Kathy is the only person in San Diego I trust to give me the best real estate loan advice & to get…read moreme the best real estate loan possible. She's PHENOMENAL at what she does.......and her best attributes is that she GENUINELY cares about her clients.

Kathy and her team are awesome! My wife and I have purchased two homes through her so far and have…read moreleaned on her guidance and expertise for both. She walked us through the overall process, helped us understand what we could afford, and strategized with us to come up with the optimal product for our different situations and stages in life. Kathy was always transparent with us regarding expectations, deadlines, what we needed to provide, etc. With her guidance, we were able to get a very difficult-to-qualify-for loan and could not be more thrilled to have successfully closed on two outstanding places. She really went above and beyond to make sure we were thoroughly taken care of throughout the process- she even called us on her birthday to relay some info about our loan! Thank you Kathy! Always a pleasure.

When I bought my home back in 2012 Christine did an amazing job throughout the entire process. She…read moreabsolutely destroyed the good faith estimate from Wells Fargo and made sure I got the garage door opener and blinds for free. She's very friendly, professional, and looks out for your best interest. I recently emailed her about a potential refinance to a 15 year loan. She could have easily made money off the refinance, but instead she recommended I make extra principal payments since my rate is already so low. I can always count on her sound advice and wouldn't hesitate to do business with her in the future. Thanks for all your help Christine!

Christine quoted me outrageous prices for a Triplex that were well above market rate. She tried to…read morescrew me over as a first time homebuyer and I want to warn other people to do their research and check anything this woman quotes you. I don't know if it's because I am a younger client but you would think for over a 1 million dollar deal she would be more motivated and have more integrity. I am shocked anyone has had a good experience with her. Maybe she just thought she could pull a fast one on me because I am a young woman.

My business was having a hard time for months collecting an old invoice and I hired this team to…read morehelp. Within a week we were collecting payments! Amazing work!

I hired Specialized Collections Bureau (SCB) to enforce a valid court judgment I had won. While…read morecommunication was good at first, over time the professionalism and responsiveness declined sharply. I've followed up repeatedly for updates, often going weeks without any response. Promised updates have not been provided, and there's been little transparency about progress or next steps. What's worse, after leaving an honest review about my experience earlier on, I was contacted and asked to change it -- something that made me uncomfortable and now feels completely unjustified given the continued lack of communication. After several years of waiting with little tangible progress and very poor communication, I can't recommend this company. Clients deserve transparency, accountability, and professionalism -- unfortunately, that's not what I experienced.

These guys were the best experience I could have asked for. Their rates were by far the cheapest…read moreand they got things done quick. They worked with integrity and honesty as well. I highly recommend letting them handle your refinance!

I was in search of a VA loan and we found VA Home Loans San Diego. We went through the credit app…read moreand provided the necessary documents such as tax returns and income statements. Within 30 days we closed escrow and they gave us a very cheap rate on the home loan. We were also able to pay down our loan!! A++++

I just completed a refinance with Dave after he was recommended by several neighbors. Purchased a…read morecondo in 2017 and had to initially go with the lender that was recommended by the builder. I was paying PMI, which would be required for a few more years. Dave was able to help me with a refinance and the process only took 2 weeks. He got rid of the PMI. As a result, monthly payment has decreased saving me thousands in the long run.

Dave LaRose was friendly and easy to work with. Dave was very informative, patient, and responsive…read morethroughout the entire transaction. His experience and thoroughness helped remove PMI and lower interest rate.

Caution using Benie Khan with VA Home Loan Centers, and anyone connected with VA Home Loan Center…read more Our office has reached out to other people besides Benie over 6 times within the VA Home Loan Center, but now the emails and phone calls are unanswered. In the appraisal industry, Veterans getting VA loans are supposed to pay the lender for the appraisal before the lender schedules an appraisal. Lenders are responsible to release the funds to the appraiser when the work is completed, or a percentage of the fee can be paid if circumstances dictate it. After inspecting a particular property for the requested appraisal, Benie talked with me days later on the phone and requested that the remaining appraisal report work stop. However, she said that she would pay the fee for cancelled appraisals which is 50% of the full appraisal fee as long as I sent an invoice. However, after years of invoicing, she still refuses to pay anything. The VA office is aware of this and assisted me in requesting payment over and over again, because we have our inspection report of the property for their review and we have requested the allowed 50% fee. This payment issue was cause for creating a case with the VA, which will remain permanently on file with them. The VA office advised us to report this business to the Consumer Finance Protection Bureau and follow up with using a collections company if the negative CFPB complaint doesn't motivate them to pay. Hopefully we will be able to edit this Yelp review at some point and assure future clients that Benie Khan, with VA Home Loan Center is now paying VA appraisers for the work done.

