I have had the absolute pleasure of working with Roger Odoardi from Blue Water Mortgage obtaining numerous mortgages over a 15 year period. He is exceptional at getting to know your financial needs and finding the best mortgage for your needs. He consistently has gone above and beyond to help our family purchase our homes. He is incredibly responsive, extremely resourceful and always has been dedicated to help. I end every home buying experience or refinancing with him by telling him that it never feels like a business transaction with him. Working with him always is like having a very close, trusted advisor who has my best interest in mind helping guide me through the process. I highly recommend him to all of my friends and family for over a decade now. Thank you Roger!! -Lynne T. read more

Joe Gagnon at Blue Water was responsive, offered valuable insights and wonderful to work with, I highly recommend him!

I have now refinanced with Blue Water Mortgage for the second time. This was a very chaotic time in my life and Lisa Gates was with me through the whole process and was there from start to finish. I can't say enough about Lisa and Blue Water Mortgage! This was the easiest process to go through and I'm thankful! You will not be disappointed using Lisa and Blue Water!! read more

Lee helped my family and I throughout the entire process while buying our first home. We knew nothing, but she made herself so available, and answered all of our questions (regardless of how stupid some of them were). From start to finish, she & the rest of the team at Blue Water were nothing but professional. I would 10/10 recommend going with them :) read more

I had a fantastic experience with Lee and her team, who assisted me in refinancing my investment properties. Not only were they extremely responsive and accessible, but Lee took the initiative to identity additional money-saving opportunities for me by evaluating things like my home insurance cost and connecting me with trusted vendors to save me money. Throughout a complex, multi-faceted closing process for multiple properties, I always felt in the loop and that I had a supportive team by my side, eager to support me, clearly explain my options, help me make decisions that served my interests, and answer my seemingly-endless list of questions. With Lee and team, I truly felt like I was their top priority. Having used different companies in the past, I can say that the experience with Lee and team was truly exceptional and better than I've ever experienced. I recommend them with strong enthusiasm, and can't thank them enough for their help and support! read more

Hello Kristin, Just a quick note to say thank you. The company you are with is doing an amazing job. It was a real pleasure being on this side of the transaction and working with you. You and the company really shine. Thank you so much. You have a client for life! read more

I was very pleased with Blue Water Mortgage. I was introduced to Chad by my realtor early in our quest to downsize into a condo. At the time, I had chosen a nation wide lender, I was familiar with, and they had given me a preapproval letter. Since we were moving from out of state to new Hampshire and even though we were not asking for a mortgage from Blue Water, Chad went out of his way to describe what we could expect at closing on a property in NH. During the search process, I sought Chad's advice several time and he gave it freely. Subsequently, the larger national bank mortgage fell through for technical reasons. We were informed of this only 1 week before closing and we had to scrape up the mortgage money by borrowing against the equity in our brokerage account. After closing, we went back to Blue Water for a cash out mortgage to repay our brokerage loan. I found that Blue Water both were very professional and kept us informed throughout the process. Chad and Ann worked with us and we closed in a very short time, saving us interest payments on the equity loan. We were able to close at a lower rate than we expected. It was truly a pleasure working with both Chad and Ann and we were much more comfortable dealing a company that was more aware of the local real estate market in NH. Cudos to Blue Water Mortgage. read more

We typically use Chase when buying a home but went with Blue Water at the suggestion of our realtor and we couldn't be happier! Chad and Ann are awesome to work with! They are both incredibly efficient, organized and patient. They take the time to make sure all questions are answered and explain everything thoroughly. They both have excellent communication skills, are super responsive and reach out in person or via email, whichever your preference. We would use them over and over! We felt like we were their only clients and part of a family! They made buying a home flawless and incredibly easy! We would recommend them to anyone interested in buying a home! read more

