We used Amanda as a broker in 2018. It was not a good experience for multiple reasons, some are listed below. My main issue with her is the ongoing emails, calls, and birthdays cards to this day in 2026, after requesting to be removed from all communication. - completed forms incorrectly and wanted us to sign the incorrect forms (names and ssn) - requesting the same things multiple times after it being submitted - unprofessional communication read more

I've been supporting local businesses since I moved to Elk Grove back in 2012. I found Amanda's company online and since I saw great reviews about her, I'd figure I would support her. I understand the loan application process is a long tedious one, but to get strung along these past months saying that I was approved through texts & emails never really returning my calls despite saying she will, I find myself switching over to a bigger mortgage broker company. Overall, my experience with her company was not a great/professional one. The simple idea of basic communication is a bit foreign to her. I'm working with a bay area company now that I actually talk to throughout the day and am confident I can get it done with them. read more

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Amanda, Christina and Sandria are an excellent team to work with. The process from beginning to end was smooth and quick. The key to a smooth transaction is to make sure to get all your documents in as quickly as possible. This allows the team to work on your file and get you closed . I am grateful to have found a wonderful team. read more

Amanda has been extremely patient and helpful through the whole process of being a first time home owner. She is incredibly knowledgeable and empathetic towards my stressors and lack of knowledge about how to go about things. She goes above and beyond even when she does not need to help me anymore! read more

We recently refinanced to take advantage of the low rates that were being offered in today's market. Amanda, Christina and Sandria were an amazing team in making this process easy and efficient. We were able to lock our rate on a 20 year term and close within a few weeks as promised. They communicated every step of the way in the loan process so we were in the loop. I have and will continue to recommend Amanda and team to my family and friends as they are genuine and put the customer first. Thank you!! read more

Amanda and Sandria are truly an amazing team. From start to finish, my experience couldn't have been smoother and any faster. They both were so attentive and helpful every step of the way. Any questions or concerns, were immediately addressed and their patience and care were evident through the whole process. read more

Amanda and her team go out of their way to make the process as simple as possible. Christina was always there to answer any questions we had. Sandria kept us on track and helped us get to signing as soon as possible. This was our third time working with them. We would never use anyone else. read more

Amanda and her team are amazing people who go above and beyond to help however they can. So professional and always keeping you in the loop of what is going on with your loan and the process. You are in Amazing hands with them for sure!! read more

Amanda and her team are fantastic to work with!! Christina and Sandria kept everything on track and moving so smooth! And Amanda found us options we didn't even know would be possible for us!! So thankful for this incredible trio!!! read more

Very helpful in our first home buying experience. With COVID we did a lot electronically which made things very simple.

Amanda has been my broker for several years and has never let me down. Every time I've approached her for a purchase or refinance she has kept my best interest in mind, and made sure that the loan we chose made sense. Christina and Sandria, who work with Amanda, compliment her perfectly and are always on top of the loan file, answer questions quickly, and make sure stuff gets done quickly efficiently. With this trio, you truly can't go wrong. read more

Amanda and her team are amazing! My refinance was complete within two weeks. Amanda and her team are responsive, knowledgeable, and friendly. For the best rates and service contact Amanda, I highly recommend her and her outstanding team that are there for you along the process. read more

Amanda and her team are awesome! They are honest, hard working, and diligent. I recommend them to everyone!

My refinance was not an easy one to get approved, in fact I seriously thought that it was a "no go," but Amanda and Sandria were able to find a way to get an approval. Thanks to their hard work, patience, and understanding my wife and I were able to get our refinance and a fresh new start! I highly recommend Amanda and her team! Thank you ladies!!! read more

Amanda and her team (Christina/Sandria) are so warm and positive. Available and responsive. It's a big decision, they explained everything and allowed me to trust and feel comfortable with them. Saved myself hundreds of dollars a month with their help (twice - I refinanced with them multiple times and will do it again if the rates get even better). read more

I came across Amanda's Instagram ad one day and I had already started the process of a cash out refi with a different lender before contacting Amanda. I told Her that I just paid a non refundable $500 to process my loan. :( She assured me that she could get the job done before the other lender, so I went with it. I called her on Jan 25, 2021. Funds in my account Feb 24! A++++++ service from beginning to end, her team was amazing! read more

