Joke of a company lacking employees of character, business savvy, depth and breadth of experience,…read moreand creativity. Went out the next day and got 2 mortgages at over a point lower and with no points or fees from J. G. Wentworth. If I could give zero I would. Don't waste your time.

From the owner: Welcome to the CalPacific Branch of Bay Equity Home Loans. We are a direct lender with local…read moreprocessing and underwriting. Additionally we broker to over 50 mortgage lenders which gives us a unique ability to give you many financing options and with very competitive pricing. CalPacific has been serving San Diego homeowners for over 20 years and last year our branch funded over $1,000,000,000 in loans. Our experience is paramount in handling all the details involved in mortgage financing. Everyone on our team from Loan Officer, the managers, the processors and underwriters -all have the same focus...on-time and accurate closings on a loan product that is just right for you!

With the recent refi of our house near Sacramento, I spoke to two banks and three brokers about our…read moreoptions. Robin stood out head and shoulders above the rest in every imaginable way. Knowledge - our refi was done based on recent HARP 2 legislation and lenders were just starting to make the loans available. When I first contacted her she wasn't sure exactly what it entailed so she read up and attended webinars to quickly bring herself up to speed. Service - Robin was super responsive to our questions and requests, listened well and made every attempt to make sure I understood exactly how the loans are structured and which levers could be pushed/pulled to make the loan best fit our financial situation & future needs. All along the way, she was always sure to keep us updated on the process as it went through its various stages. Rates - when it came to the bottom line, including fees and interest rate, no one could beat Robin. The numbers don't lie! Even for someone fairly experienced in finances, mortgages are quite complex. The difference between a good and not-so-good loan or a honest and dishonest broker could easily mean 10's of thousands of dollars. For all of these reasons, I highly recommend Robin!

Robin is a very knowledgeable mortgage broker. She has helped me and my girlfriend get approved…read morefor a 300k home at a great rate with reasonable fees and costs. I look forward to continuing our home buying journey with Robin and I recommend anyone thinking of buying to give her a call.

Greg is the best in the business. I have used him several times. He has helped me for a refinance…read moreand for a purchase as well. The interest rates that he got me are very competitive. He managed to beat banks such as Bank of America and Chase. Highly recommended.

Greg King is a wonderful person all around and handled my re-fi on my condo. Greg was very helpful…read morethroughout the entire process and had a great computer presentation with a personalized video on my loan and how much money I would save every month! He makes it so easy to understand. I have referred some friends over to him as well because he did such a great job for me. Thanks Greg!

We worked with Adam to refinance our home, and I'm so glad that we did! I appreciated the fact…read morethat he was in close communication with us throughout the entire process and answered all of our questions. Plus he looked out for the best rate for us even up to the last minute of signing, so we were able to take advantage of a better rate. Overall, it was a smooth experience and I highly recommended Adam for anyone who is looking to refinance.

Outstanding, trusted partner over 5+ years…read more Adam Cato has been fantastic. He sold one of our homes for a great price in a low-demand market, helped us buy two homes that were perfect for our needs, and even secured a super-low refi rate on our primary home. He's proactive, transparent, and a skilled negotiator with deep market knowledge. Communication was always quick and clear. After multiple transactions, we trust Adam completely and recommend him without reservation.

Kevin was rude to the point of hanging up on us…read more He doesn't listen and just talks over you. Watch your wallet too. Be wary of his loan programs. I had 2 occasions to do business with them. The first was not good at all. He sold us a terrible loan and a couple of years later he stated "You need to get out of that terrible loan!", the loan he sold us. Years went by and decided to try again and hoping for a better experience. It was worse. Run away. You will remember I warned you.

Jessica is so so nice, charismatic, respectful and a very knowledgeable loan officer. I recommend…read moreAnchor Funding!