Matt Gorham and his team are very efficient and great to work with! We will be using them for any future needs and won't hesitate to refer them to anyone looking for a mortgage or refinance. Thanks for your help and closing in 21 days! read more

I'm editing this review... Second time I refinanced with Matt Gorham and his team and I am continually blown away by their expertise, communication, and professionalism. I would highly recommend them! Original review: If I could give them 10-stars, I would! What a night and day difference compared to other mortgage companies I've worked with. Originally referred to Matt's team by a friend of a friend, they are now my long-term go-to mortgage company. Worked with Matt, Aryn, and Sarah from beginning to end. Regarding Aryn and Sarah - Talk about being on the ball! Their turnaround time was extremely fast and they even emailed weekly update noting where we were in the process, and what's coming up next. A huge help! Regarding Matt - I never met someone who can breakdown and explain every item in such a way that you can fully understand all without having a mortgage background. He was extremely professional and helpful every step of the way. Treated me as a high-priority client rather than a number and dollar signs. Makes a huge difference especially while going through such a stressful situation. Regarding their team as a whole - Hands down, the best mortgage company I've worked with. Very friendly and professional. Matt really listened to my situation and his team moved forward with my best interests in mind. Matching me with the best lending company for my needs, they went the extra mile every step of the way even when things became a bit more challenging. They made the entire process as painless as possible, proving that I was in good hands. I would recommend this company to anyone who would be good clients for them! Thank you again, everyone, genuinely! Couldn't have done it without you. read more

We have had the pleasure of working with Community Mortgage several times and they have consistently been responsive, professional and answered all of my many questions along the way. The process of refinancing and purchasing a home is a stressful one, but Sean, Aryn, Jamie and the entire Community Mortgage team make it as stress-free as possible. I cannot recommend them enough. read more

My husband and I had the opportunity to work with Matt Gorham (as well as Emily and Anna) on our recent home purchase, and could not be more pleased with their service. Matt was so knowledgeable and kind, and because my husband and I were first time home buyers, he always took the time to explain each step thoroughly and answer our very tedious questions. Like really, really explained things so there was no doubt in our mind of what the next step of the process would be. Also, the team was incredibly fast and efficient. We put in our offer for our condo on March 5th, and had the keys in our hand one month later, on April 5th. Matt was recommended to us by someone else, and he will definitely be getting referrals from us as well! Thank you! read more

I live in Forida but my son and his wife will be looking for their first home. My son Micah Collins asked for my advice and help. Micah super busy testing for Covid (scientist) were he lives in San Diego. I found Jamie on the Internet, for being 70 years old I embrace all technology. I am retired, was in sales for decades ( before cell phones and GPS). But surprisingly, with all the technology, I find salespeople fail in follow through. NOT the case with Jamie, he is amazing with his effort to help Micah considering Micah needs to change appts due to his unpredictable work schedule. Not only is he constantly available for Micah, he keeps me in the loop. I chose Jamie because of the outstanding reviews I read. Now it is my great pleasure to post my review. Regina Collins read more

Community Mortgage - Micah and I in San Diego, 1999. - Mortgage Brokers Near Me - San Diego, California

Jamie and Emily were so great in our home buying process! They answered questions quickly and helped me navigate how to get my DTI ratio where it needed to be. I will be using them again for my selling my boyfriends condo read more

Prior to working with Sean and his team, I had previously bought two homes and both experiences were painful. I felt like I was being punished the whole time. This experience was different. I felt informed of what was going on because they sent me updates of what was completed, what was currently pending, and what was next to do. Getting a mortgage still takes a lot of time so I was glad when the loan was funded but this was a much better experience. The service is exceptional. If you don't get you're financing here, you are missing out. Also, they were able to get a fixed rate so that kept the payment exactly where it was with my low variable rate. Awesome! read more

Great friendly service and got me a great rate on a 30 year mortgage. The team was all very helpful and responsive. Very honest and caring

We just bought our dream home thanks to Jamie, Aryn, & Sean at Community Mortgage. We contacted the team back in March and had no clue where to start. Sean connected us with Jamie, who expertly worked with us to quickly prequalify. We understood what we could afford, and where the wiggle room was. When we put in an offer on one home that was outside our prequalification, he quickly got us re-prequalified (is that a thing? whatever he did, it worked!) and our offer was accepted. When the offer fell through due to the inspection finding bad foundation, they were so helpful and sweet about it and told us they'd just stand by until we found the right home! Finally, we found the home. It was another one that was over our budget, and again, they helped find the right loan for us. Aryn took over from there and helped us navigate through the actual funding process. It's all latin to me but she helped us make sense of it, and smoothly closed on time!!! She was available for calls, panicked e-mails, confusion and disorientation, and she handled it all with ease and humor. We still send her random e-mails from title places, etc. that we get now that we are homeowners, and she tells us to disregard or move forward with whatever it is. What a superstar team. I'm so grateful for the care they put into our home loan and helping us make this transaction as easy as possible. And to top it all off, Sean personally stopped by on moving day with lunch. Now, that is one step above and beyond everything expected. What a thoughtful touch. Don't hesitate to call and entrust these guys with your home and your finances. They will take care of you and treat you like family. read more

