[[HIGHLIGHT]]We just used Kyle to finance our second home and I can't imagine using anyone else.[[ENDHIGHLIGHT]] We recommend him to everyone we know. He cleared our loan to close incredibly fast, helped us navigate a really unfortunate situation trying to sell our existing home and was always super responsive when we had questions or needed something. [[HIGHLIGHT]]After closing two homes with CLA, there's no one I trust more to help me through the process.[[ENDHIGHLIGHT]] read more

[[HIGHLIGHT]]Kyle Darrow was very patient and helped me navigate through the steps of refinancing my loan.[[ENDHIGHLIGHT]] [[HIGHLIGHT]]He was always friendly and easy to reach.[[ENDHIGHLIGHT]] [[HIGHLIGHT]]He didn't hesitate to answer my questions even during the weekend.[[ENDHIGHLIGHT]] His problem solving skills are outstanding. He always found the best solution for every step. I had an excellent experience and will always go back to him for my loan needs. read more

[[HIGHLIGHT]]I recently worked with Kyle for my refinance, and I'm thrilled with the results![[ENDHIGHLIGHT]] I highly recommend Kyle to anyone looking to refinance. He was knowledgeable, professional, and responsive, exceeding my expectations. [[HIGHLIGHT]]I'm incredibly grateful for his help![[ENDHIGHLIGHT]] read more

I was introduced to Kyle Darrow by my realtor Adam Sequest. We wanted to offer a short closing on our purchase so Adam said that Kyle is the best and was confident Kyle and his team could get our mortgage done quickly. [[HIGHLIGHT]]The CLA mortgage application app is very user friendly and made the process of applying quick and easy.[[ENDHIGHLIGHT]] [[HIGHLIGHT]]I was able to upload all the documentation on their CRM and stay organized with all the required conditions.[[ENDHIGHLIGHT]] Kyle had a team that was quick, efficient, and friendly. They are extremely knowledgeable about the underwriting process. [[HIGHLIGHT]]We were in a complex situation since we owned several businesses which meant sifting through over 8 different tax returns. They were always quickly responsive and we were able to close on our home right on time.[[ENDHIGHLIGHT]] read more

Kyle and Dave helped us with each step in our refinance process and always responded quickly when we had questions.

CLA put us in a strong position for our bid on our first home purchase (that we won!) with the ability to close in 14 days. They were absolute rockstars in getting everything done quickly while also taking the time to walk us through the process beforehand so we felt confident in the (very overwhelming) home-buying process. The rate he helped us lock in was very competitive too (we did shop around). [[HIGHLIGHT]]They were very responsive throughout the process, even at odd hours of the night.[[ENDHIGHLIGHT]] I'd highly recommend Kyle and CLA to anyone in the market looking for a home loan! read more

We worked with Kyle as we were in the process of purchasing our first home. Kyle and the team were absolutely incredible, they made the process really easy to understand and were always available. We appreciate Kyle's knowledge and expertise and always being able to jump on the call to explain things to us about the loan as we were first time homebuyers. Thank you for your support as we are now enjoying our home. read more

We are first time Home Buyers and [[HIGHLIGHT]]Kyle and his team( Chuy) made it happen. They are professional, knowledgeable and caring to help you achieve the American dream of owning a home[[ENDHIGHLIGHT]]. The process was nerve wracking for us but thanks to them and their step by step help it made it seem less so. [[HIGHLIGHT]]We are extremely happy with our choice and their assistance with everything, we thank you and wish everyone the best[[ENDHIGHLIGHT]], We highly recommend this team. read more

We can not thank Kyle and his team enough. If you are a first time home buyer and you need an honest company that you can trust that's not going to take advantage of you, someone who will be there to answer all your questions, and make you feel comfortable all while getting you the best interest rate available on your home loan then you have come to the right place. While working with Kyle he was very professional, excellent at communicating with us, extremely knowledgeable. and very kind. We couldn't ask for a better team to be on our side. With many thanks in helping our Dreams Come True, Kyle you and your team ROCK! Thank you! If I were able to give you a million stars I would. I highly recommend Kyle at CA. Loan Associates, they are amazing! read more

Kyle and his team are my go to lenders for a reason. With my latest experience with Kyle he met with my buyer, explained all of their options, and was quick to respond to any and all questions and phone calls. He called the listing agent after we submitted our offer and found common ground with them and was a huge factor into why they chose our offer. My buyer made a poor choice that he was not aware would effect everything that we were working towards. It was a first for both Kyle and I. He told me "I will take the day to brain storm a solution and I will find a way to make our buyers dream of owning a home happen". I was on the edge of my seat! Kyle not only figured out a solution, he came back to us with 3 different options and single handedly saved our deal and made our home buyers dream a reality! Kyle and his team all have honesty, drive, and heart. They are the lenders that I want on my side during these wild markets. Corinne Keller Williams Tag Realty Team read more

