They tried to scam me asked for deposit 20 days before even the apt was empty,when zI asked to see…read morethe apt they sent me to a different one, they lost their temper watching me unravel the scam,never returned my call as we decided after seeing the "apt",asking for $1,876.00 deposit office scammer yelling at me ,playing victim...pathetic WATXH YOUR hard earned money

This is my third time buying or refinancing a mortgage with Diversified funding. Kenny and staff A+…read moreratings, so professional and knowledgeable. They will always try to get you the best rate out there. I will recommend them to everyone who wants a good and smooth experience refinancing or getting a mortgage at the best rate. Thank you

We worked with John Nevolo to purchase our first home in '19 when he was employed at Jersey…read moreMortgage and he locked us in at 5%. In '19. Our credit scores were excellent, no debt/loans. At the time we were mid-twenties, 1st time buyers, and thought this was a good deal because we listened to him. He screwed us in retrospect. We liked him, he had this used car salesman-type charm but also kept making parallels between us and what him and his wife did when they were our age. It was heartfelt-we fell for it. We ended up refinancing down to 3% shortly thereafter with the company John sold our loan to. Skip to Spring '24. Rates are around 8%. We have a baby and getting the itch to start looking. We finally had an offer accepted in Sept '24. Rates are now ~6%. We figured we'd give John another chance, he was now at NJLenders and he told us he had more flexibility. It wasn't a good decision, here's why: John repeatedly asked us to buy points, despite the fact John and the rest of the USA knew rates were coming down. Our final straw was when John called us to give us another 'offer' - buy down your rate from 6% to 5.675 for $9K. An absolute and utter sham. Oh and per John - you have 3 hours to think about it and I can 'lock it in'. This is one day before rates plummeted and this was the third time John tried persuading us to buy down points for astronomical amounts. It was at this point that me and my said uh oh - this guy is trouble. After the $9K offer, we asked our realtor to share his lender. When we told John why we even considered calling a different lender (because of the $9K sham) and tried being candid with him out of respect, he admitted that the $9K offer was 'a bad deal' and he 'wouldn't have taken that either'. Who wants to do business with someone like this? When we came to John to tell him the other lender offered us 5.75% clean-no points to buy down- he started with 'oh, you don't have time, you both work and that lender is likely adding hidden fees to make up for the lower rate.' FALSE. We compared the 2 loan estimates- it wasn't true. A few days go by. He calls us again, extremely pushy. Saying he will lock us in at 5.85. No points. Where did that come from? Why do we get the best he could do this late in the game? It was still higher than what we got from the other lender. We said no thank you, ended the call amicably. We tell him via email to withdraw our loan. As a last ditch effort he's really pulling for straws now - he tells my husband to ask our REALTOR to buy down points. His reasoning is the realtors are the ones that are making the money! I am not sure at this juncture if this man is sane and can't understand how he has been doing this for 30 years. I am insulted that he thinks we are this inept. We said no thanks, close our file, and ended the call amicably. During this entire process things were said that didn't sit right with me. One of them is a true issue I feel obligated to provide to anyone thinking about working with NJ Lenders, solely because they employ him, and John Nevolo himself as he is licensed in the state of NJ. When we were speaking to John and he was scrambling, stuttering, trying his absolute best to sell his 'deals' he tells us that only a small percentage of people shop around for lenders and he said as an example, he couldn't stand dealing with Indians because that's all they do is shop around for mortgage rates and that they are the worst to work with because of this, he'd rather not even be bothered. That's ALARMING. The reason why I'm taking the time to write this review is because I was pushed way too far at the end and here is why. When you switch lenders, you have to get the appraisal transferred if the appraisal has already been done. Usually this is a simple process. After following up for 3 days, John was not agreeable to transferring the appraisal to us and tells us via text to buy another one with our new lender. I absolutely lost my mind. I was so angry at this point after all of the things this man had tried to do to us while we maintained respect for him. I called him and told him how disgusted I was by him and his dealings. A person can only be pushed so far. Thankfully, our new lender used to work for NJ Lenders and knew the owners and was able to get the appraisal transferred but - WOW. It was discovered that John didn't even ask the right people at NJ Lenders for the appropriate protocol for transferring appraisal. He wasn't even trying. After attempting to screw us so many times again and again, this guy right up until the bitter end just couldn't manage to do the right thing. John has likely screwed enough people and he is so close to retirement now that I'm not sure he genuinely cares which makes him even more dangerous and predatory. I hope this review serves as an example and saves others from the headache my husband and I endured. If John did it to us twice, he'll do it to you.

My original call with a team at NJ Lenders was great. But when I needed to begin a process to…read moreactually pre-qualify for a mortgage and have a discussion about what I could afford, they weren't available to run numbers and have that discussion, even after they ran my credit. It took 4 days and still couldn't get a phone call from them. They were never available when I called them, either I'm sure that my purchase price was lower than most of their clients and I don't know if that was the cause for the slow response from both of them. I would recommend looking elsewhere.

