"I have been working with Carmen from The Simpleloan Group for several years now, and I can confidently say that my experience has been nothing short of exceptional. Carmen has consistently demonstrated a high level of professionalism, expertise, and dedication throughout our partnership. What sets Carmen apart is not only his in-depth knowledge of the mortgage industry but also his remarkable ability to make the entire process smooth and understandable. His expertise has been invaluable in securing the best rates for my home loans and mortgages. Carmen has a keen understanding of the market, and his insights have proven to be instrumental in making informed decisions about my investments. Beyond his professional prowess, Carmen's exceptional communication skills have been a cornerstone of our collaboration. He is not only easy to talk to but also takes the time to ensure that I fully comprehend the details of each transaction. This level of transparency and openness has fostered a sense of trust and confidence in our working relationship. One of the aspects that truly stands out is Carmen's unwavering availability. No matter the time or day, Carmen has always been there to promptly address any questions or concerns I may have. This level of responsiveness has been a game-changer, providing me with the peace of mind that comes with knowing I can rely on him for guidance and support. In summary, working with Carmen and The Simpleloan Group has been a consistently positive and rewarding experience. I wholeheartedly recommend Carmen to anyone seeking not only the best rates and financial solutions but also a partner who genuinely cares about their clients' success and satisfaction. Carmen's professionalism, accessibility, and commitment to excellence make him an outstanding mortgage advisor." Feel free to adjust and personalize this review based on your specific experiences and sentiments! read more

WOW! What an extremely easy, fast refinance we just did on our home. I have to admit, I was a bit hesitant in wanting to refinance on our home (to get a better rate AND to lower our monthly payments) due to the embarrassment of having a bankruptcy on my record (not because of irresponsible spending but because of life events that caused me to incur a lot of debt in attorney fees and living expenses). It was bad enough being scrutinized by everyone and especially financial institutions a couple of years ago when first buying our home. I received Carmen's name and contact info through my daughter. I had reached out to him months ago but let the ball drop (again embarrassed in my situation). Just a couple of weeks ago, I reached out to him again in regards to re-financing our mortgage to lower our rate and get rid of PMI. I honestly was not sure what to expect. Seriously, just less than two weeks ago, I submitted everything he requested (which honestly, it was so easy to provide documentation). We signed and notarized all of the loan documents a few days ago and our loan has already been funded! We now have a monthly mortgage payment LESS than what we were paying in rent a couple of years ago. I am still in awe at how easy and "painless" it was to work with Carmen and Nicole and get a great rate! Carmen even called me today to congratulate us on closing on this loan! He is very real, down to earth and easy to talk to and work with - like family! I love how quickly he worked to help us out! If you are looking for no BS and a quick turnaround with your loan needs - Carmen and his crew are the absolute best! If I ever need any assistance in the future with any new home loans or refinancing, Carmen and The Simpleloan Group will be my go to! read more

I've known the star members of The Simpleloan Group Carmen Cipolone and Nicole Marie for over 10 years and after going this process with them I learned that they are almost as great at the loan process as they are people. And if you know them then you know that is about the highest praise of performance, you can get! To make the offer on this property I needed a pre-qualification letter in a matter of hours. Carmen although out of town on vacation produced that letter immediately. (He did that a couple other times on our strikeouts as well.) When the seller was trying to decide between our offer and a full cash offer Carmen stepped in and made a call late on a Friday evening to the sellers agent and gave them the confidence that our team would close within the deadline, which was huge in sealing the deal! Probably most importantly, Simpleloan got us a better rate than our bank Wells Fargo (which honestly surprised me being as big as Wells Fargo is). From there using Simpleloan's DocuSign process, getting all the docs in was as easy as it gets. The Simpleloan team even worked through the holidays to ensure we would close in time, which we did. What can say?! Thank you, Simpleloan Group, you guys were truly amazing and exceeded my already high expectations! read more

Update: Thank you Carmen and the Prime Team!!! As promised I refinanced at the 6 month mark. Not only did Carmen close in less than 20 days, he helped my get my credit score back to the excellent range. When I refinanced 6 months ago I was not in the best place financially. I was struggling. I am grateful for taking the time to listen to Carmen and his team. They offered their services I took a leap of faith and it paid off. Thanks again I cannot believe how amazingly quick my refinance was. Carmen and his team are very efficient and professional when tbewere in expediting my loan process. We set a goal and they crushed it! Literally took 16 days to close on my refinance. Carmen always took the time to answer questions and give me reassurance that he personally manages the entire experience from application to closing. Best mortgage experience to date. Thanks Prime team. Your name speaks for itself... PRIME !!! read more

I have purchased 3 homes in my life, and this transaction, while using The Simpleloan Group-Prime Mortgage has been by far, the very best experience of all 3! Carmen and his team, especially Nicole, were exceptional. They answered all my questions thoroughly and in a timely manner. They were always there to lead me through with the next move, even before I knew what the "next move" should be. My interest rate is at the best and lowest anyone could get, at this point in the market. The Simpleloan Group-Prime Mortgage took my hand and led me through the entire process, even checking in on me after closing. I could not be happier with the process, attention to detail, personal attention, and exceptional rate that I received. I would recommend them to anyone and everyone. Simpleloan Group-Simply the Best!! read more