Working with Matt and Brandon when I recently refinanced a somewhat complicated transaction was truly rewarding. Both gentlemen were very responsive to any and all questions and concerns. We were even able to comfortably conduct business while I was on a multi-state road trip. The refi from start to finish was easier than I had anticipated! Thanks again!! Bonnie read more

I am a happy homeowner thanks to the amazing work by the team at Community Mortgage. I had nothing short of a very pleasant experience interacting with the entire team of personable individuals. I worked directly with Jamie and I had no doubt that he had my best interests at heart and mind. As a first time home buyer he made the, often times complex, language of mortgages and loans very easy for me to understand. He tirelessly worked to ensure that I was 100% tuned into to the entire process as he secured my VA loan at an amazing rate! I would hands down recommend Community Mortgage for all, regardless if you're a first timer or a real estate veteran! read more

Thank you Aryn & Sean for making our American dream come true! We thought buying a home in Southern California would be impossible! Global told us exactly what steps we needed to take to get there! The Global team had nothing but compassion and patience along the way - we were not slam dunk buyers, but determined dreamers! Now we own a beautiful 5 bedroom home in beautiful San Diego County - We are so grateful!! read more

Community Mortgage - Mortgage Brokers Near Me - San Diego, California

I can't say enough good things about this local, family owned business. I have been a client of these guys many times over, using their services for not only several home refinances but also our recent home purchase as well. My wife and I bought our first house back in 2013 using a different mortgage broker. We out grew the house with our expanding family's needs, and as much as we don't enjoy moving, we quickly realized we were going to need to upgrade. I didn't really like the other mortgage group we used, so I looked for someone better. And boy am I glad I did! We all know the housing market and changing rates can be a challenge to navigate. But I worked very closely with Jamie at Community Mortgage (formerly Global Mortgage) with routine 6-month check-ins to make sure we were on track with our savings and our plan to upgrade our home in 2017. Jamie was never too busy to run some new scenarios for us to re-evalulate our purchase power given the latest changes in housing prices, interest rates, and lender credits toward closing costs. For us to reach our goal of upgrading our house, we were able to take advantage of rate drops to lower our payments and increase our savings capacity when closing costs were also at a minimum. And this year, this awesome team helped us finally attain our goal to upgrade our home and we couldn't be happier. What I'm saying here, is these guys are in it with you for the long haul. I've established such a great rapport with this group. Jamie has worked closely with me to help us reach our goals, and when opportunities came for a refi, or to make an offer on a house with a pre-approval, or to move through escrow (and close almost a week early!!), the whole Community Mortgage team jumps in to make the process smooth one. The whole crew is so nice to work with. I'd like to shout out to Aryn and Sarah who can calmly handle even the most stressed out clients like me! I can't thank these guys enough for providing such excellent customer service. It's hard to find the over-the-top customer service these days that you get with this great group. I've referred my own sister and mom to these guys for their own refinances, so hopefully that communicates how much I trust the Community Mortgage team. I'm looking forward to continuing to work with them in the future. read more

Matt Gorham and his team were absolutely AMAZING! My husband and I worked with Matt recently and we never expected our experience to turn out the way it did. Given the fact that we are in the middle of a pandemic, we were never able to meet in person. But that didn't stop Matt from helping us out tremendously! He was extremely thorough and explained things in a way that was so easy to understand! The amount of time he spent answering all of our questions, there were a lot, was definitely something that was unexpected. He made the experience very personable and made a point to actually get to know us beyond the usual broker/customer relationship. I HIGHLY recommend Matt Gorham to anyone who is looking or thinking of buying. He has a vast amount of knowledge and his customer service is phenomenal! read more

