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    Southern Trust Mortgage

    2.6 (20 reviews)
    Open 8:00 am - 6:00 pm

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    3 years ago

    service request was horrible mia communication. sharing of PI to others without consent. STAY AWAY.

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    7 years ago

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    10 years ago

    I had an amazing experience with Laura Glasby I could not have asked for a better person to work with for my first home THANK YOU!!!!!!

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    Tidewater Home Funding - Tidewater Home Funding, LLC., and its affiliates, are licensed in VA, NC & FL (nmlsconsumeraccess.org). Equal Housing Lender.

    Tidewater Home Funding

    (8 reviews)

    If it weren't for Tidewater, we may not have been able to buy our current home. They will work…read moretheir asses off to find you a loan and help you throughout your entire home buying process. I loved the office and how welcoming they all were. Our agent was the sweetest woman and was very informative. I though the process was going to be long and horrific, but she had us out of there within a half hour. They were referred to us from USAA, so I am not quite positive who all they work with, but if you are ever referred to them, give them a whirl. They certainly helped us out and made the process all the more easier, and I love my cozy new home :)

    Hearing everything in recent years about how much of a nightmare buying a house can be, I was…read morereally apprehensive about how the process would go. Am I ever glad that our Realtor referred us to Tidewater Home Funding. From the first call with our loan officer to get preapproved, we were treated like gold. The process of meeting in person to sign all of the initial loan application paperwork went so smoothly and I felt so reassured about what would happen next and what to expect. Like Nikki's photo suggests, I walked in to a sign on the desk personally welcoming me. I was kept informed throughout the entire process and was never left wondering what was happening at any given point in time. I tried to be really proactive and do my homework about any piece of documentation possible that might be required. Between that and our LO's dilligence, I never had to go back after that first meeting. The day we looked at the house we wanted, our agent suggested a closing date of January 28th and Tidwater Home Funding ensured we met that date. I couldn't believe how the entire thing went off without a single hitch or the constant back and forth that I've heard so many other people describe. I would absolutely recommend THF to anyone considering buying a home. I couldn't be happier with the process and of course, the outcome...our first home.

    LoanCare - The check stub for the exact dollar and cent amount.. verified mail.

    LoanCare

    (1.5k reviews)

    A website that cannot take my social security number in a basic input is inexcusable to me as both…read morea loan holder and a software developer. UPDATE: I called customer service. "Invalid social security number" is simply a misleading error message. In our case, the transfer of data from Quicken (including the release of SSN) won't complete until after the effective date of the transfer. Then we will be able to make an online account. I am hoping the 60 day protection period ("expected and normal", per phone rep) for this transfer will mean that a naturally late payment (through no fault of our own - I cannot pay online without an account!) will indeed work out, and that the rest of the transition will be smooth. But as you can see, I am already a bit cynical. I will try to remember to update this review if things improve, though (with the caveat that a star will ABSOLUTELY be lost if there are extra fees for the convenience of paying online. This is 2020, folks. Paper is dead.) On the brighter side, our representative was very clear and kind.

    Loancare is costing me an ADDITIONAL $1100 along with getting another mortgage payment from me…read more(today was supposed to be the closing date on my house!!) but since this business operates like it's run out of a basement, we now have to pay for a rate lock extension for our Buyers so we don't lose the sale of the house. I said I would escalate things as high as I need to, and I know follow through is something no one at Loancare is familiar with, but they will all get to see what that actually looks like. I already filed an official complaint with the CFPB and am actively exploring any and all other avenues. 0/5 stars. Loancare is a nightmare to deal with and their incompetence forced me to file an official complaint with the Consumer Financial Protection Bureau (CFPB) due to their absolute negligence. I had a partial claim that was done for deferred payments during Covid in 2020 and now that I'm trying to sell over 6 years later, turns out they never sent the claim to HUD so the closing company can't get the required payoff statement. Almost 2 weeks of getting the runaround from their under-trained phone call reps saying "they don't send that to HUD" and "the county is supposed to send that to HUD" (spoiler alert, that is NOT their responsibility) to now they seemingly have figured out after almost daily calls that it IS their job to do that, they may have delayed my closing by 4-6+ WEEKS. Which means they can now get even more payments and interest from me, smells like fraud doesn't it? I'll ask a lawyer. Twice they seemingly opened a case and had someone working on this and it looks like each time it got assigned the person went "I don't know how to do this and/or this isn't my job!" and closed it out despite me sending ample explanations/documentation, of course I never got a call or message about it. It's not my problem Loancare didn't do their job nor is it going to be, if I don't get a call back from your Resolution Team like they stated to me on their recorded line, I will escalate this as high as it needs to go.

    Sierra Pacific Mortgage - Casey Costello, Manager, NMLS #: 266555

    Sierra Pacific Mortgage

    (1 review)

    Josh Tellefsen is the best broker you'll ever find! I bought my first home as an investment,…read moreknowing it was not my forever home, but expected to be there a number of years. Then just after two years of being in the house, I stumbled across my dream home that was in the perfect location and was literally a once in a lifetime find, AND just happened to be for sell! There were so many things that had to happen and so many stars that had to align for this to work out and thanks to Josh Tellefsen and Matthew Moffit at James & Lee Realty who moved worlds and created the perfect alignment, I now have it! Josh helped me come up with a plan for refinancing my first home and getting a fantastic rate on my new mortgage. Any time I would go into the bank for a money order, they'd say, oh you are buying a home? We've got great competitive rates! I'd look at them and say, uh no thanks, my broker got me a rate better than the bottom line rate you advertise! Not only did he help me with a plan and get me a fantastic rate, but he helped me get a great deal on insurance with a great insurance company, prodded the VA appraisers when they were creating delays in my appraisal and made sure I was informed every step of the way! It was so fantastic to get a phone call in the afternoon just to let me know where we were at even if nothing had changed, the piece of mind that he was tracking it was huge! I can't say enough about Josh and Matt, these two gentlemen have gone above and beyond and outside anything required of them just to help make things easier for me. They were always there to support no matter the time or day. I don't think there is any way they'll ever know how much I appreciate them, but if you EVER need a broker or realtor these are your guys! If you are in the market to buy or even just thinking about it, give Josh a call!

    Southern Trust Mortgage - mortgagebrokers - Updated August 2026

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