Kyle is first class! My family and I have been working with Kyle for the last 13 years and I wouldn't change a thing. Kyle will work tirelessly to make sure you get what you need. I have never worked with someone who takes so much pride in what they do and will go to the end of the earth for you. I can tell you this much I will not work with anyone else, Kyle and his team are stuck with me forever!!! If you choose another mortgage broker let me just say you will be making a mistake...a big mistake...actually a HUGE mistake! read more

As a Realtor in Northern CA. whom I refer my clients to is of the upmost importance! Kyle Darrow at CLA stands out as an exemplary mortgage lender. His unparalleled dedication to his clients is evident in every interaction. Not only does he possess deep industry knowledge, but he also genuinely cares about the well-being of his clients. Working with Kyle ensures a seamless and supportive home-buying journey. Highly recommended! read more

CLA was extremely fast, helpful, responsive and professional! I would love to work with them again.

My family and I are grateful to Kyle Darrow, Dave Marquez, and the team at California Loan Associates, who successfully help us close our first-ever home in America. It all started with the first meeting with Kyle, where he explained to me in detail the process of a mortgage. At one point, I told Kyle that I no longer planned to purchase a house in the near term, and Kyle took the news with complete understanding and still offered his help if I changed my mind (which I did a few days later). From then forward, Kyle and his team went full speed ahead, guided us, fought for us, and got us approved with the best APR on the market with the lowest closing cost. Yes, I checked with the other home lender, including the "favorite lenders" and large banks. No one can touch the term that Kyle offer, but most importantly, no one can touch the PERSONAL CUSTOMER SERVICE that focuses on CARING to the customer like Kyle and his team. Kyle even introduced me to one of the best rates for home insurance. Come to think of it, Kyle even got back to us with the lower rate even after I accepted, the higher rate that he initially prepared for us. I am in sales, and I fully understand the term "people buy from the people they like." Well, in our case, not only do we like Kyle's service, but we also like the unbeatable mortgage deal he gave to us. Long story short, My family and I won a wonderful home from my family, and I think you should, too, by choosing Kyle as your mortgage agent. read more

Excellent customer service with Kyle and his team. They were responsive, found the best rates for us, and kept us on track to close on our purchase. Highly recommend! read more

Kyle Darrow of CLA Loans lived up to the company slogan, "Home Loans Simplified". He made us feel that we were part of the family and he was our advocate from Day 1 until we closed Escrow. He made sure that we had the best package on hand and offered a very competitive rate that was way lower than another broker/lender that we looked at. He is a super positive minded individual and would go above and beyond to search and research for complicated answers. He is a problem solver for issues that may seem impossible to resolve. He is a persistent fighter, who would search the 4 corners of the earth to get your answer and would 200% make sure that you are well informed of the process before you proceed. Kyle and CLA Loans team are God sent. They were able to secure the loan for us with a lender, and fought all the way to make sure that our terms were met or to the closest proximity as possible. I, 200% highly recommend Kyle Darrow and his team at CLA Loans for their speedy service and they are a broker that can close Escrow in just 8 days. They are the BEST Lending Broker EVER!! #GoTeamKyle #GoCLALoans read more

I can't praise this business enough! After years, our dream has finally come true and we're home owners! Thanks too CLA for all their expertise and getting us pre approved on a loan. My realtor recommended Kyle and his team because I had a unique situation - owning a small business, a co signer etc. and I'm so thankful she did! The whole process was smooth & straightforward, and we closed on a house in 2.5 weeks!! I can't recommend them enough, and will absolutely continue to work with them in the future! read more

Kyle Darrow & Team at California Loan Associates had immense knowledge of the current Mortgage Loan industry and my family would refer him to ANYONE. Fast, responsive, reliable. Better than ANYONE else in the California market. Doesn't even compare! Go with Kyle Darrow and Team of California Loan Associates. read more

Well, we do not know where to start for thanking Kyle, Dave and Brittany on enormous help in our new home purchase. Let me back it up so you all understand in what pile of s**** we were in and a friend referral came in at the 12th hour for help. Started a process of procuring a new home from a very famous national builder. We had almost 60 days to close on the house with flying color approvals. I was on top of all documentation so in week 1 of 7 week process they had everything they could ask for + clarifying documents that I produced. Fast forward to 3 business days from the move in date, I get a call from the builder's own mortgage company stating (out of the blue) we might not be able to get you approved . Mind you moving out of state and a pregnant wife entering last 45-60 days of pregnancy. Not to mention credit score and income are stellar. It was a Saturday morning, talked to my good friend who told me "hang up and call Kyle, he will get it done". I thought to my self "no way in given amount of time". In middle of trying to approve external funding and some back end credits (half of what was approved), Kyle and team were able to fully approve and get the loan funded in less than 7 days. It could of been quicker if the builder sent all docs on time, but they dragged their feet. We got a slight extension on closing date to get this done. In this process, they got us a better rate with half of the back end credits needed and much favorable closing costs by 10-15%. Advise: get your back end credits approved and call Kyle to give you an estimate....like a Geico commercial, they can save you money. That is why we are forever grateful for their help, acting fast and always being in communication with me to keep me abreast. Thank you, CLA Loans. In case anyone needs to contact me for reference, ask Kyle for my info and I'll be happy to chat with you. These are big purchases and everyone needs help and best advice. Robert Radusinovic read more