I wish it was possible to give a 6-star review, that's how happy my family is with Aryn and Sean and the rest of the team at Global. To say we were pain in the ass clients is a pretty big understatement. A previous short sale, recent job changes, inheritance issues and other fiscal 'anomolys' made obtaining financing difficult for us, and after being turned away by a couple of other institutions, including our own bank that we have been with for several years, we gave Global a call. Aryn and Sean sat down with us, reviewed our situation, and got us into a VA loan program that was perfect for us. While the other lenders told us there was no way we would be able to even start looking at loan programs until at least 6 months later, Aryn and Sean did a little research and found something that we could work with, and that would fit perfectly into our timeline. We were very pleased. So pleased, in fact, that we canceled escrow for the house we were originally going to finance, and opened escrow on a different house, forcing them to start the whole process all over again. I'm sure it was frustrating for them to have to go through all the gyrations necessary to cancel one loan and start another, but they handled the situation with grace and were pleasant and easy to work with, although I'm sure they were annoyed with us. Hell, I was annoyed with us. To top things off, the new seller required that we close our VA loan in approximately three weeks. They were hesitant to enter a deal with us because they had previously experienced delays in closing VA loans, but Aryn and Sean worked with our agent and the sellers agent to assure them we could close on time, and I think that ultimately won us the house. Not only did they make the seller comfortable with our loan process, but they actually got our loan to fund early. Other people I've talked to that have utilized VA loans were astonished our whole process was less than 3 weeks, start-to-finish. Pretty amazing stuff, from a pretty amazing team at Global. Oh - one more thing - Aryn kept in touch with us and made sure everything was moving along nicely even through their vacation. I felt guilty that she took time out of her vacation to keep things rolling for us, but was very happy that she did. read more

My family and I have refinanced our home with Community Mortgage not once but twice! Our experience with them has been amazing. Matt and Aryn have treated us as family. Matt has listened to our concerns since the very first time we talked. That made us feel like someone cared and was there to truly help. Their professionalism, trust and communication has given us peace of mind through the process. Matt has always been there even after work hours... If we have question or concern he is a phone call away. Always making sure our questions are being answered. I love getting a weekly email from Aryn with an update too. Their trust and most importantly their integrity has gained a customer for life. I highly recommend Matt and Aryn with Community Mortgage. Its hard to get great customer service now a days. Even harder to have a team that will be honest and will treat you as if you were family. I know they will always do and offer what is right for my family! read more

I used Global Mortgage not once, but TWICE, last year! I puchased my first home in March and Sean and Aryn were amazing! My realtor was constantly telling me how impressed he was at their response time and ability to get the deal done. I always heard how puchasing a home was extremely stressful, but they made the financing the easiest part of the entire transaction. Then, about 8 months after I bought my house, I used them AGAIN for a streamline refi. They got my interest rate a whole percent lower and lower payments with almost no paperwork. As an attorney, I come in contact with brokers and lenders often for my clients, I certainly can tell the difference in integrity and quality of service. Global Mortgage is head and shoulders above the rest. I would not hesitate to recomemend them to my family, friends or anyone I know. read more

Global mortgage is your BEST option for obtaining a home loan or refinancing in San Diego. As an owner of a real estate business, I have the opportunity to come in contact with a lot of different lenders, mortgage brokers and loan consultants. The reality is that not all lenders are created equal. Over promise-under deliver- bait and switch....the list of complaints about other lenders is a long one, and we hear about it from our clients all of the time. That is....of course....until we send our clients to Sean Courtney and his team at Global Mortgage. Time and time again, our clients are impressed with Sean's thorough process, his deep understanding of the lending world, and his desire to help his clients reach their goals of home ownership. Not only is the Global Mortgage team is committed to helping the client get a great rate, but make sure that the loan makes sense for the future goals of the client. I can't say enough great things about this company, and DO NOT look any further if you are considering purchasing a home, or refinancing your current mortgage. read more

My family is the most important thing to me. Global mortgage has taken such good care of the people closest to me that I wouldn't hesitate to refer them to any of my family and friends. The staff is on top of their game and they go far out of their way to ensure that we get the service that we not only need but want. The difference is the quality of the communication and the friendly way they let us know, without a doubt, that they have our best interest in mind. Thank you to Sean, Aryn and the rest of the crew for being flat out awesome. I will continue to support their operation in any way that I can. All the best... ~ Ivan read more

Community Mortgage made the entire loan process very manageable during the stressful time of both selling and buying my homes. Matt Gorham kept the multitude of choices easy for me to decide through his clarity and patience. I may have a logical mind and pride myself for making independent decisions, but when it comes to finances and numbers it's all foreign to me. Matt truly took the time to explain and re-explain each calculation for all steps along the way while he clearly understood and met my specific needs. Matt and his team worked professionally with my realtors, escrow and insurance agents, the HOA, and all other companies that required my financial information throughout escrow. His team went beyond merely my loan acquisition, they helped me access my financial documents immediately, so that I could provide what was needed for all others involved as necessary. I recommend the Community Mortgage team to anyone who expects professional guidance, as well as who wants someone you can trust to recommend other professional agents and advisors that you will be confident to work with. I certainly won't hesitate to seek Matt's advice and service for my future financial needs. read more

