1. Capital Coverage Insurance Agency

    1. Capital Coverage Insurance Agency

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    Bothell, WA

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    Capital Coverage Insurance Agency

    5.0 (1 review)
    Open 9:00 am - 5:00 pm

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    Services - Capital Coverage Insurance Agency

    Homeowner or property

    Car and truck insurance

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    2 years ago

    Knowledgeable team with prompt replies and customer support. They compare multiple companies to find the best rates and give good guidance.

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    Liberty Mutual Group

    Liberty Mutual Group

    (4 reviews)

    Liberty Mutual turned an already stressful situation into a nightmare…read more My son's truck was legally parked when it was sideswiped by a commercial dump truck. He was 100% not at fault. His 2017 Toyota Tacoma was in excellent condition, under 100,000 miles, mechanically sound, and still drove perfectly after the accident. The frame was straight. No broken glass. No major mechanical issues. The damage was primarily cosmetic body damage. Despite that, Liberty Mutual declared it a total loss. What has been most upsetting isn't just the decision -- it's the complete lack of empathy and poor communication throughout the process. Everything felt cold, rushed, and transactional. We were given vague instructions, confusing paperwork, and inconsistent explanations about payout timelines. Every answer had to be dragged out of them. The most frustrating part? They only extended the rental for a very short period and refused to budge because it was "policy," even though my son did nothing wrong. So while Liberty makes decisions from behind a desk, the real-life consequences fall entirely on us. My son now has to scramble to find and finance another truck before even receiving his settlement money -- all because someone else hit his parked vehicle. Insurance is supposed to help restore stability after an accident. Instead, Liberty Mutual added stress, confusion, financial pressure, and frustration. If you want an insurance company that treats you like a human being during a claim, this was not our experience.

    I hate this company for two main reasons: 1) overinflated prices, and 2) lying by concealment. They…read moresay, "Pay only for what you need," as if they had dreamed it up. Optional coverages have been available from all car insurance companies since the beginning of auto insurance. Liberty Mutual didn't create it, as if they were the only ones who offer that. They're wrong, and it's a lie by concealment. If your car is paid off, for example, you can save a few $$hundred every year by opting out of collision coverage. The same goes for comprehensive, Personal Injury Protection, and Uninsured/Underinsured motorists coverages. They quoted me 40% more than USAA, so it appears they don't offer military discounts.

    Kallberg Insurance Agency

    Kallberg Insurance Agency

    (2 reviews)

    I love Kallberg so much! I came to them when I had no idea where to go about eight years ago and…read morethey have been so great to me! They've been one of the best professional experiences I've had. This is a family business run by an awesome mother/daughter team. Kallberg is an Insurance Broker working with several different top insurance companies to get you the best deal. I stopped price shopping on insurance because Kallberg always has whatever prices I found beat. This is such a great experience. I call every six months to renew my insurance. Have a really nice conversation with them. And then I'm good and off the phone in under 5 minutes. Could not be better. If you're looking for auto insurance but you're unsure where to go or where to even start, go to Kallberg! Professional, awesome, super nice and with the best prices time and time again. I like them so much I recommend them to family and friends.

    I didn't have the best driving record ever. Actually it was pretty bad. I was paying a crazy…read moreamount for insurance until I found Kallberg Insurance. Marilyn was the best insurance agent I have ever had. Any troubles I had she was there to help me figure out the best solution. Not only was she understanding and didn't make me feel like an idiot driver that I really was, she helped find me prices that I didn't think were possible in my situation. Don't drink and drive people. I recently moved to New York and have given up driving all together and had to cancel my insurance and it made me sad to say good-bye. I will be moving back to Seattle someday and you can bet I will be signing back up with Kallberg Insurance. Thank you for all your help.

    Capital Coverage Insurance Agency - homeinsurance - Updated July 2026

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