California loan associate does some amazing work. They are prompt and they know the loan business so we'll

Kyle gets the best rate and closes faster than anyone in the business. I have had a couple refinances with him and no one can touch the services he provides. read more

My wife and I have known Kyle for over 15 years. He has always given us the lowest mortgage rates available. We have referred Kyle to family and friends with the greatest confidence! Kyle is a tireless worker who would go far and beyond to meet your Mortgage needs. Thanks Kyle for the many times we have used you for our home and rental properties. Raul Carrillo read more

Absolutely the best business. We will never use anyone else for a loan. Very responsive, positive and friendly. Treats you like a valued client. I recommend them to everyone I know. read more

I had one of the most amazing experiences working with this mortgage company highly recommend them thank you Kyle

Had a great experience with California Loan Associates. Kyle was very responsive, answered our questions thoroughly and provided prompt assistance. Would definitely recommend to friends/family. read more

Worked with Kyle for my home purchase. 100% satisfied! He has talent for being professional and friendly which believe me isn't always easy to do. He's super knowledgeable! Taught me a lot about the loan process and even got me a better rate than I expected. Was with me every step of the way. The process was smooth and seamless. I honestly can't find anything to nit pick. The guy was wonderful from start to finish. read more

WOWWWW. These guys just blew me away with their work ethics. Charles Sherman went above and beyond in helping me refinance my loan and just when I thought he's the only one like that, BAM I noticed his whole team is as good, if not any better. lol My situation was kinda tricky. Had to get a loan based on 2 yrs of bank statements and if you research this, most lenders don't wanna touch it. They were extremely, efficient, professional, caring and not pushy. You pretty much can get things done faster if you respond to their inquires at their pace. So it's your call. Love these guys. Love CA and love Cal Loan Associates. They are good people. Give them a try. Tell Charles I sent you. :-) read more

Really helped me with everything I needed as a first time home buyer. Very responsive to any inquires that I have and worked so hard to make everything work for their client's benefit. With them, you know you are in good hands. Thank you, Kyle. You are very much true to your word. read more

Efficient, knowledgeable, faster processing, flexible. Worked with Kyle for mortgage close and it went very smooth. Closed mortgage in 15 days. I will definitely consider Kyle for next time and refer to my friends. read more

Our experience working with Kyle was great! When we finally found the house we wanted we had a couple of small financial hurdles to get past, and Kyle was most helpful in overcoming those. He is very creative and can come up with a solution to any situation. At times we had our concerns about buying in the current market, but Kyle always had a calming presence and with his level of knowledge in the mortgage game always gave us the confidence we needed to move forward. He patiently explained every step of the process so we always knew what to expect. His team is incredible as well. The process was so smooth we even closed early!! He is truly a guru in the mortgage business. He was able to lock down our rate before they spiked which was a blessing. We will refinance when the time is right and we will definitely use Kyle again. He will always have our business moving forward, and I highly recommend him to anyone looking to buy. read more

My husband and I desired to refinance our home in order get a better rate. We also wanted to pay off some bills and do some upgrades to our home. I'm not sure how we got connected to CLA, Inc. But, it was a true blessing! The moment we walked in to the beautiful office until we finished signing papers we were quite amazed! The receptionist was very cordial. Kyle and the entire team were quick, knowledgeable and had a great sense of humor. We have utilized their services twice and are still benefitting from the outcome of doing so. I would recommend that you check them out before going anywhere else. Very trustworthy and that means a lot these days! Thank you all from the Millers! read more

Dan is the most knowledable mortgage expert I have ever had the please to work with. I had been shopping for a new Mortage for over 2 years. Due to various reasons I was told by many lenders that I would have to wait a couple more years to refinance. Then I talked to Dan, and he told me it was possible, not only did he find a great refinance deal for me, he did in very quickly and thoroughly. Dan knows his trade better than anyone I have ever talked to. Not only do I highly recommend him for any mortgage service you need, you would be foolish not to seek his services. read more

