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    American Freedom Funding

    3.7 (9 reviews)
    Closed 9:00 am - 6:00 pm

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    5 years ago

    Thanks for being so helpful and getting me into my dream home!

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    6 years ago

    brokers beware!!! all talk and they dont know what they are talking about. account executives have no experience.

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    American Pacific Mortgage

    American Pacific Mortgage

    (4 reviews)

    I had a horrible experience in choosing to work with Juan Jimenez, and our real estate agent…read morerecommended him and that was another disappointing issue for me. The good news is that I learned many valuable lessons and thankfully realized that Juan was charging me close to $20,000.00 in fees and a higher interest rate that what I was able to get from an honest and truthful Lender. Juan and I had a verbal agreement that I did NOT want to buy down points. When I was presented with the initial disclosure to sign, I did not understand it. I called my Lender, Juan Jimenez with American Pacific Mortgage. He said that it's always High to start (the cost). He never once went line by line through my charges. An honest and truthful Lender will do that for you. I asked how will you bring my 4.99 rate to 4.8 as promised, he stated, I write a letter to my manager. He never once said, it's because you are paying all this money to buy down points. I still Did not understand but I signed. HUGE lesson learned. DO NOT SIGN what you don't understand. Have another Lender look at it or someone with experience review it for you that you trust. Juan had earned my trust to I signed based off of what he told me and that was big mistake. I thankfully found this all out and the deal was canceled. More than anything based off of principal I did not want to have to do this deal with Juan. Also, from what I have learned, use a Mortgage Broker, not a Direct Lender. The same deal, same everything and I was given an initial disclosure of close to $20,000 less in fees and a lower interest rate. If you did a deal with Juan Jimenez of American Pacific Mortgage in the past I would have your loan evaluated to see what you actually paid for and if you really got the best deal that was possible at the time. Run don't walk to a Lender that will go line by line with you over every charge and answer every question in full detail and make sure that you know what you are signing and that you fully understand it all.

    Thank you Juan for all your help. You have the best attitude and we appreciate you being available…read morearound our busy schedule. Your customer service skills are refreshing. We look forward to ongoing business with you.

    Christopher Cadiz - Simplified Home Loans

    Christopher Cadiz - Simplified Home Loans

    (70 reviews)

    I found Chris Cadiz through a referral from my brother, who had a great experience working with…read morehim. After working with Chris myself, I can confidently say he exceeded my expectations. Chris was extremely responsive and reliable throughout the entire process. He quickly prepared pre-approval and conditional approval letters whenever I needed them, which helped me submit stronger offers in a competitive market. His quick communication and ability to accommodate changes made a big difference. Beyond just processing the loan, Chris provided valuable guidance and helped me understand different financing options to choose the best approach for my situation. His experience and relationships with multiple lenders helped me secure one of the best rates among the quotes I received, along with very reasonable closing costs. Chris also worked closely with my agent, insurance, escrow, and other parties to keep everything on track. When I needed to move the closing date earlier, he went above and beyond, including working over the weekend to help make it happen. Thanks to Chris's responsiveness, experience, and execution, I felt confident throughout the process and never had to worry about the loan side. Even after closing, he followed up to make sure everything was going well and offered help if needed. I highly recommend Chris Cadiz to anyone looking for a knowledgeable, proactive, and dependable loan officer. He made the entire financing process smooth and stress-free.

    Quick response. Good rate and rebate value. Highly recommended to other buyer looking for loan.read more

    Super Mortgage Bros - Champagne to celebrate the new home!

    Super Mortgage Bros

    (61 reviews)

    You want Armando in your team today!…read more He saved us a lot of headaches getting a pre-approval form BEFORE we shopped around for property. Other loan officers do it wrong and just let their clients go out with just a pre-qualification form, which isn't an accurate number of what a person can afford. Armando also helps keep all the necessary paperwork submissions stress-free. The truth is that part of the normal process of getting a home requires a lot of back and forth about income and bank statements, but Armando's great attitude makes these communications easy to have. He is very knowledgeable about the industry, organized, adaptable, and responsive to help clients navigate the complex loan process smoothly and build trust. As a non-citizen, I cannot give my trust away so easily. But Armando earned it. He even helped us get a better interest rate right before closing escrow, saving us thousands over the years. I am now the proud owner of a multi-family home in Los Angeles. The whole process took two months - si se pudo! And Armando is still available to answer any questions even after closing. Thank you, Armando. In two years, I will be circling back for more property once I can make another downpayment. But I am recommending everyone I know to him today. :)

    Armando and the whole team were so helpful during the loan process, specially Melanie, thank you…read moreMelanie for helping us with all the paperwork requirements. Armando thank you for the communication, and all around smooth process. Im Definitely recommending you guys to anyone that is the the process of buying a home. A++ customer service! Thank you Super Mortgage Bros! Ray.

    American Freedom Funding - mortgagebrokers - Updated July 2026

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