My husband and I had the pleasure of working with Todd and his team as first-time home buyers, and…read morethey all did a phenomenal job. We originally discovered Todd through Yelp and decided to give him a call, he was readily available to answer all our questions and get the process started. Once all our paperwork was submitted, he was able to get our preapproval quickly, little did we know we would be on a lock down due to the pandemic shortly after. Fortunately, Todd was understanding and had patience with us during this crazy time. Once things got a little less hectic, we were able to pick back up where we left off. He took the time to explain our loan options on multiple occasions and was ALWAYS available to answer all our questions. Todd put a lot of hard work and dedication into getting us the right loan that worked for us, all while keeping our best interest in mind. He was able to provide us with an FHA option as well as a conventional. We decided on the FHA since it made more financial sense for our situation. We were made aware by our realtor that the process for an FHA loan can take longer than others, but with the dedication of Todd and his team we were cleared for our FHA purchase in only 11 days!!! The seller really wanted to close by a certain date which seemed impossible at first, but Todd pulled through and made it happen. He communicated very well with our realtor and attorney throughout the process, everyone worked great together overall as a team. Being a first time home buyer can be both stressful and scary, we had a million and one questions, we would call the office throughout the day, as the phone would ring on my end I would think to myself "they probably think we are so annoying", but once they answered the phone they were very patient and tentative and made us feel extremely comfortable no matter how many times we had to call them. In conclusion, Todd took a major weight off our shoulders by guiding us throughout this entire process. I would highly recommend Todd and his team to anyone looking for a mortgage loan. His services are outstanding, and we will forever be thankful for all their dedication to get us into our first home!!!

As a realtor, great experience working with Todd at Brighwire on a few transactions. Always a…read morebreeze getting right to the closing table!

We met Anthony at an open house and immediately knew that he was going to be a great agent. He took…read morethe time to know what we were looking for and was able to help us find a home in the area we desired. He made sure that all of our concerns were addressed and was a great communicator. His knowledge and work ethic were phenomenal. Highly recommended!

Our home buying process was super easy with Mid Realty. Dina was our realtor and she got us an…read moreamazing home in such a competitive market. Dina treated us like family and made sure that we were aware of everything that was going on with the home. She was always a phone call away, every time I called she was always there to answer. We were also able to get a much better mortgage on our home due to Dina who referred us to an outstanding mortgage company. We were able to close on our home within 2 months. I literally have not one single bad thing to say about Dina and Mid Realty. I highly recommend Dina and Mid Realty for anyone looking to buy and sell a home!

Joe Palau Keller Williams is the best if you want to be educated and well informed along the way;…read morefinance background helps him tell you what to expect, ask, and ultimately makes a very stressful process into something interesting, exciting and informative. Besides going above and beyond, knowledgeable, having amazing flexibility, personability with even the toughest clients, he's honest and provides the necessary guidance for your journey. We had several realtors and none worked out until we connected with Joe Palau. You will not be disappointed.

Having lived abroad for the better part of my life, my situation was unique in that I had no US…read morecredit history, so getting a mortgage was a grueling process, which I would not have been able to accomplish without Deborah. She is the kind of person that leaves no rock unturned and she simply does not take no for an answer. I would not be living in my wonderful new home if it hadn't been for her! She definitely knows her line of business and excels at it, and was a huge help every step of the way, not only as a realtor, but in guiding me through every single other detail of the home-buying process. I'm positive that I could not have done it without her!

Manuel Gonzalez and his team are spectacular ! I was in search for a home in the summer of 2018 and…read morehe guided me step by step to prepare us for the mortgage approval that we had in mind . He gave us a step by step approach and we followed it. Fast forwarded to now , we just closed on our home . Not only did he show us multiple programs he explained to us the pro's and con's of each . We had no problem with our paperwork as he had everything on file . Everything went 100% as promised ! If you are looking for a wonderful team , Manuel is the guy !! I highly recommend Manuel and his team as I will be using them in the near future ! Mike

I've been in the mortgage business for 30 years. When it comes to obtaining my own mortgage I go…read moreto Manuel Gonzalez. Why? Because I know the business, I know great rates and I know what's true or not. I don't want my own company knowing my personal financials. So going with Manny gives me the best loan and experience at honest rates, points, and fees. You will always win closing with Manuel Gonzalez.

I found Tony Murphy by looking at his reviews and everything that I read about Tony was true. We…read moregot an offer after three months on the market and Tony helped us maneuver how to work with our tenant through all of the showings and updates along the way. Tony is very knowledgable and gave us great tips on how to stage our home and the proper price range to list at based on the neighborhood. He is professional and easy to work with as he is always responsive and made himself available when my husband or I had questions. Thanks Tony for everything. Your satisfied clients, Sue and Jim

Tony is a great guy to deal with and did the best he could to move quickly during the lockdown. We…read morefinally got done after months of waiting and he helped me along with many issues that had to be resolved. I consider him a good friend after all was done . You can trust Tony he is a special kind of guy. God bless you brother .

Five stars for Sean. He is a consummate professional--highly attentive, knowledgeable, and patient…read morefrom mortgage pre-application through closing. His expertise, style, strong relationships with a wide array of lenders, and team orientation (working very smoothly with my real estate agent and lawyer), made the mortgage process easy, securing a great rate for me. Sean's talent and expertise will save you an enormous amount of legwork in NYC's high-speed competitive real estate market. Highly recommend him for anyone looking for top-notch service in NYC.

Sean and Nicole are so kind, professional, and knowledgeable; they had our best interests in mind…read moreand we felt trust in them throughout the entire process. Despite the uncertainty of the current landscape, we were provided with frequent check-ins and guidance. Sean took the time to listen to us and to talk us through everything, and getting all our documents organized and uploaded felt pretty straightforward. Nicole and Sean were always impressively prompt in answering our questions and allaying our anxieties, and managed to get us rates that beat our local banks' by far! Our entire process was virtual, and we'd had little sense of what to expect before working with Sean. With larger institutions, I'd felt like just a number, but Sean really went above and beyond in helping us understand the process, as well as in advising us about how to proceed. Nicole and Sean definitely smoothed a complicated process, and we felt super lucky to work with them! Block has the best rates and the best service, and they really understand the NYC market.