Jaimie was extremely helpful. I've used them a couple times and the were super honest, thorough with their services and great rates! Even when I was Shopping other places Jamie was helpful in showing the pros and cons in each option i was looking at. Highly recommend if you are looking for a company that has good communication as well. read more

After years of using Yelp to get reviews, I joined just so I could review Global Mortgage. We tried refinancing on our own with various lenders and could never make it work because of complexities in our situation. Global Mortgage took on the challenge and stuck with it over months to make the deal happen. They went to extraordinary lengths to help get us through the pitfalls and across the finish line. They were always very professional and gave us personal attention from beginning to end. Thanks Sean, Aryn and Kathy for making this happen for us. read more

Sean and the team at Community Mortgage are great! They were timely in getting us quotes that we could compare, and best of all they were extremely competitive on rates. By nature the whole mortgage process is not very intuitive, but Sean took the time to explain to my girlfriend and I how the rates work and whether it would be beneficial to pay down the interest rates with points. Highly recommend them to anyone looking for an ethical mortgage broker who will jump over fences to make the process easier for you. read more

As Jay and I are enjoying the house , we are utmost grateful to Sean and Aryn. Such an amazing customer service! We are had such delightful experience with global mortgage, I cannot really articulate how seamless and fast our home loan went through, we started our escrow Nov 24th and were in home dec 30th! All our friends and family could not believe how fast and seamless the process was,?,from our side, it was hassle free , fast and very efficient. Since both us work and buying a house is like another job, Sean and Aryn guided us , helped us and delivered! Jay called Sean almost every day with questions and concerns and Sean was very patient with our questions. Great Communication. I felt very indulged with them throughout the process. As I am enjoying my new hassle free home , I am still in awe of global mortgage team! Kavita and Jay read more

I just financed another property using Community Mortgage for a second time and am happy to report that the process went very smoothly. Will be using them for any future home finance needs read more

I love community mortgage! I met sean about 5 years ago, after I bought my condo. I wish I would have known him prior. My husband and I are going to be buying a house in two years. What I love about community mortgage is that they help you plan in advance. They definitely care about relationships with their clients. Everyone is super friendly and always greets me when I come in. I love their new spot right off of morena Blvd. Sean's office has a wonderful view. Very peaceful, and when it comes to talking about saving and money that is what you need! A peaceful place to be in. I appreciate all of you hard work Sean and I can't wait until we buy our dream home out in Ramona. Thanks for everything you have taught we about growing my business and planing for the future! read more

My husband and I wanted to refinance our home mortgage and contacted 4 different sources to make sure we were getting the right information and the best deal. Sean Courtney of Global Mortgage came through for us with flying colors. He was able to lower our interest rate over 2 percent and we are now saving $350 a month! He made the process so easy and the entire transaction was complete in less than 30 days. Since then, my son has contacted Sean. Sean worked his magic for him, as well, and he has seen a savings greater than ours! I will continue to refer friends and family to Sean. He is wonderful!! read more

Sean and Aryn have worked with us for over 7 years through the process of buying a home in San Diego, and eventually short selling this same home to move for a new job. It has been a pleasure to work with them as they are accessible, intelligent, and forthcoming with information. I tend to need all of the details presented (multiple times) in order to overcome anxiety with making such huge life decisions and I was presented with multiple options from which to choose, and I never felt under pressure to make any decisions. Sean will steer you in the right direction for your needs, not in the direction of his needs. Sean is also well-connected with a wide-range of reputable people in the real estate industry and will get you the exact help you need. I no longer live in San Diego, but I continue to work with Global Mortgage as they are professional, intelligent, knowledgeable, hard-working, and just plain good people. They come with my highest recommendation and I hope that you get the chance to work with them as well. read more

Sean and his team were super helpful for us when we were working with one of our employees on qualifying for her first real estate investment. Sean and Matt took the time to work with her even though she had never purchased a home before. The helped her develop her financial goals and guide her in the right direction so that she will be able to purchase a home sooner than she ever thought possible. It shows a lot about Sean and his team's character that they are willing to help the little guy! Awesome job guys, you just earned customers for life! read more