We had an amazing experience with Amanda and her whole team! Even with a few bumps in the road with our refinancing due to covid and our previous loan they handled everything flawlessly. They kept in contact and explained the process so that we could understand it. We will definitely use them in the future! read more

Amanda and her team are absolutely the best! They care and it shows. Super smooth transaction. If you need help with your home loan call them! Thank you team Amanda! read more

Amanda I can show you it in writing and/or talk to the realtor who was handling this purchase. She too was aware of this. You should not tell stories because this is a public form. We're out 9500.00 because of your lack of looking through the file carefully. I will never refer anyone to your company there are too many thorough lenders out there. read more

We have been using Amanda and her team for decades! This group is absolutely AWESOME to work with! These girls always get it done! Thank your for being there for us and saving us for all of these years! The very BEST people providing the very BEST service!! read more

Such an amazing experience with Amanda and her team!! Sandria kept me in the loop every step of the way. This is my 2nd time working with them and highly recommend. read more

A very good friend referred us to Amanda, and it was the best referral ever. Amanda and her team are amazing, they made the entire process as easy and stress free as it could possibly be. They're always available if you have any questions and are most accommodating throughout the process. The Amanda Rawls Team Rocks!!... ; ) read more

Amanda Rawls and her time are amazing! They work so well together to get people the best rate around. I felt very informed about each step of our loan process, and it was all done with so much care and compassion! My loan was closed ahead of schedule, and I appreciate everything the team did to make that happen! read more

THE BEST service I've had in a long time! Amanda, Christina and Sandria are a great team, very efficient!

I have been putting off refinancing even though I know I needed to as I didn't want to deal with hassle. One call and Amanda Rawls and her team got right to it. Two weeks later with Amanda, Christina and Sandria's expertise and help, the entire process is complete. I am extremely satisfied with my new situation and thank the team for taking great care of me! read more

Amanda and her team were great to work with! They made our refinance process easy and stress free. Everyone was very knowledgeable, responsive and helpful. We had several questions during the process. They were quick to respond and didn't make us feel bad for bothering them so often. I definitely recommend Amanda and her team for your refinance needs! read more

I just completed refinancing my home. The Rawls Team is top notch. Great rate to fit my needs, fast, make everything convenient. Customer service is excellent. I was able to sign the papers on a Saturday at my own home. It's always a pleasure working with this team of professional experts. read more

This is the second time that I have used Amanda for my mortgage needs. As usual Amanda and her team are outstanding in their professionalism yet fun to work with. I would recommend them to anyone looking to finance their home. read more

Loved working with Amanda and Christina! So energetic, positive and full of life. I met Amanda a couple of years ago and she and her husband Tree made it possible for the purchase of our first home in Sacramento. We decided to find a place to refinance our home and because Amanda always kept in contact via email with her clients, I always knew where she was, so I decided to contact her and guess what? She made it possible again!! Whoop!! Whoop!! Thank you again Amanda and Christina for help guiding us through the process with ease and total respect! I wish you both all the success today and always!! read more

I honestly do not think there is anyone out there better than Amanda and her team. We have used Amanda and Christina 3 times now just taking advantage of the rates. They are so personable, not pushy at all such a joy to deal with each and every time. They are so efficient and they update you every step of the way. Recently we have also had the pleasure to speak with Sandria as well as she would contact us frequently just to keep us updated. Amanda is so bubbly and has nothing but a positive attitude and strives to make the process as easy as possible You won't be sorry to reach out. read more

As always Amanda and her staff are very professional with a touch of love. The process was so quick and easy it's a testament to their efficiency. read more

Amanda and Christina were helpful and on top of it. After learning of other friends home buying process, working with Amanda made our experience so much enjoyable. At first the process made us nervous, but Amanda sat down with us a few times to help us understand all the financial terms, rates, and everything else that wasn't clear. Buying our home went better than I expected and the information gained will help us continue to build generational wealth for our family. read more

We couldn't be happier with the top rated service we received from Amanda and Christina. They are truly working hard to find the best loan for each and every person. Amanda and Christina recently helped us refinance our home and we were so happy with their service. In fact Amanda is no stranger to me. She has helped my husband and I buy and refinance several homes. If you are looking for someone who truly cares about you and helping you find the best loan for your family, then Amanda and Christina are your girls. I recommend them to everyone. read more