1. C2C Brokers

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    Gloucester Point, VA

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    C2C Brokers

    5.0 (1 review)
    Closed 9:00 am - 12:00 pm

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    1 year ago

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    Tom Pessemier - Edge Home Finance - Tom Pessemier, Branch Manager

    Tom Pessemier - Edge Home Finance

    (10 reviews)

    Tom is a superstar loan officer. No joke…read more I'm the third of my siblings to utilize his services in purchasing a home. I used to be a loan officer myself, but never delivered near the quality of service and financing options that Tom was able to provide. My brother and sister were also pleased with his work. Tom goes the extra mile, or five, for that matter. Period. He becomes personally interested in making sure that your loan works out - beyond the commission. He is patient, understanding, and resourceful. His advice was spot on, every time. Because of his expertise we were able to lock ONE DAY before the rates began to climb (2013)! He was tracking the current news on the Fed's decision to pull out of mortgage backed bond purchasing and let me know that we needed to lock if we wanted to avoid what would inevitably be a rate increase. I took his advice, we locked, and we saved. My purchase was an interesting one. I had some odd income that made my purchase a little more complicated than perhaps most. On top of this, I was purchasing from my brother who was moving out of state. His rate lock was entirely dependent upon my rate lock and my closing on time. There were the normal closing conditions along the way, but Tom was able to get me closed in enough time for my brother to close on time too! *sigh* What a relief that was! If you take the time to listen to Tom's advice and consider some of his suggestions, he WILL find a way to tailor a beneficial financing plan to your specific situation. I am not overstating it when I tell you that, because I chose to work with Tom, he saved me literally, tens of thousands of dollars over the life of my loan by getting me an exceptional interest rate and by making suggestions that saved me an great deal of money up front. If you want someone that will go the extra mile for you (or five, as he did for me), Tom Pessemier is the right choice for you. This is an honest review. The experience I had was THAT good.

    Highly Recommended! Tom and his team of experts went above and beyond and exceeded every…read moreexpectation of the home buying process. Tom takes the time to listen and understand the needs of the home buyer and together with his team the process was seamless. From the beginning to the end, Tom ensures you are confident, well represented, and never overwhelmed. Thank you Tom Pessemier and Team for making my home buying dream a reality!

    Tidewater Home Funding - Tidewater Home Funding, LLC., and its affiliates, are licensed in VA, NC & FL (nmlsconsumeraccess.org). Equal Housing Lender.

    Tidewater Home Funding

    (8 reviews)

    If it weren't for Tidewater, we may not have been able to buy our current home. They will work…read moretheir asses off to find you a loan and help you throughout your entire home buying process. I loved the office and how welcoming they all were. Our agent was the sweetest woman and was very informative. I though the process was going to be long and horrific, but she had us out of there within a half hour. They were referred to us from USAA, so I am not quite positive who all they work with, but if you are ever referred to them, give them a whirl. They certainly helped us out and made the process all the more easier, and I love my cozy new home :)

    Hearing everything in recent years about how much of a nightmare buying a house can be, I was…read morereally apprehensive about how the process would go. Am I ever glad that our Realtor referred us to Tidewater Home Funding. From the first call with our loan officer to get preapproved, we were treated like gold. The process of meeting in person to sign all of the initial loan application paperwork went so smoothly and I felt so reassured about what would happen next and what to expect. Like Nikki's photo suggests, I walked in to a sign on the desk personally welcoming me. I was kept informed throughout the entire process and was never left wondering what was happening at any given point in time. I tried to be really proactive and do my homework about any piece of documentation possible that might be required. Between that and our LO's dilligence, I never had to go back after that first meeting. The day we looked at the house we wanted, our agent suggested a closing date of January 28th and Tidwater Home Funding ensured we met that date. I couldn't believe how the entire thing went off without a single hitch or the constant back and forth that I've heard so many other people describe. I would absolutely recommend THF to anyone considering buying a home. I couldn't be happier with the process and of course, the outcome...our first home.

    C2C Brokers - mortgagebrokers - Updated September 2026

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