I have used Kyle Darrow and his crew 3 times in the last 8 years. The first time he was both my realtor and my mortgage broker. He was recommended to me by a friend. I learned more about mortgage financing in the first hour and a half with Kyle than I learned from my previous realtor and his recommended lender (whom I had to fire due to poor performance selling my previous house and poor service helping me find a new one). There was stiff competition for the new purchase but Kyle expertly wrote a great offer and had me pre-approved with excellent financing. In spite of several other offers I got my dream home. He has since helped me refinance on 2 other occasions to get me down to a lower rate. The last time was about a year ago. Kyle got me a spectacular rate and was able to close in 10 days with no appraisal! He still checks in with me and my family regularly to see how we are doing. I sense it's not all about the transaction with Kyle. What started out as a business relationship is becoming a friendship. read more

Dan Foster is simply the best! - When my landlord decided to unexpectedly sell the home my family and I had been renting for the last 6 years, it was quite stressful. My wife and I had just had our 2nd son two months prior to the notice and now we were facing the options to purchase the home or move. Ultimately we loved the home, we had moved in when my first son turned two and It worked well for our growing family. Needless to say we had already created many memories in the home and really wanted to purchase it. My credit was perfect and I have a pretty decent income so I knew that pre-approval wouldn't be a problem, but the mortgage still had to work with our budget or we would have no choice but to find somewhere else to live. So naturally, I found a trusted local realtor and she referred me to Loan guy #1. I told him specifically what I was comfortable with in terms of a down payment and monthly mortgage. After I submitted all of my info, he set a meeting to review the figures. After that meeting I was so depressed, none of his options met either my down payment or monthly mortgage goals and he almost convinced me I would not be able to buy my home unless I came up with over $10k more in cash down and I lamented to paying $500 more a month in mortgage. It didn't seem right since I had done a million mortgage calculators online and it seemed like I should be able to afford what my landlord was asking for on the home. I then shopped around and contacted loan guy #2 - which was Quicken's Rocket mortgage. They actually came up with much better figures in both down and monthly costs, BUT since this was my first home purchase I had lots of questions and you cannot get answers quickly with them AND they very clear that closing estimates were just that very estimated. For example their property tax estimate was way off. This made me feel very uneasy. So then I was referred to Dan by a friend who is in the industry and initially I thought he was going to be like loan guy #1, giving me crazy expensive options but with the easier access to questions since he was local. He was actually the best of both worlds. He beat Quicken on APR and cash to close and gave me 3-4 options that beat Quicken on both. I honestly can say that I do not normally write online reviews unless I truly think the service I receive goes above and beyond the norm or if it's the opposite. Since I shopped around before using Dan as my lender, I can say 100% without a doubt that all lenders are not even close to the same. The first loan guy almost convinced me that I could only get a loan for 1% higher than what Dan got me. Dan also provided services that would have not gotten with Quicken, for example he researched what my exact property taxes would be and got the escrow company to amend this before I closed, saving me quite a bit of cash up front. He also reviewed all of my real estate docs to make sure that no one else in the chain was price gouging me with increased or extra unnecessary fees. I was able text him night and day with any questions I had and he would always get back to me promptly. If you are looking for a Lender, this is the guy you want to go with, .... unless you don't like saving money. He helped me and my family purchase the home my boys are going to grow up in and that is simply the bottom line. read more

Wonderful office staff! I've sent numerous clients to Dan the Mortgage Man for home loans and he never disappoints. Does everything he can to get the loan done! Great location as well. read more

After having two other mortgage brokers tell me "it can't be done", Dan the Mortgage Man comes through! He worked tirelessly to close a tough loan. Dan is professional, experienced and has his finger on the pulse of the lending industry. read more

I figure that most home buyers can get home loan one way or another, but a few couldn't because of certain special circumstances. I may belong to the latter when I started to look for a home loan, because a prior foreclosure. So when I looked to possibility to buy again, my agent recommended Dan at California Loan Associates for his unique ability and track record to overcome loan obstacles for his clients. There may not be room on this site to list all the ways Dan has handled my unique set of circumstances, or those may be privileged information of how he resolves issues for clients. In terms of tough obstacles, the FHA loan I was seeking wasn't even come close to comparing with other unexpected steep challenges that arose during the closing processes due to my situation. At moments during the transactions, the hurdles appeared so great at times even I and my agent who is a seasoned professional broker thought my loan could not be closed. But let me tell you, Dan saw to it that it was done and I bought the home I wanted without wasting any time. Dan worked tirelessly to overcome my set of circumstances including battling with lawyers, title agents, and working closely with the seller side. Dan made these efforts not only on his time after hours, but also got me the best possible loan deal. I don't usually go online to comment on anything, but my recommendation of Dan as any home buyer's loan officer is the least I must share with everyone. If you are in need of a mortgage expert you can meet face to face with, this is the guy to call. Thank you Dan 'the Mortgage Man' and the California Loan Associates! read more