20 points and put me in a very high interest rate. I was VERY HAPPY when SUNMARK took the loan at about 10% (Which was a great rate for my situation. Just being real). Right after my very first payment, I noticed that SUNMARK had added in over $6k in life/disability insurance that I had verbally declined. I don't want or need that. AT ALL. Problem is, that with my less than stellar credit, I was overly excited that SUNMARK approved me. And signed without catching the $6k increase, for a few weeks. When I did notice the increase, SUNMARK would not remove it. I called twice and they would not budge at all. My payment was $100/month higher than quoted, and I was going to pay $6k (plus interest) for something I have no use for and don't want. Thanks. Was home and saw a commercial on TV for FNY, promoting vehicle refinances. Hmm. Can't hurt to try it. So, I did. Best thing I did for my finances. BEST EVER. By Luck, I landed in amazing hands with Luke, from FNY. We talked about my past. The good and the bad. We talked about the situation at SUNMARK. I won't go on and on and on . but let me say that Luke went to bat for me. I only qualified for 14%. But - they matched SUNMARK at 10%. Took the loan and got me out of that bad loan at SUNMARK. Luke also took a look at my finances and put me on a great path. Structuring a second consolidation loan to get rid of the past uglies and clean up the unsecured high interest rate cards. Pushing my score up, so that we can refinance everything again in 4 to 6 months at even lower rates. THIS is what Credit Unions USED TO BE. In my opinion, FNY is the last man standing. Thank you FNY for getting me out of that jam. And for putting me on a path of stability. Thank you Luke! When I get bad service, I speak loud about it. I work hard for my money. But when I get great service, I speak even louder. I will be spreading the word.

applied for an account and never heard back - deposited $100. Finally had time off work to come in…read moreperson and got the big 'we don't know you', then had the balls to ask if I wanted to 'open an account'. I did once and got screwed, why would I do it again?! I have the emails from when I applied. - avoid these mopes like the plague.

The Merriam Insurance Agency - There's us! Bottom floor!

The Merriam Insurance Agency

(1 review)

The Merriam Agency is a fantastic insurance firm to work with. They have recently helped my family…read morewith our automobile and homeowners policies, and also have worked with me on some specialized solutions for charitable organization insurance needs. They did in fact save our family money, but had that not been the case I still would have highly recommended them. The fact of the matter is that they went above and beyond my expectations when it came to talking with me, determining the current and future needs of my family, and tailoring policies that fit our budget as well as provided the coverage that we need. They have been quick to respond to emails, had flexible hours that fit into my busy schedule, and always were honest. They are a firm that sells insurance but provides peace of mind. Their integrity is second to none.

From the owner: Merriam Insurance is an award-winning full-service insurance agency providing commercial, personal,…read moreand health insurance, as well as employee benefits. By working with clients across the country through offices in Schenectady and Colorado Springs, we see the national trends and help you prepare for potential threats. Through our systematic approach to evaluating your risk management and insurance, we ensure that we cover all the bases and properly underwrite your risk. We show you the "must-haves" and present any options that make sense to consider. Additionally, our network of providers is so extensive that we can get risk personnel on the ground quickly . . . all to make sure that you are back up and running in the event of a loss. Contact us today for a free, no obligation quote.

Allstate Insurance Agent: Edward Brys - homeinsurance - Updated July 2026

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