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    Chase Bank

    2.7 (29 reviews)
    Closed • Closed
    Updated over 3 months ago

    Services - Chase Bank

    Personal banking

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    Wells Fargo Bank

    Wells Fargo Bank

    (20 reviews)

    You would not think there would be a difference between Wells Fargo branches, however, there is…read more People make the difference. Twice I have gone to the Ladera Ranch branch and have been told that my deposits, which were over $10,000 had to be held. Half available in a couple days, and the other half in a week. Pretty ridiculous for a long-time account holder and a check from a recognized bank. So I go to this one in Mission Viejo, they get my funds available the next day. All of it. Took some research, there was a manager and a teller that worked to clear it, but they got it done. Extra effort - it makes people happy.

    I honestly don't know why I even opened an account with Wells Fargo…read more I came into this branch simply to purchase a cashier's check using MY OWN MONEY from MY OWN ACCOUNT. Somehow, their "computer" flagged the transaction as an error and possible fraud. The teller told me the only person who could override it was the manager--but apparently the manager was on lunch. Mind you, it was almost 4 PM and the branch was closing in about an hour. Who takes lunch an hour before closing when they're the only person who can handle situations like this? What really frustrated me was the fraud accusation itself. How exactly is me purchasing a cashier's check with money already sitting in my account suspicious? It's not like I walked in trying to cash a questionable check or deposit money from an unknown source. I was trying to access and use my own funds. I was so frustrated that I personally called Wells Fargo's fraud department, put them on speakerphone in front of the teller, and had the Wells Fargo fraud representative confirm that there was NO fraud issue showing on their end. And somehow, that still didn't resolve it. When the manager finally returned, he started asking me questions about where I worked, why I was in the area, and other questions that seemed aimed at figuring out why the system might have flagged me. Look, I'm no Sherlock Holmes, but are we serious here? I'm purchasing a cashier's check. With my own money. From my own account. Instead of getting even more upset, I bit my tongue, answered the questions, finally got my cashier's check, and left. The entire experience was unnecessarily frustrating, embarrassing, and ridiculous. This branch was an absolute joke, and unfortunately, the experience reflects poorly on Wells Fargo as a whole. I'll be sticking with Chase.

    Chase Bank - banks - Updated September 2026

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