I used to have Farmers Insurance for my homeowners policy but I also needed to have California Fair…read morePlan for fire protection. The cost for both policies in 2025 was $1700. The premium they wanted for both in 2026 went up to $4600. A friend referred me to American Diversified Insurance and I was able to get a complete policy for $1907. Jessica Layfield was the agent getting me the policy and I would highly recommend using her for all your needs. I also switched my auto policy and saved $300 a year. Jessica is very thorough and a pleasure to meet and work with.

Valerie is helpful and provides complete explanations of our options and policies. It's also nice…read moreto know I can stop in the office, or make an appointment, if I want to see my agent in person. So much better than on-line only!

I was finally able to get in touch with an actual live person at Gains ins. I was able to ask my…read morequestions and received courteous response although I could not get a new quote as I was told my renewal date was too far out for an accurate quote. I'm not giving a 4 or 5 stars yet since I will need to wait and see if they do reach out to me closer to my renewal date as they said they would. Haley was very nice and for this call, good customer service. The biggest problem at this business appears being able to get to talk to a live agent. I would hope this isn't also indicative of service in time of emergency. Keeping my fingers crossed.

I recently moved to the region and needed to get some car and home insurance. I found Gaines…read moreInsurance on Yelp and have extremely pleased with the results. One morning I woke up and my car was stolen from our driveway. I immediately called Haley and she guided me on the proper process. Since my insurance card was in the car, I didn't know where else to turn. She got us all the info we needed and it was a huge relief. And fortunately we got the car back! Call team Gaines for your insurance needs, you will not be disappointed.

A huge thank you to Joe Peterson for helping us secure insurance for our new home. With how…read moredifficult the California insurance market has become, we were expecting the process to be complicated and expensive. Joe made it neither.

Joe was great, knowledgable, helpful and quick to respond. I'd recommend you speak with Joe.read more

We recently worked with Steve Carlson to secure homeowners insurance for our new build in Folsom…read moreRanch, and the experience was phenomenal. Steve's speed is truly remarkable...he turned around quotes and addressed our questions incredibly fast. What really stood out was his honesty and deep knowledge of the Folsom area. Unlike other 'embedded' builder agencies we spoke with, Steve felt like a genuine partner looking for the best ROI for our family rather than just trying to sell a policy. Highly recommend Steve and Carlson Agency.

Carlson did a great job. I told them what I was looking for. They shopped around and got me what I…read moreneeded. They were very responsive, knowledge, and polite. I'm liking their service so far.

My go to store!! I love going there for my DMV! The staff is knowledgeable and friendly!read more

Im a AAA Member and I waited over an hour and still haven't got my name called. So I left. Renewal…read moreshouldn't take this long at AAA. Been to other AAA in the U.S. take less then 10 minutes. Over an hour? Mind as well go to the DMV

The absolute worst. Unable to get anyone on the phone. I cancelled my policy before it was due to…read morestart because I couldn't get anyone on the phone to change the start date. They still tried to charge me for a couple weeks of a policy I canceled in writing. I would not recommend this company at all. Easy to talk to to get a policy absolutely impossible to talk to for anything else. I highly do not recommend.

Needed quotes for multiple properties and all were provided in a timely manner. With the current…read morepolarization of California by the insurance companies it's good to know Gold can come through for you.

George Munoz. George, where did you move to? I…read moreneed your new phone number and address. You use to be in Folsom. Thank you. Rudy Lora... readyrudy@hotmail.com

George Muñoz is one of the best at what he does, he is honest, knowledgeable, and informative as to…read morewhich options may be the best for you. For someone like me being young and wanting to purchase life insurance, George made an outline for me that was quick and easy to follow not to mention convincingly affordable. Even if it's not life insurance that you want, George is there rain or shine with any information you want or need within a vast industry. I recommend Mr. Muñoz for anyone looking to buy any type of insurance. I just happen to use him only for Life Insurance now, but once I get a little more experience I'll absolutely use him for auto and home insurance in the future.

Martha is great! She called me back within the hour and had all the information I needed. She is…read morefast & efficient. Excellent customer service! 5-star service! Thank you Martha!

Perfect customer service, on point, answered all my questions. I even ended the call with a…read morenew , affordable insurance policy

Jason has been my agent for 12 years now and I could not be happier with the service and integrity…read morei have received. I highly recommend him for any insurance needs.

We have had several insurance carriers through the years and was very impressed with the…read moreoutstanding customer service we received from Jason..He spent so much time asking questions to determine the best policy for us. Kinkaid insurance also beat our other insurance carrier rates. I realize its easy to stay with a carrier just because thats the comfort zone, but take time to contact Kinkaid Insurance, you will be surprized, just as we were, at the customer service and rates you wil get by calling Jason.

I have been a client of Verma Insurance since 2019. My home & auto insurance policies over the past…read more4 years were taken care of by Atul. As a first time car owner in the US, Atul patiently took the time to explain to me what does all the various coverages in the policy mean. He added a couple of coverages for a small extra cost like Glass Deductible and OEM parts only, which in hindsight I am SO thankful that he did that! Also, he gave a very competitive pricing for my Porsche unlike the other Insurance companies I approached. I once had a theft incident in SFO where they broke my rear windshield. Another time I had a bizarre accident where an electrical line came low and shattered my front windshield while driving on a highway. Both the times, my claim process with Farmers was super smooth and didn't loose much from my hand since I had the Glass Deductible coverage. Due to the OEM parts coverage, I was made sure only genuine Porsche products were installed & not any after-market parts. I moved several apartments so far with different roommates and had to edit the home insurance accordingly many times. Atul has always been polite and cheerful to take care of my needs quickly. I will recommend Atul & Verma agency to anyone looking for Farmers Insurance!

From the owner: Whether you're looking for homeowners insurance, auto insurance, renters insurance, or another…read morekind, I'm here to help you understand the insurance coverage you may want. Serving the Folsom, CA area since 2004, I can help you understand your coverage options so you can protect what matters most to you. Stop by in person, reach out online or call to get a free quote today. CA Lic. #0E60926