Carmen and his team made the lending process extremely simple for my family and me. Carmen started off by wanting to know my refi plan. From there, his team developed the loan to best meet my needs. Albert Einstein said, "If you can't explain it simply, you don't understand it well enough". That being said, Carmen was able to explain everything to my family and me in the most concise way while giving us the option to decide on a loan to best meet our needs. Carmen and his team defenitely made our loan process simple and beneficial. A big THANK YOU to Carmen for helping us and he is the first lender I would recommend. read more

Carmen was excellent in getting my refinancing done in record time. Even though there were a few bumps in the road, Carmen's team was able to smooth them out and get my load approved very quickly. Whenever I had any questions Carmen was able to answer them to my satisfaction quickly. I was able to borrow enough to pay off my previous mortgage and all my other high interest loans and still have some money left over to make further improvements to my home. I highly recommend Carmen and his team to anyone looking to refinance and lower their interest rates. read more

Carmen and the entire GoPrime team could not have been more helpful and accommodating throughout the process. I needed to refi my current property to fund a down payment on an investment property. They were able to easily navigate me through a complex situation of simultaneously closing two loans and make it simple and stress free. Carmen was always available to answer any of my questions and ensure my mind was at ease throughout the closing process. I would highly recommend Carmen and the Simpleloan Group to anyone in the market for a mortgage read more

I was completely impressed with the way my refinancing went with Carmen, and his team. They were very responsive and readily available to help with all questions I had during the process. They kept to their word on keeping me informed, working their hardest for me, and doing the best they could for me. I honestly felt like their only client at the time because of the attention they paid to me and my needs. I would recommend this team to anyone for their mortgage needs! Thank you! read more

Carmen and Nicole are definitely the ones to go to for home loans! His team is fast to work with. They are on top of everything and get you to close always on time. The whole process is streamlined and easy. They never hassle you for extra paperwork as they know what they need the first time. They keep you updated through the whole process and explain every step to you so that you understand the what you're getting to. Best mortgage lender ever! Thank you Carmen and Nicole! read more

My wife and I recently purchased our first home with the help of Carmen and GoPrime. Carmen made this stressful process easier than I ever imagined it would be. Carmen and his team kept in constant contact with me and he was always available when I needed to speak to him. Carmen made treated us like family, not just a client. We will forever be thankful for the help we received from Carmen and his team. If you are purchasing a new home I highly recommend Carmen and GoPrime. read more

The simpleloan group was hands down, the BEST team I have had the pleasure of working with. I was out of my old home and into my new one ahead of schedule! They expedited all paperwork in order to get my family into the house of our dreams in less than 60 days!! They helped us with credit issues, questions, and left us worry free and with an amazing rate that we can afford. Thank you to Carmen and his team for a job well done!!! The Gebert family read more

Thank you, Carmen, for helping me to understand the whole home-buying process, thank you for constantly communicating with me as much as possible, thank you for going over all the figures that were involved, and thank you for always being readily available whenever I had a question or two, or three, or four, about anything related to the purchase of my first home. You are awesome! Thank you, Carmen. read more

We are so glad that we chose to work with Carmen and Prime Mortgage for the purchase of our new home! Carmen was so great and helped us navigate the sale of our home and the purchase of our new one with ease! We always felt reassured that his team had our best interest in mind and are so lucky to have had Carmen in our corner. We would absolutely refer them to anyone looking for a loan! read more

I wish I could give more than 5 stars. Carmen was phenomenal through the entire process start to finish. He made it simple, easy to understand and always answered any questions I had right away. He went ABOVE AND BEYOND and I can't recommend him enough if you are looking for a loan. Thank you to Carmen and Nicole and his entire team. You guys are the best. You are appreciated. read more

The Simpleloan Group delivered exactly as its name implies! They made our first home buying experience quick & painless! We look forward to working with them for any and all needs in the future! If the home buying/refinancing world overwhelms you, they will make sure to walk you through it step by step. We highly recommend working with The Simpleloan Group :) read more

Carmen, Nicole, and the rest of their team were outstanding throughout our entire loan process! We are now customers for life without a doubt. Our loan funded in just over 30 days, in a very hot market, where most in our area are being pushed out as far as 90 days or more in some cases. A true Godsend! Thank you so very much GoPrime & The SimpleLoan Group!! read more

I have been closing transactions with Carmen for several years and his files always stand out for being so organized. His clients always are up to date on what steps need to be taken and are prepared. He insures every detail is handled for them like they are family. I would recommend him to anyone looking to buy or refinance a home. read more

Carmen and his team did a great job. He is knowledgeable, efficient and dependable. He answered all my calls, even the calls at 7am while on his morning jog, sorry about that ! Carmen will be the only Lender I or anyone in my family will ever work with, my wife and I thank you and appreciate you and your team for everything. read more