Regarding the answer by them, they asked us to stay in our rental another month and we TOLD HER…read moreSEVERAL TIMES the landlord would not allow it, it was six months or nothing. She said the loan interest rate changed 3 times because it was a modular, THREE TIMES without explanation. You charged us over what the VA allows for closing and sent him a document WHILE IN THE HOSPITAL EXTREMELY ILL. You weren't even responsive to the realtor, who will steer people away from you. There are numerous complaints about this place. The seller was going to let us put our furniture in until YOUR AGENT said oh, we don't finance mobile homes, which scared the seller and cost us 400. We NEVER EVER EVER spoke with you, just that woman who didn't know her *** from a hole in the ground. Unresponsive, uneducated

If you have a choice, do not use Katikay's Escrow for the purchase of your home. They make you do…read moremost of the leg work filling out docs and act annoyed and rushed when asked for assistance. In addition I asked that my property tax be added to the payment and when the docs were sent to me for completion the tax was not included. I inquired as to why and the rep told me this is done after purchase. Complete lie. I was never given any docs on paying off the existing property tax from the previous owner and now have a $300 delinquent penalty. They just churn and burn, provide little to no assistance and act annoyed when you ask for help. I will never use them again and will encourage anyone to find a different escrow provider.

I am not sure what Robert S. is talking about. I have been there on numerous occasions and the…read moreENTIRE Staff has always been friendly and professional. I know there is bottled water available at each of the conference room tables as well as chocolates and snacks. Perhaps Robert S. was having a bad day, but I can tell you from experience that if you are looking for an Escrow, this is the company that you want to use. They go over everything with you, you do not feel rushed for time, they take the time to explain any questions you have. I did my research, and if you look at other reviews on Kartikay, you will see that they are in the 4.5 to 5 Stars. If you are looking at a professional Escrow Company, this is the company you want to use...... I just read all of the reviews posted by Robert S and as you can see, there is not a single positive review posted by him. So, don't let this one person who does not have a single nice thing to say about anybody influence your choice on selecting the BEST ESCROW company in San Diego.

Matt Gorham and his team are very efficient and great to work with! We will be using them for any…read morefuture needs and won't hesitate to refer them to anyone looking for a mortgage or refinance. Thanks for your help and closing in 21 days!

I'm editing this review... Second time I refinanced with Matt Gorham and his team and I am…read morecontinually blown away by their expertise, communication, and professionalism. I would highly recommend them! Original review: If I could give them 10-stars, I would! What a night and day difference compared to other mortgage companies I've worked with. Originally referred to Matt's team by a friend of a friend, they are now my long-term go-to mortgage company. Worked with Matt, Aryn, and Sarah from beginning to end. Regarding Aryn and Sarah - Talk about being on the ball! Their turnaround time was extremely fast and they even emailed weekly update noting where we were in the process, and what's coming up next. A huge help! Regarding Matt - I never met someone who can breakdown and explain every item in such a way that you can fully understand all without having a mortgage background. He was extremely professional and helpful every step of the way. Treated me as a high-priority client rather than a number and dollar signs. Makes a huge difference especially while going through such a stressful situation. Regarding their team as a whole - Hands down, the best mortgage company I've worked with. Very friendly and professional. Matt really listened to my situation and his team moved forward with my best interests in mind. Matching me with the best lending company for my needs, they went the extra mile every step of the way even when things became a bit more challenging. They made the entire process as painless as possible, proving that I was in good hands. I would recommend this company to anyone who would be good clients for them! Thank you again, everyone, genuinely! Couldn't have done it without you.