After trying to work with this company for 3 months, my husband and I are left having to get into contact with lawyers and filing complaints against this company. We were lied to, blatantly. Now we are left trying to put our life back together. The owner, a man named Roger, said he was "going to look into this" but I never heard from him! That was a week ago. My parents and my cousin are both planning to be buying a new house and selling their current homes and they will absolutely NOT be working with this company. I have cautioned everyone I know to stay away. I wish we knew before! read more

Absolute professionals!!! I have bought many houses and this was by far the most painless, easy, and convenient mortgage I have ever applied for and received. They offer the best possible rates and are there every step of the way to help guide, advise, and answer questions. They are very personable and knowledgable. I cannot stress enough how easy the process was with Blue Water. Ask for Rick, you will not be disappointed!!! read more

We have re mortgaged twice to get a great rate. Blue Water makes the process seamless. You don't get any better. read more

Jennifer Winnes and team did a fantastic job with our refinance. Not only were they the lowest quote, they ended up below the quoted cost when we closed! Jennifer is very knowledgeable and was able to answer all my questions very quickly. I highly recommend Jennifer and her team. read more

Jonathan Ferrante and his team (especially Ann Tatem and Nicole Rust) are simply amazing. I had been working with another lender for over 6 months and the entire process was nightmare. Being a first time home buyer I just thought it was normal. I eventually decided decided to look at other lenders and found Jonathan. For the first time in 6 months things were actually explained to me and unlike the other lender, Jonathan never promised anything he couldn't deliver, and delivered on everything he promised. After I switched to him, it became really important to close within 3 weeks, and the entire team worked tirelessly up until the final hours leading to the closing to get it done. It was miraculously closed on time and I cannot say enough good things about this team. Rest assured that if you work with them you are in great hands! read more

Working with Blue Water Mortgage Corp was a great experience. My wife and I could not be happier with the process. We felt like anytime there was a question or a concern that it was answered and addressed quickly, we had all the information we needed to know what needed to happen each step of the way. The expectations where made clear on what was needed from us to provide and when. We felt like we go personal attention, it felt like we were their only clients. From the initial interaction with Roger and Application process all the way to the closing that Paula helped finalize, we felt informed and we felt like Blue Water had everything under control. The closing was able to be done a week early and it was a breeze. I highly recommend Blue Water Mortgage read more

We worked with Jay Healy at Blue Water Mortgage and were very pleased with how he handled us as clients. While it was only our second time getting a mortgage, Jay was extremely professional and service oriented giving us detailed information at every step of the way while explaining the process, what to expect, and when. His communication was excellent and I highly recommend him. I'd give them 5 stars but I'm the type of person who believes there is always room for improvement, even when I can't see where that might be. read more

When we decided to refinance, it was a no brainer to go with Blue Water again. I contacted Roger and he called me immediately. He worked with me to develop a worksheet on different scenarios and was able to ease my mind that I would not only be saving money, but I'd be able to do home renovations as I wanted. The process from start to finish was 4 weeks flat and both Roger and his assistant Paula were prompt and thorough with every detail and communication. I would recommend Roger and his team through and through to our friends and family. They work with an assortment of mortgage options and will try their hardest to guarantee you are approved. They are definitely the experts in the Seacoast area and I look forward to working with them again one day! read more

I would never recommend this mortgage company. The buyer of my property was pre-qualified by Rick Schlager, Senior Loan Originator. Buyer was upfront with Schlager and told him there was a prior foreclosure on a property and submitted all the documentation to Blue Water. He requested the buyer's credit report but failed to recognize that there was no discharge of a prior foreclosure deed. This was not brought to my attention until the title company started their legal work. In the meantime, I removed the property from the market and we lost 45-60 days because we needed to get the condo project FHA qualified. Jason Caruso, Schlager's manager was supposed to follow up but never did. Numerous calls and emails went unanswered. Again, I would never do business with this company. read more