I cannot say enough good things about Matt Gorham. He was extremely knowledgeable, helpful, friendly, and patient. His communication well surpassed any other lender/broker that I encountered. He developed an excellent spreadsheet for me so I would understand all the costs involved with the purchase of a new home, then made sure I understood each and every one of them. Buying a home is not easy, but Matt sure made it a lot easier. I would recommend The Gorham Team, in a heartbeat, to ANYBODY looking to purchase a home! read more

Once again Global Mortgage has come through for us. Not only were they able to assist us in refinancing our condo last November 2016 to get a better interest rate; they were also able to get us approved for a new home, AND we were able to turn our condo into a rental property!! Global Mortgage has played a huge part in helping us plan for our future retirement. Matt, Aryn and Sarah worked together, as a team, to make our dream of owning a home come true. Thank you, Global Mortgage, for your professionalism, dedication and outstanding customer service! read more

Matt Gorham just help my wife and I buy our first home. He was great. He has a ton of knowledge and walked us through the whole process. He's very personable and worked very hard to help us every step of the way. If you're looking to buy a house this is the guy to talk to. read more

My husband and I have purchased two houses and refinanced twice since we've been married. By far, Global Mortgage has been the BEST mortgage company to work with. Jamie McKeon was our mortgage consultant and made the process stress free. He was able to recognize any red flags and dealt with them before it became a problem. I've never worked so little on getting a mortgage. I highly recommend using them. You won't be disappointed. read more

I cannot say enough amazing things about Community Mortgage! Sean, Matt, and Aryn make an amazing team that kept us informed every step of the way. My husband and I met with Sean when we started thinking about buying our first house. He gave us a list of "to-dos" to better position us to buy. A little over a year later, we followed Sean's advice and were pre-approved, even with my student loans. Once we entered escrow, Aryn and Matt answered all of our questions and kept us super informed about where we were in the process. Even after we closed escrow, Sean arranged for lunch to be delivered the day we moved in and followed up to welcome us into our new home. I cannot imagine working with anyone other than this amazing group during what can be a stressful time and will recommend them to everyone I know! Thank you all for everything! We are so excited and are loving our new house!!!!!!! read more

Global Mortgage helped me purchase my adorable condo in late 2010. It was a complicated short sale, and it took extra work (and many grueling months) to make the deal happen. Sean and Aryn helped me through the entire process. My case was extra challenging because we closed during the winter holidays. But in the end, we hit all our deadlines, and I moved in the first of December. More recently, when I needed an urgent property manager recommendation, Aryn was able to point me at a contact of hers who has been a fantastic help. I would recommend this business (and particularly this knowledgeable, friendly team) to anyone. read more

I would highly recommend Global Mortgage. After countless internet searches i found Global mortgage on yelp. Im glad i did!! I worked with Matt G and after our first conversation i felt very comfortable, he made the process for my home loan seamless!!! He returned all my emails, phone calls on the same day and answered all my questions when i needed help. This is a very professional company. I would use them again for sure! Thank you Global Mortgage! I love my home!! read more

I am working on purchasing a home and did not realize how important it is to plan for it. After my initial consultation I knew what I needed to do in order to get the loan I needed. He has been very patient with me and has explained things so I can understand everything. Sean also ran my credit report and found that some things were recorded wrong and that was hurting my credit. He has since helped me get the credit reported correctly and allowing me with more and better options on my home loan. I really appreciate Global Mortgage going the extra mile to help my family get the loan I need in order to get into the house we want. I have since recommend them to my family members who have called me back and thanked me for the intoduction. Thank you! read more

I found Global Mortgage on Yelp based on their reviews. They have been absolutely Fabulous to deal with. We are first time home owners and the entire team was extremely helpful! They made the experience perfect for us, not knowing what to expect about buying a house- we felt extremely comfortable with them leading us through the steps. Jamie and Matt were there to answer questions daily as well as Sarah & Aryn. Their entire team was on it and helped us with a quick close. I would highly recommend them, they are the reason we were able to get into a house successfully! Thank you!! read more

I purchased a house through Global Mortgage in Jan 2013. I was referred to them by a friend and Sean and Aryn did not disappoint. The whole process much smoother than expected. Sean and Aryn were in constant contact either by phone or email when any questions/issues would come up. I would not hesitate to use them again for refinance or buying a home and would recommend to anyone looking for a mortgage. read more

I used Sean and Aryn buying our condo back in 2008. They were amazing and found us the best interest rate in the market at that time. They treated us as if we were their only client. They explained everything thoroughly and answered any questions we had. The process and paperwork was lengthy and confusing and they were helpful throughout. For that reason, we went back to the team again in 2011 to refinance our condo. Again they provided us with the same exceptional customer service. I would highly recommend them to anyone and use them again for our next purchase! read more