I have known and worked with Karstin and her staff for 10 years and 5 home transactions. I would…read morehighly recommend. She is a financial genius and helped us find the best options for our situation. If you're going to buy or sell property in this area, there's no one better.

JJ, Lindsay and everyone at American Pacific Mortgage have been absolutely amazing to work with!…read moreThey are incredibly friendly, knowledgeable and willing to help by any means necessary. They took the time to answer all our questions and concerns. This is our first home buying experience and APM made sure we were comfortable every step of the way. Thank you all for your professionalism and willingness to help us!

The JJ Mack Team made the home buying process surprisingly easy. The whole process took about a…read moremonth or maybe a bit more from the time I initially applied to closing (not including the leisurely time taken to browse homes). The team was adaptable and added a coborrower mid process. Shout out to Lindsay who was great in the process! They were very clear about next steps each time.

John Gabby made the home-buying process as easy and stress-free as it could be. He made himself…read moreavailable 24/7 and always responded quickly and professionally to any questions we had. We felt that he always had the best interest of our family in mind. Even though there were outside circumstances that came up, his knowledge and experience in the field were a great asset in our situation. We would happily recommend John Gabby to our friends and family. Thank you for helping us get into our Dream Home! Sincerely, John & Jessica

John is the absolute best!!! He has helped me purchase my last two homes. All within a two year…read moretime frame. He was always on top of every detail and kept me well informed through the entire process. He was more then willing to answer any questions I had, and I had tons! Buying a home can be a stressful time, John made it such an easy and enjoyable process. That is why we are repeat customers! We refer John to anyone looking for a lender. You will not be disappointed!

I had wonderful service from Jazmine a teller / customer service representative when it came to…read moreaccount issues. Even though it wasn't resolved the way I had hoped she did her best and gave me great advice. I usually always get great service and not much wait time.

I brought in rolls of coin, but because the coin machine was down they didn't want to do anything…read more I suggested I put my phone number on each roll, but that wasn't an option. There was nobody in line and I asked if they could count them. The teller asked for a supervisor. The supervisor suggested they use the coin machine because it isn't working for dimes only. I took my roll of dimes home, probably too hard to count a roll of dimes. My $21.50 in coin was deposited and my dimes are still in the roll. I just think the lack of effort is sad and they're a credit union for goodness sakes!! 3 hours later: the supervisor called me and explained the teller is new and their coin machine is working now. Theresa was the supervisors name and she was concerned. For me, THAT IS CUSTOMER SERVICE! I appreciate someone giving a care. Thank you!

We are working with Linda Barrett to buy a home in Dixon. She is incredibly knowledgable about the…read morearea and the housing market. I also like that her business participates in all the downtown events like winestroll and Downtown Trick or Treat. These ladies will definitely get your attention when they are dressed up as Disney princesses for Halloween, but at work, it's all about making the house a reality.

Linda is a terrific realtor! She was very accommodating with my husband and I, and she took time…read moreto really hear our questions and concerns and answered them thoroughly. She was very available and is very warm and helpful. She has been at it a long time and one can tell--she knows the Dixon area market and keeps on top of it. We were very very happy with her services.

Jeanine's service is defined as "excellence as the only standard"! She assisted me on my first…read moremortgage and this time the refi. She is very honest and transparent. Look no further, she is the real deal! I highly recommend her. Thanks Jeanine for all of your help!

If I could give Jeanine more than five stars, I would…read more Buying my first home at 63 years old after a lifetime of renting felt exciting, overwhelming, and at times downright terrifying. From the very beginning, Jeanine was so much more than a mortgage broker, she became a trusted guide through every step of the process. No question was ever too small. She patiently explained things I didn't understand, kept me informed every step of the way, and somehow made a very complex process feel manageable and even possible. Whenever a new document, underwriting request, insurance issue, or unexpected question came up, Jeanine was there with calm reassurance, knowledge, and practical solutions. What impressed me most was how deeply she cared. I never felt like just another client. She worked tirelessly behind the scenes, coordinated with my realtor, escrow, insurance broker, and lender, and always had my best interests at heart. I truly not only felt, but knew she was advocating for me throughout the entire process. Thanks to Jeanine, I am now the proud owner of my very first home. Looking back, I honestly don't know how I could have navigated this journey without her expertise, patience, encouragement, and unwavering support. If you're looking for someone who is knowledgeable, responsive, compassionate, and willing to go far above and beyond, I recommend Jeanine without hesitation. She helped make one of the biggest dreams of my life come true, and I will always be grateful.

My wife and I have bought and refinanced several homes throughout the years and we have never had…read moresuch a seamless and pleasant experience as we did with Tonda. Not only was Tonda extremely professional she was also "wonderful"to work with. Any e-mail or voicemail was always returned promptly. Tonda truly defines the definition of what "Customer Service" is!!! We have already recommended her to several friends and family.

Kendra did an amazing job for us. She made the process of purchasing a home during the Covid era…read more She was very responsive to our questions. She never over promised. Everything was done on time. I give my full recommendation to use Kendra when you need to get approved for a home loan. She went above and beyond for us and I was not the easiest client. Thank you a Kendra and the whole Caliber Homes team. Grant

Chris is an extremely detail-oriented and professional. He carefully reviews every document you…read moreprovide to ensure it fully meets the requirements before submitting it to the underwriter. Because of his thoroughness, the underwriting process moves very efficiently, with little to no additional documentation requested. He explains each step of the loan process clearly and patiently, making sure you understand what is needed and why. His communication is transparent and organized, which makes the entire experience much less stressful. Thanks to his careful preparation and proactive approach, my loan was approved very quickly and smoothly. I truly appreciate his professionalism, efficiency, and dedication. I would highly recommend Chris to anyone looking for a knowledgeable and reliable loan officer.

We are closing on a house this week and had to share our fantastic experience working with Chris!…read moreFrom start to finish, he made the entire process feel easy and seamless. Chris was always responsive, communicative, and proactive about keeping us informed at every step. He answered all of our questions quickly and clearly, which gave us so much peace of mind during what can be a stressful process. Beyond that, he's just a genuinely personable and kind person, just an absolute pleasure to work with. We're so grateful for his expertise and support, and wouldn't hesitate to recommend him to anyone looking for a smooth, efficient home loan experience!