1. Lorenzo Valdivia Jr - State Farm Insurance Agent

    1. Lorenzo Valdivia Jr - State Farm Insurance Agent

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    Bothell, WA

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    Lorenzo Valdivia Jr - State Farm Insurance Agent

    5.0 (7 reviews)
    Closed 9:00 am - 5:00 pm

    Services - Lorenzo Valdivia Jr - State Farm Insurance Agent

    Homeowner or property

    Car and truck insurance

    Life insurance

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    Recommended Reviews - Lorenzo Valdivia Jr - State Farm Insurance Agent

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    2 years ago

    Valerie is super responsive and was able to help to optimize my multiple policies and discounts. Highly recommend her and the entire agency!

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    3 years ago

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    4 years ago

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    4 years ago

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    5 years ago

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    4 years ago

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    8 years ago

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    Ask the Community - Lorenzo Valdivia Jr - State Farm Insurance Agent

    Liberty Mutual Group

    Liberty Mutual Group

    (4 reviews)

    Liberty Mutual turned an already stressful situation into a nightmare…read more My son's truck was legally parked when it was sideswiped by a commercial dump truck. He was 100% not at fault. His 2017 Toyota Tacoma was in excellent condition, under 100,000 miles, mechanically sound, and still drove perfectly after the accident. The frame was straight. No broken glass. No major mechanical issues. The damage was primarily cosmetic body damage. Despite that, Liberty Mutual declared it a total loss. What has been most upsetting isn't just the decision -- it's the complete lack of empathy and poor communication throughout the process. Everything felt cold, rushed, and transactional. We were given vague instructions, confusing paperwork, and inconsistent explanations about payout timelines. Every answer had to be dragged out of them. The most frustrating part? They only extended the rental for a very short period and refused to budge because it was "policy," even though my son did nothing wrong. So while Liberty makes decisions from behind a desk, the real-life consequences fall entirely on us. My son now has to scramble to find and finance another truck before even receiving his settlement money -- all because someone else hit his parked vehicle. Insurance is supposed to help restore stability after an accident. Instead, Liberty Mutual added stress, confusion, financial pressure, and frustration. If you want an insurance company that treats you like a human being during a claim, this was not our experience.

    I hate this company for two main reasons: 1) overinflated prices, and 2) lying by concealment. They…read moresay, "Pay only for what you need," as if they had dreamed it up. Optional coverages have been available from all car insurance companies since the beginning of auto insurance. Liberty Mutual didn't create it, as if they were the only ones who offer that. They're wrong, and it's a lie by concealment. If your car is paid off, for example, you can save a few $$hundred every year by opting out of collision coverage. The same goes for comprehensive, Personal Injury Protection, and Uninsured/Underinsured motorists coverages. They quoted me 40% more than USAA, so it appears they don't offer military discounts.

    Lorenzo Valdivia Jr - State Farm Insurance Agent - homeinsurance - Updated July 2026

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