I worked with Lee Talewsky who did a fantastic job on my mortgage process. Kept me informed and updated right through the process. She worked hard and made the loan process manageable and easy. She was able and willing to address any concerns I had. She was willing to communicate with me by means of email,text, and phone calls, even on weekends. She worked hard to move the process quickly and meet deadlines. I also appreciate that she made it known that I could contact her even after closing if I had any questions pertaining to my loan. I had shopped quite a bit to get the best rates and came across many lenders/brokers. So it was easy for me to compare. Lee really stood out head and shoulders above the rest. Its not always about solely the mortgage math and rates. Its also about the quality of service, hard work, persistence that goes behind the scenes and Lee outshone in all of them. read more

I can't say enough about how great this company was to work with! Jason and Ann helped us through every step of purchasing our home, from securing financing to after closing. Every phone call and email received a quick response, and my concerns were always taken seriously. They took great care of us during a time that was very stressful. When it comes to finances, you really need to trust the people you're working with. I am unbelievably grateful their services were recommended to me by my realtor. read more

I would certainly never recommend this mortgage company. I relied upon their expertise and to also keep a very close watch on the rates and they failed to serve in this way, entirely. Not recommended...not even in the slightest. read more

Extremely happy with Blue Water Mortgage company! I was buying a home in NH and was originally using Metro CU. We were all the way to underwriting and they decided that I needed to put in a radon mitigation system BEFORE closing. Since our seller was already putting in a new septic system, she would not foot the bill for radon... so the financial burden was on us. For this house, it would have been a $7000 mitigation system for water and air. Not cheap! And we just didn't have that kind of money. With only about 30 days until our closing date, we decided to switch lenders with the help of our realtor. I started working with Jay Healey and he even helped cover the cost of the bank appraisal (since the appraisals were not transferable between lenders). We only ended up losing a few hundred dollars to switch. Luckily BWM was so on top of things that we signed on time, all with the same rate and even lower closing costs! I couldn't be happier! read more

We worked with Laura at Bluewater and she was fantastic! Our long distance relocation meant we were communicating across six time zones. Despite the challenges involved, Laura was always quick to respond to all of our questions. She was a great facilitator and worked with everyone involved with our closing to keep things on track and ensure that all the boxes were checked along the way. Laura offered wonderful customer service, listened to our needs, and found us just what we were looking for in a mortgage. We would happily work with her again and recommend her to friends. read more

We were forced to use this company in Fall 2010 due to seller contract requirements, however, they proved to be an excellent find. They were able to provide a rate lower by 1/8 of a point over my buddy who is a mortgage broker. In addition, they were able to close the loan in less than 30 days which was fantastic for us and the seller. Customer service was top notch. I will definitely use them again on future purchases or refis. 4.125 on a 30 year fixed with 0 points!!! Woohoo. read more

I had an excellent experience with Blue Water Mortgage and would highly recommend them. Derek was wonderful and really helped me, a first-time home buyer, understand the process and my options. The mortgage part of my home buying process went without a hitch thanks to his expertise. read more

This is my first home buying experience, and I went very very wrong by trusting Blue Water Mortgage. Now, I am purchasing a house using an FHA loan, and I understand they are difficult to work with. However, it is now clear to me that Blue Water has zero clue how to work with FHA loans, a detail I would have preferred to have been told prior to proceeding with Blue Water Mortgage. Our closing date has been extended twice now, looking at a third time, all due to errors made by this company. Blue Water has not taken responsibility for any errors, placing the blame on others, and making ridiculous excuses for not completing papers etc. on time. I am a very calm and understanding person, but I am not an idiot. I expect people who work for me to take responsibility and to give me explanations and updates. Not only are errors being made and deadlines not being met, but I never receive phone calls with updates. It is a huge hassle to find my broker via phone to ask for an update. Seeing as my commitment letter states a loan will be provided to me 5 days ago, and we are looking to extend our closing date YET AGAIN, I have no hesitation when I say that the brokers at Blue Water Mortgage company are not only unprofessional, but incompetent. Hopefully if you just began your journey with this company, you are not using an FHA loan. I hope you have better luck with this company than I did. read more